PAYAL GROUP

Active

Private limited companyfounded 2022active for 3 yearsLuxemburgstraat 20, 9140 Temse, Belgium313 active companies are registered at this addressKBO/BCE: BE 0793.359.139

Summary

The computed 12-month bankruptcy probability of PAYAL GROUP is 21.0% (high). The 2024 annual accounts show equity of €16,496 and a net result of €13,496. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

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PAYAL GROUPActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€323,674turnover 2024

Equity: €16,496
Profit: €13,496

Financial health

Bankruptcy probabilitywithin 12 months: 21.0%

2024 figures too old to score

Structure

Accounts filed 12 days late1 of 3 deeds read

Signalsraises riskFigures for financial year 2024 (filed 13-02-2025)Ex-officio strike-off in the KBO1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 13 days lateAdministrative warnings in the KBO publicationsneutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Bankruptcy probability: High

Financial strength, FY 2024

Average

Solvency 49

equity 24.1% of total assets

Liquidity 9

short-term debt 75.9% · cash 0.1%

Profitability 77

return on assets 19.8%

Bankruptcy probability, 12 months

21.0% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)

Last 24 months 11-2024: 5.6% 12-2024: 5.6%● unchanged vs 11-2024 01-2025: 5.6%● unchanged vs 12-2024 02-2025: 5.6%● unchanged vs 01-2025 03-2025: 6.0%▲ +0.4 percentage points vs 02-2025 04-2025: 6.0%● unchanged vs 03-2025 05-2025: 6.0%● unchanged vs 04-2025 06-2025: 5.8%▼ -0.2 percentage points vs 05-2025 07-2025: 5.7%▼ -0.1 percentage points vs 06-2025 08-2025: 5.4%▼ -0.3 percentage points vs 07-2025 09-2025: 5.7%▲ +0.3 percentage points vs 08-2025 10-2025: 6.6%▲ +0.9 percentage points vs 09-2025 11-2025: 7.5%▲ +0.9 percentage points vs 10-2025 12-2025: 4.4%▼ -3.1 percentage points vs 11-2025lowest value 01-2026: 4.5%▲ +0.1 percentage points vs 12-2025 02-2026: 5.2%▲ +0.7 percentage points vs 01-2026 03-2026: 5.6%▲ +0.4 percentage points vs 02-2026 04-2026: 13.1%▲ +7.5 percentage points vs 03-2026 05-2026: 13.3%▲ +0.2 percentage points vs 04-2026 06-2026: 14.9%▲ +1.6 percentage points vs 05-2026 07-2026: 16.3%▲ +1.4 percentage points vs 06-2026 08-2026: 22.3%▲ +6.0 percentage points vs 07-2026highest value 09-2026: 22.3%● unchanged vs 08-2026highest value 10-2026: 21.0%▼ -1.3 percentage points vs 09-2026

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Signals

Six signals.

raises riskneutral

Figures for financial year 2024 (filed 13-02-2025)

NBB · annual accounts

Ex-officio strike-off in the KBO

KBO publications

1 change of registered office in 24 months

Belgian Official Gazette

1 financial year not filed after the legal deadline; latest accounts 13 days late

NBB · filings

Filed after the deadline

The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 12-02-2025, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2024

12 days late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its 2024 accounts 12 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck