Paylinkd
ActiveSummary
Paylinkd is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€2,724) and a net result of €6,925. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 8091 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8091 sector peers (2025).
NBB · sector comparisonPosition among 8091 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
36 d early
2023
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (3 of the last 3 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€2,724▲ 71.8%
2024 · -€9,648
Net result
€6,925
2024 · -€7,155
Total assets
€12,059▲ 5,541%
2024 · €214
Solvency
-22.6%▲ 4490.7pp
2024 · -4513.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€3,493--€7,057▼ 102%€8,054
Net result-€3,493below the sector's middle half--€7,155below the sector's middle half▼ 105%€6,925within the sector's middle half
Equity-€2,493below the sector's middle half--€9,648below the sector's middle half▼ 287%-€2,724below the sector's middle half▲ 71.8%
Total assets€3,406below the sector's middle half-€214below the sector's middle half▼ 93.7%€12,059below the sector's middle half▲ 5,541%
Debt€5,899-€9,862▲ 67.2%€14,783▲ 49.9%
Working capital€2,007within the sector's middle half--€9,648within the sector's middle half€454within the sector's middle half
Solvency-73.2%below the sector's middle half--4513.3%below the sector's middle half▼ 4440.1pp-22.6%below the sector's middle half▲ 4490.7pp
Current ratio1.04within the sector's middle half
Return on assets (ROA)57.4%above the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8,054 after a loss of €7,057 in 2024, the highest result in the available series.
Balance-sheet composition
Assets €12,059
Fixed assets
€972
Current assets
€11,087
Key figures and ratios
Debt ≤ 1 year
€10,633▲
2024 · €9,862
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €18 | - |
| Other operating charges640/8 | - | €118 | €1,014 | ▲ 759% |
| Gross operating margin9900 | -€3,493 | -€6,939 | €9,085 | ▲ 231% |
| Operating profit (loss)9901 | -€3,493 | -€7,057 | €8,054 | ▲ 214% |
| Financial income75/76B | - | €0 | €0 | ▼ 25.9% |
| Recurring financial income75 | - | €0 | €0 | ▼ 25.9% |
| Financial charges65/66B | - | €98 | €1,130 | ▲ 1,052% |
| Recurring financial charges65 | - | €98 | €1,130 | ▲ 1,052% |
| Profit (loss) for the period before taxes9903 | -€3,493 | -€7,155 | €6,925 | ▲ 197% |
| Profit (loss) for the period9904 | -€3,493 | -€7,155 | €6,925 | ▲ 197% |
| Profit (loss) for the period to be appropriated9905 | -€3,493 | -€7,155 | €6,925 | ▲ 197% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €3,406 | €214 | €12,059 | ▲ 5,541% |
| Fixed assets21/28 | - | - | €972 | - |
| Tangible fixed assets22/27 | - | - | €972 | - |
| Furniture and vehicles24 | - | - | €972 | - |
| Current assets29/58 | €3,406 | €214 | €11,087 | ▲ 5,086% |
| Amounts receivable within one year40/41 | €336 | - | €9,673 | - |
| Trade receivables40 | - | - | €9,673 | - |
| Other amounts receivable41 | €336 | - | - | - |
| Cash at bank and in hand54/58 | €3,071 | €214 | €1,414 | ▲ 562% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €3,406 | €214 | €12,059 | ▲ 5,541% |
| Equity10/15 | -€2,493 | -€9,648 | -€2,724 | ▲ 71.8% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Outside capital11 | - | €1,000 | - | - |
| Other1109/19 | - | €1,000 | - | - |
| Profit (loss) carried forward14 | -€3,493 | -€10,648 | -€3,724 | ▲ 65.0% |
| Amounts payable17/49 | €5,899 | €9,862 | €14,783 | ▲ 49.9% |
| Amounts payable after more than one year17 | €4,500 | - | - | - |
| Financial debts170/4 | €4,500 | - | - | - |
| Amounts payable within one year42/48 | €1,399 | €9,862 | €10,633 | ▲ 7.8% |
| Trade debts44 | €1,399 | €6,372 | €2,111 | ▼ 66.9% |
| Suppliers440/4 | €1,399 | €6,372 | €2,111 | ▼ 66.9% |
| Advances received on contracts in progress46 | - | - | €2,790 | - |
| Taxes, remuneration and social security45 | - | €839 | €1,015 | ▲ 20.9% |
| Taxes450/3 | - | €839 | €1,015 | ▲ 20.9% |
| Other amounts payable47/48 | - | €2,651 | €4,717 | ▲ 77.9% |
| Accrued charges and deferred income492/3 | - | - | €4,150 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,493 | -€7,155 | €6,925 | ▲ 197% |
| + Depreciation and write-downs630 | - | - | €18 | - |
| Operating cash flow (approximation) | -€3,493 | -€7,155 | €6,942 | ▲ 197% |
| Change in cash | - | -€2,857 | €1,201 | ▲ 142% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €6,925
Net result €6,925 after 2 loss-making years.
31-12
Financial
Liquidity times 48current ratio 1.04
Current ratio from 0.02 to 1.04.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€7,155
Net result drops to -€7,155, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2023
Ground area
1,191 m²
Building footprint
227 m²
Volume, LiDAR
983 m³
Parcel 11922C0593/00E003, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Paylinkd
since 20232.342.920.974
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0593/00E003 | Flanders | 1,191 m² | 1 · 227 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70100Activities of head offices
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0798982070
Also
9925:BE0798982070
Registered
14-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.