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PAYAL GROUP

Active
Private limited companyfounded 2022active for 3 yearsLuxemburgstraat 20, 9140 Temse, BelgiumKBO/BCE: BE 0793.359.139
Summary

The computed 12-month bankruptcy probability of PAYAL GROUP is 21.0% (high). The 2024 annual accounts show equity of €16,496 and a net result of €13,496. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Other construction installation
NACE 43240
1 site
Size
€323,674turnover 2024
Equity
€16,496
Profit
€13,496
Financial health
Bankruptcy probabilitywithin 12 months
21.0%
2024 figures too old to score
Structure
Accounts filed 12 days late1 of 3 deeds read
Signalsraises riskFigures for financial year 2024 (filed 13-02-2025)Ex-officio strike-off in the KBO1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 13 days lateAdministrative warnings in the KBO publicationsneutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: High
Financial strength, FY 2024
Average
Solvency 49
equity 24.1% of total assets
Liquidity 9
short-term debt 75.9% · cash 0.1%
Profitability 77
return on assets 19.8%
Bankruptcy probability, 12 months
21.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,538 companies, NACE 43, micro)
Last 24 months 11-2024: 5.6% 12-2024: 5.6%● unchanged vs 11-2024 01-2025: 5.6%● unchanged vs 12-2024 02-2025: 5.6%● unchanged vs 01-2025 03-2025: 6.0%▲ +0.4 percentage points vs 02-2025 04-2025: 6.0%● unchanged vs 03-2025 05-2025: 6.0%● unchanged vs 04-2025 06-2025: 5.8%▼ -0.2 percentage points vs 05-2025 07-2025: 5.7%▼ -0.1 percentage points vs 06-2025 08-2025: 5.4%▼ -0.3 percentage points vs 07-2025 09-2025: 5.7%▲ +0.3 percentage points vs 08-2025 10-2025: 6.6%▲ +0.9 percentage points vs 09-2025 11-2025: 7.5%▲ +0.9 percentage points vs 10-2025 12-2025: 4.4%▼ -3.1 percentage points vs 11-2025lowest value 01-2026: 4.5%▲ +0.1 percentage points vs 12-2025 02-2026: 5.2%▲ +0.7 percentage points vs 01-2026 03-2026: 5.6%▲ +0.4 percentage points vs 02-2026 04-2026: 13.1%▲ +7.5 percentage points vs 03-2026 05-2026: 13.3%▲ +0.2 percentage points vs 04-2026 06-2026: 14.9%▲ +1.6 percentage points vs 05-2026 07-2026: 16.3%▲ +1.4 percentage points vs 06-2026 08-2026: 22.3%▲ +6.0 percentage points vs 07-2026highest value 09-2026: 22.3%● unchanged vs 08-2026highest value 10-2026: 21.0%▼ -1.3 percentage points vs 09-2026
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Signals

Six signals.
raises riskneutral
raises risk · Figures for financial year 2024 (filed 13-02-2025)
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 13 days late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 12-02-2025, 12 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 12 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Registered officeRegistered-office move
  2. Address struckevent 27-02-2026
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Turnover 2024first financial year filed €323,674 View
  • Active since 2022founded 07-11-2022 3 years View

By topic

Financials

Financial year
2024
Turnover
€323,674
Profit
€13,496
Solvency
24.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other construction installationNACE 43240
Founded
07-11-2022
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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