PAULANCO
ActivePAULANCO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.00M and a net result of €333k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 19.03 against 15.26 in 2024), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.7%
Return on assets
13.6%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
on the day
2023
on the day
2022
3 d early
2021
9 d early
2020
11 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.00M▲ 20.0%
2024 · €1.67M
2018: €388k
2019: €597k
2020: €667k
2021: €696k
2022: €713k
2023: €789k
2024: €1.67M
2018 → 2025
Total assets
€2.45M▲ 15.5%
2024 · €2.12M
2018: €974k
2019: €1.22M
2020: €1.13M
2021: €1.29M
2022: €1.22M
2023: €1.15M
2024: €2.12M
2018 → 2025
Net result
€333k▼ 62.1%
2024 · €877k
2018: €12k
2019: €209k
2020: €70k
2021: €29k
2022: €17k
2023: €76k
2024: €877k
2018 → 2025
Working capital
€2.23M▲ 21.8%
2024 · €1.83M
2018: €277k
2019: €223k
2020: €355k
2021: €476k
2022: €480k
2023: €594k
2024: €1.83M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€696k-€713k▲ 2.5%€789k▲ 10.6%€1.67M▲ 111%€2.00M▲ 20.0%
Operating result€44k-€29k▼ 33.7%€112k▲ 281%€1.20M▲ 973%€430k▼ 64.1%
Net result€29k-€17k▼ 40.6%€76k▲ 337%€877k▲ 1,057%€333k▼ 62.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.45M
Fixed assets
€97k▼ 40.7%
Current assets
€2.35M▲ 20.2%
Equity and liabilities €2.45M
Equity
€2.00M▲ 20.0%
Provisions
€323k=
Debt
€123k▼ 3.7%
The debt ratio falls from 6.1% to 5.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€516k▼
2024 · €1.28M
Cash flow
€419k▼
2024 · €961k
Solvency
81.7%▲
2024 · 78.7%
Current ratio
19.03▲
2024 · 15.26
Quick ratio
19.03▲
2024 · 15.26
Debt / equity
0.06▼
2024 · 0.08
ROE
16.6%▼
2024 · 52.6%
ROA
13.6%▼
2024 · 41.4%
Interest coverage
214.36▼
2024 · 287.67
Debt
€123k▼
2024 · €128k
Debt ≤ 1 year
€123k▼
2024 · €128k
Income taxes
€119k▲
2024 · €178
Staff costs
€55k▼
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.12M€2.45M▲
Fixed assets21/28€163k€97k▼
Tangible fixed assets22/27€163k€97k▼
Land and buildings22€82k€84k▲
Plant, machinery and equipment23€80k€13k▼
Furniture and vehicles24€2k€0▼
Financial fixed assets28€104€104=
Current assets29/58€1.96M€2.35M▲
Amounts receivable after more than one year29€2k€9k▲
Other amounts receivable291€2k€9k▲
Amounts receivable within one year40/41€76k€49k▼
Trade receivables40€23k€46k▲
Other amounts receivable41€53k€4k▼
Current investments50/53€1.00M€645k▼
Cash at bank and in hand54/58€864k€1.63M▲
Deferred charges and accrued income490/1€14k€13k▼
Equity and liabilities
Total equity and liabilities10/49€2.12M€2.45M▲
Equity10/15€1.67M€2.00M▲
Contributions10/11€51k€51k=
Reserves13€1.62M€1.95M▲
Non-distributable reserves130/1€9k€0▼
Reserves not available under the articles1311€9k€0▼
Tax-exempt reserves132€970k€970k=
Distributable reserves133€637k€978k▲
Provisions and deferred taxes16€323k€323k=
Deferred taxes168€323k€323k=
Amounts payable17/49€128k€123k▼
Amounts payable within one year42/48€128k€123k▼
Current portion of amounts payable after more than one year42€50k€50k=
Trade debts44€33k€33k▼
Suppliers440/4€33k€33k▼
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€26k€30k▲
Taxes450/3€21k€21k▲
Remuneration and social security454/9€6k€9k▲
Other amounts payable47/48€18k€8k▼
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€100k€55k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€86k▲
Other operating charges640/8€22k€17k▼
Gross operating margin9900€1.40M€587k▼
Operating profit (loss)9901€1.20M€430k▼
Financial income75/76B€7k€24k▲
Recurring financial income75€7k€24k▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€1.20M€451k▼
Transfer to deferred taxes680€323k€0▼
Income taxes67/77€178€119k▲
Profit (loss) for the period9904€877k€333k▼
Transfer to tax-exempt reserves689€970k€0▼
Profit (loss) for the period to be appropriated9905€-93k€333k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-93k€333k▲
Transfer from equity791/2€93k€0▼
Transfer to equity691/2-€333k
To other reserves6921-€333k
Social balance
Average headcount (FTE)90876.92.2▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €877k ▲1057%
Operating result €1.20M, net result €877k, both a record.
30-09
Financial
Liquidity times 5current ratio 15.26
Current ratio from 2.88 to 15.26; short-term debt falls from €316k to €128k.
30-09
Financial
Equity above €1MEq €1.67M ▲111%
7 profitable years in a row build equity to €1.67M.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €500kEq €597k ▲53.9%
2 profitable years in a row build equity to €597k.
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 1162861 Sint-Katelijne-WaverGround area
5,287 m²
Building footprint
391 m²
Volume, LiDAR
303 m³
Parcel 12027C0305/00K000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Paulanco
since 20032.134.301.391
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027C0305/00K000 | Flanders | 5,287 m² | 1 · 391 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Katelijne-Waver2.134.301.391
Similar companies · same sector, comparable size
VERGO - KWEKERIJEN
BE 0440.405.635
Hoogstraten · Eq €2.00M
DUFFEL INVEST
BE 0812.287.502
Duffel · Eq €2.01M
DESMEDT DAIRY
BE 0446.683.416
Lendelede · Eq €2.01M
BRUYNINCKX
BE 0863.856.759
Scherpenheuvel-Zichem · Eq €1.99M
BELFRU
BE 0456.009.767
Oud-Turnhout · Eq €2.03M
Of 3,614 companies in sector 01130 we hold annual accounts for 783. 510 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2003
Fiscal year end30-09
Activities, NACEBEL
01121
01130Growing of vegetables, melons, roots and tubers
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.