PAYFIN
Annual accounts 2025
micro format, filed on 19-03-2026, 134 days before the deadlineTurnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €31,000. Estimated: probably between €15,000 and €62,000.
Balance sheet
balance sheet total €77,165 on 31-12-2025in euro
in euro
Position in the sector
88.2%
Higher than 87% of 39,364 companies in 2025.
8.25
Higher than 87% of 38,048 companies in 2025.
8.5%
Higher than 39% of 38,520 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
77,165 | 202,755 | 165,561 | 192,523 | 168,686 | 87,952 | |
21/28 |
2,280 | 2,433 | 5,383 | 8,332 | 11,935 | 16,070 | |
22/27 |
- | 153 | 3,103 | 6,052 | 9,655 | 13,790 | |
24 |
- | 153 | 3,103 | 6,052 | 9,655 | 13,790 | |
28 |
2,280 | 2,280 | 2,280 | 2,280 | 2,280 | 2,280 | |
29/58 |
74,885 | 200,322 | 160,178 | 184,191 | 156,751 | 71,882 | |
40/41 |
16,477 | 3,534 | 30,524 | 36,591 | 7,705 | 32,462 | |
40 |
14,513 | 2,879 | 3 | 36,591 | 7,573 | 32,462 | |
41 |
1,964 | 655 | 30,521 | - | 132 | - | |
50/53 |
38,877 | 64,605 | 10,000 | - | - | - | |
54/58 |
19,394 | 132,012 | 19,496 | 147,453 | 144,595 | 39,330 | |
490/1 |
136 | 170 | 100,158 | 147 | 4,451 | 90 | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
77,165 | 202,755 | 165,561 | 192,523 | 168,686 | 87,952 | |
10/15 |
68,022 | 95,522 | 159,427 | 169,114 | 138,155 | 61,725 | |
10/11 |
50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 26,000 | |
13 |
17,000 | 44,500 | 108,500 | 118,200 | 87,200 | 35,700 | |
133 |
17,000 | 44,500 | 108,500 | 118,200 | 87,200 | 35,700 | |
14 |
1,022 | 1,022 | 927 | 914 | 955 | 25 | |
17/49 |
9,143 | 107,233 | 6,134 | 23,409 | 30,531 | 26,227 | |
42/48 |
9,076 | 106,417 | 5,320 | 21,189 | 30,531 | 26,227 | |
44 |
1,971 | 1,677 | 252 | 677 | 1,872 | 1,084 | |
440/4 |
1,971 | 1,677 | 252 | 677 | 1,872 | 1,084 | |
45 |
4,160 | 15,472 | - | 15,084 | 24,453 | 21,533 | |
450/3 |
4,160 | 15,472 | - | 15,084 | 24,453 | 21,533 | |
47/48 |
2,946 | 89,268 | 5,068 | 5,429 | 4,206 | 3,609 | |
492/3 |
67 | 816 | 814 | 2,220 | - | - | |
| Income statement | |||||||
9900 |
6,714 | 52,652 | 84,754 | 44,956 | 74,773 | 52,651 | |
630 |
153 | 2,950 | 2,950 | 3,223 | 4,135 | 4,514 | |
640/8 |
638 | 618 | 604 | 929 | 198 | 355 | |
9901 |
5,923 | 49,084 | 81,201 | 40,804 | 70,439 | 47,782 | |
75/76B |
3,538 | 1,912 | 567 | 0 | 0 | 2 | |
75 |
3,538 | 1,912 | 567 | 0 | 0 | 2 | |
65/66B |
90 | 90 | 125 | 86 | 77 | 17 | |
65 |
90 | 90 | 125 | 86 | 77 | 17 | |
9903 |
9,371 | 50,907 | 81,643 | 40,719 | 70,362 | 47,766 | |
67/77 |
2,846 | 14,412 | 17,630 | 9,759 | 17,932 | 12,041 | |
9904 |
6,524 | 36,495 | 64,013 | 30,960 | 52,430 | 35,725 | |
9905 |
6,524 | 36,495 | 64,013 | 30,960 | 52,430 | 35,725 | |
| Appropriation of the result | |||||||
9906 |
7,546 | 37,422 | 64,927 | 31,914 | 52,455 | 35,725 | |
14P |
1,022 | 927 | 914 | 955 | 25 | - | |
791/2 |
27,500 | 100,400 | 73,700 | - | - | - | |
691/2 |
- | 36,400 | 64,000 | 31,000 | 51,500 | 35,700 | |
6921 |
- | 36,400 | 64,000 | 31,000 | 51,500 | 35,700 | |
694/7 |
34,024 | 100,400 | 73,700 | - | - | - | |
694 |
34,024 | 100,400 | 73,700 | - | - | - | |
| Social balance sheet | |||||||
Hours worked1013 |
0 | - | - | - | - | - | |
| Document | |||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 19-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-03-2026 | 2026-00062628 | |
| 31-12-2024 | micro format | 04-08-2025 | 2025-00354923 | |
| 31-12-2023 | micro format | 02-08-2024 | 2024-00326575 | |
| 31-12-2022 | micro format | 10-07-2023 | 2023-00219053 | |
| 31-12-2021 | micro format | 16-08-2022 | 2022-20292875 | |
| 31-12-2020 | micro format | 20-08-2021 | 2021-51300090 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 6,076 | 52,034 | 84,150 | 44,027 | 74,574 | 52,296 | ||
| 6,677 | 39,444 | 66,963 | 34,183 | 56,565 | 40,239 | ||
| 0 | 0 | 0 | -380 | 0 | 20,584 | ||
| -112,618 | 112,516 | -127,957 | 2,858 | 105,265 | - | ||
| 65,809 | 93,905 | 154,859 | 163,002 | 126,220 | 45,655 | ||
| 88.2% | 47.1% | 96.3% | 87.8% | 81.9% | 70.2% | ||
| 8.25 | 1.88 | 30.11 | 8.69 | 5.13 | 2.74 | ||
| 0.13 | 1.12 | 0.04 | 0.14 | 0.22 | 0.42 | ||
| 9.6% | 38.2% | 40.2% | 18.3% | 38.0% | 57.9% | ||
| 8.5% | 18.0% | 38.7% | 16.1% | 31.1% | 40.6% | ||
| 67.51 | over 100 | over 100 | over 100 | over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2025 annual accounts
Insights on PAYFIN
The operating result for 2025 is 88% lower than in 2024 and the lowest since 2020. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 52.9% to 11.8%. Equity and debt are lower.