PAUWELS CHRIS

Active

Private limited companyfounded 2004active for 22 yearsSluizestraat 27, 8420 De Haan, BelgiumKBO/BCE: BE 0866.765.472

Summary

The computed 12-month bankruptcy probability of PAUWELS CHRIS is 1.9% (moderate). The 2024 annual accounts show equity of €66,867 and a net result of €7,086. Equity is growing by about 6.3% per year across the filed financial years. Its solvency ranks better than 13% of 35,976 sector peers (NACE 43, financial year 2024). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

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PAUWELS CHRISActiveChecked score 53/100

Risk analysis Report Compare

Activity

Roofing work

NACE 43410

10th largest company by total assets in De Haan, Construction sector2 sites

Size

€886,047total assets 2024

Staff: 1.9 FTE
Equity: €66,867
Profit: €7,086

Turnover not published (micro format)

Financial health

53 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 1.9%

Structure

2025 accounts not filed, 85 days past the deadline1 of 3 deeds summarised

Why 53raises riskFigures for financial year 2024 (filed 08-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 62 days late; 3 of the last 3 latelowers riskFounded in 2004Size: total assets €886,047Show the evidence

Checked score

Score 2024

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 35% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Average

Solvency 33+1

equity 7.5% of total assets

Liquidity 43+1

short-term debt 44.9% · cash 12.0%

Profitability 70+2

return on assets 0.8%

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024lowest value 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.9%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%▲ +0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.4 percentage points vs 07-2025 09-2025: 1.7%▲ +0.2 percentage points vs 08-2025 10-2025: 1.9%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 0.8%▼ -1.1 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.9%▲ +0.1 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.8%▼ -0.1 percentage points vs 03-2026 05-2026: 0.9%▲ +0.1 percentage points vs 04-2026 06-2026: 1.0%▲ +0.1 percentage points vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.4 percentage points vs 07-2026 09-2026: 1.8%▲ +0.3 percentage points vs 08-2026 10-2026: 1.9%▲ +0.1 percentage points vs 09-2026

Credit of up to €3,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity insufficient (current ratio 0.48, compared with 0.53 in 2023, below 1; short-term debt: 44.9% and cash: 12% of total assets), and 92.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 12% on solvency, 33% on liquidity, 37% on profitability and 58% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

Figures for financial year 2024 (filed 08-10-2025)

NBB · annual accounts

Founded in 2004

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €886,047

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 62 days late; 3 of the last 3 late

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 35976 sector peers (2024).

NBB · sector comparison

Position among 35976 sector peers

Solvency

better than 13%

← weakest strongest →

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline24-10-2026 today

2024 accounts filed 62 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

62 days late

2023

31 days late

2022

31 days late

2021

31 days late

2020

31 days late

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 31 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

01-10-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €7,086
31-08-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Caution: Among the weakest 13% on solvencysector median 46.6% · 35,976 companies 7.5% View
Caution: 2025 accounts not fileddeadline was 31-07-2026 85 days past the deadline View
Total assets 20246 financial years filed €886,047 View

By topic

Financials

Financial year: 2024
Total assets: €886,047
Profit: €7,086
Solvency: 7.5%

Total assets▲ 1.9%

Net result

20182024

Go to Financials

Timeline

Events: 25
Since: 2006

29-01-2024Amendment of the articles · Legal-form change…
31-12-2023Weakest financial year
31-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Roofing workNACE 43410
Founded: 13-08-2004
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 35

Annual meeting: Fourth Tuesday of June at 11:00
Purpose: “Aannemer van algemene bouwwerken,metsel en betonwerken; Aannemer van sanitaire…” (deed in Dutch)

Go to Articles of association

Key facts about PAUWELS CHRIS

What is the company number of PAUWELS CHRIS?: 0866.765.472. In Belgium the VAT number is the company number with BE in front: BE 0866.765.472.
Where is PAUWELS CHRIS based?: The registered office is at Sluizestraat 27, 8420 De Haan.Company details
What does PAUWELS CHRIS do?: According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of PAUWELS CHRIS?: Private limited company (BV).
When was PAUWELS CHRIS founded?: On 13-08-2004.
Is PAUWELS CHRIS still active?: Yes, PAUWELS CHRIS is an active enterprise in the KBO register.
How many employees does PAUWELS CHRIS have?: On average 1.9 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of PAUWELS CHRIS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PAUWELS CHRIS profitable?: In financial year 2024, PAUWELS CHRIS made a profit of €7,086.
Where can I find the annual accounts of PAUWELS CHRIS?: PAUWELS CHRIS filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2024.