Skip to content

PAUWELS FIRE & STONE

Active
Private limited companyfounded 1999active for 27 yearsLege Moerstraat(STL) 10, 9980 Sint-Laureins, BelgiumKBO/BCE: BE 0467.031.640
Summary

PAUWELS FIRE & STONE has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €621,521 and a net result of €175,143. Equity is growing by about 43% per year across the filed financial years. Its solvency ranks better than 67% of 9,816 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
PAUWELS FIRE & STONEActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990
10th largest company by equity in Sint-Laureins, Construction sector1 site
Size
≈ €770,000turnover 2025, estimated
Equity
€621,521
Profit
€175,143
Turnover estimated from the gross margin
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 17 days early3 deeds in the Belgian Official Gazette
Why 94raises riskSector: Specialised construction activities (NACE 43)lowers riskFounded in 1999Size: total assets €1.1mEquity €621,521 (58.7% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 84-14
equity 58.7% of total assets
Liquidity 56+1
short-term debt 21.9% · cash 10.4%
Profitability 79-21
return on assets 16.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: < 0.1%▼ -0.1 percentage points vs 11-2024lowest value 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025highest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.57, compared with 3.67 in 2024, above the usual 1.5; short-term debt: 21.9% and cash: 10.4% of total assets), and 41.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 64% on solvency, 52% on liquidity, 57% on profitability and 79% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 1999
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €1.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €621,521 (58.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
31 days early
2023
1 day early
2022
4 days early
2021
4 days early
2020
32 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end28-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2019 to 2025net €175,143 ▲7.9%
  3. Equity above €500,000equity €621,521 ▲39.2%

Key points

  • Positive: Among the best 15% on net resultsector median €26,992 · 9,808 companies €175,143 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €175,143 7 years View
  • Positive: Equity rose in 2025from €446,378 to €621,521 ▲ 39.2% View

By topic

Financials

Financial year
2025
Total assets
€1.1m
Profit
€175,143
Solvency
58.7%
Total assets▲ 72.3%
Net result
20192025
Go to Financials

Timeline

Events
32
Since
2001
Next accounts
by 31-01-2027
  1. 31-12-2024Annual accounts filed
  2. 30-01-2024Annual accounts filed
  3. 27-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
12-10-1999
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about PAUWELS FIRE & STONE

What is the company number of PAUWELS FIRE & STONE?
0467.031.640. In Belgium the VAT number is the company number with BE in front: BE 0467.031.640.
Where is PAUWELS FIRE & STONE based?
The registered office is at Lege Moerstraat(STL) 10, 9980 Sint-Laureins.Company details
What does PAUWELS FIRE & STONE do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of PAUWELS FIRE & STONE?
Private limited company (BV).
When was PAUWELS FIRE & STONE founded?
On 12-10-1999.
Is PAUWELS FIRE & STONE still active?
Yes, PAUWELS FIRE & STONE is an active enterprise in the KBO register.
What is the turnover of PAUWELS FIRE & STONE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PAUWELS FIRE & STONE profitable?
In financial year 2025, PAUWELS FIRE & STONE made a profit of €175,143.
Where can I find the annual accounts of PAUWELS FIRE & STONE?
PAUWELS FIRE & STONE filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAUWELS FIRE & STONE due?
By 31-01-2027, for financial year 2026.Timeline

Companies related to PAUWELS FIRE & STONE

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure