Turnover
≈ €320,000 estimated
The micro format states no turnover.
PAUWELS GRAAFWERKEN
Lifetime
1 annual account with figurespeak €76,676 (2025)
€76,676
peak €50,478 (2025)
€50,478
peak €51,478 (2025)
€51,478
€34,435
Board1 name since 2024
1 directorPAUWELS Tommy Jacques
Documentsfilings and deeds
30-09-202661 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€1,000 100 shares
Position in the sector
€50,478
Higher net result than 86% of companies in specialised construction. Sector median €10,197 · 35,048 companies.
2025 accounts filed 61 days after the deadline
Checked score
65
Healthy
Financially stronger than 71% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,692 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 1.9%
03-2025: 1.9%● unchanged vs 02-2025
04-2025: 1.9%● unchanged vs 03-2025
05-2025: 2.3%▲ +0.4 percentage points vs 04-2025
06-2025: 2.4%▲ +0.1 percentage points vs 05-2025
07-2025: 2.7%▲ +0.3 percentage points vs 06-2025
08-2025: 2.7%● unchanged vs 07-2025
09-2025: 3.0%▲ +0.3 percentage points vs 08-2025
10-2025: 3.0%● unchanged vs 09-2025
11-2025: 2.9%▼ -0.1 percentage points vs 10-2025
12-2025: 3.0%▲ +0.1 percentage points vs 11-2025
01-2026: 3.3%▲ +0.3 percentage points vs 12-2025
02-2026: 3.3%● unchanged vs 01-2026
03-2026: 3.3%● unchanged vs 02-2026
04-2026: 3.3%● unchanged vs 03-2026
05-2026: 3.3%● unchanged vs 04-2026
06-2026: 3.3%● unchanged vs 05-2026
07-2026: 3.3%● unchanged vs 06-2026
08-2026: 7.3%▲ +4.0 percentage points vs 07-2026highest value
09-2026: 7.3%● unchanged vs 08-2026highest value
10-2026: 1.6%▼ -5.7 percentage points vs 09-2026lowest value
11-2026: 1.6%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €85,913
Founded in 2024
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 2.13, cash €18,397
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 65% of them on solvency, 55% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as PAUWELS GRAAFWERKEN has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
That fits the bankruptcy probability of PAUWELS GRAAFWERKEN itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PAUWELS GRAAFWERKEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.13, above the usual 1.5. Short-term debt is 40.1% and cash 21.4% of total assets. 40.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1005406087
Incorporation
Founding capital of €1,000, 100 shares · Founder: PAUWELS Tommy Jacques · Appointment: PAUWELS Tommy Jacques (director) · published on 01-02-2024 · Gazette deed
First establishment
Breedstraat 75, Sint-Niklaas
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PAUWELS GRAAFWERKEN Sint-Niklaas | €85,913 | €76,676 | 59.9% | - |
| RENOVATIEWERKEN FONCK Wetteren | €82,135 | €83,504 | 29.9% | - |
| YAYLA GROUP Evergem | €98,168 | €81,918 | 52.3% | - |
| PRIVAGRO Menen | €91,326 | €67,808 | 56.5% | - |
| RENGEB Wervik | €84,641 | €69,448 | 47.3% | - |
| ELOM Puurs-Sint-Amands | €83,097 | €63,820 | 78.6% | - |
| EMBAIXADOR CONSTRUCTION Etterbeek | €83,090 | €83,464 | 96.5% | - |
These companies have the same main activity as PAUWELS GRAAFWERKEN: site preparation (NACE 43120). They are comparable in size and age: total assets between €82,100 and €98,200, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 30-01-2024Normal situation
- Activity
- Site preparationNACE 43120and 3 others
- Establishment unit
- 2.357.300.0379100 Sint-Niklaas, since 30-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 26-11-2025
Insights on PAUWELS GRAAFWERKEN
The computed 12-month bankruptcy probability of PAUWELS GRAAFWERKEN is 1.6% (moderate). The 2025 annual accounts show equity of €51,478 and a net result of €50,478.
Its solvency ranks better than 65% of 35,060 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PAUWELS GRAAFWERKEN
- What is the company number of PAUWELS GRAAFWERKEN?
- The company number of PAUWELS GRAAFWERKEN is 1005.406.087. The VAT number is the same number with BE in front: BE 1005.406.087.
- Where is PAUWELS GRAAFWERKEN based?
- The registered office is at Breedstraat 75, 9100 Sint-Niklaas.Company details
- What does PAUWELS GRAAFWERKEN do?
- According to the KBO register, the main activity is site preparation (NACE 43120).
- What is the legal form of PAUWELS GRAAFWERKEN?
- PAUWELS GRAAFWERKEN is a private limited company (BV).
- When was PAUWELS GRAAFWERKEN founded?
- PAUWELS GRAAFWERKEN was founded on 30-01-2024.
- Is PAUWELS GRAAFWERKEN still active?
- Yes, PAUWELS GRAAFWERKEN is an active enterprise in the KBO register.
- What is the turnover of PAUWELS GRAAFWERKEN?
- The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €76,676 and 34 comparable companies (NACE 431). It probably lies between €230,000 and €550,000.Financials
- Is PAUWELS GRAAFWERKEN profitable?
- In financial year 2025, PAUWELS GRAAFWERKEN made a profit of €50,478.
- Where can I find the annual accounts of PAUWELS GRAAFWERKEN?
- PAUWELS GRAAFWERKEN filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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