Investments
Green is investment, beige is depreciation.
Green is investment, beige is depreciation.
2025 accounts not filed: deadline was 31-07-2026.
More equity than 91% of companies in architecture and engineering. Sector median €67,288 · 11,510 companies.
A confirmed filing finding caps the score at 59.
The dashed line is the sector median: 0.1% across 14,826 companies (NACE 71, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 48% of them on solvency, 26% on liquidity, 33% on profitability and 46% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.59 (0.62 in 2023), below 1. Short-term debt is 18.6% and cash 2.1% of total assets. 49.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 140 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| PAUL JANNES Tessenderlo-Ham | €799,850 | €33,397 | 50.4% | - |
| AERDEN Bvba Essen | €825,000 | €37,613 | 95.2% | - |
| OTICO Bornem | €697,769 | €33,877 | 96.3% | - |
| TIPEE Zonhoven | €642,494 | €33,346 | 96.8% | - |
| NIKAR Schoten | €835,212 | €40,864 | 98.1% | 0.5 |
| TRIPLE E Koksijde | €684,464 | €30,956 | 9.1% | - |
| ENVIROTOP Verviers | €989,307 | €39,596 | -47.6% | 4.5 |
These companies have the same main activity as PAUL JANNES: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €642,000 and €989,000, founded between 1993 and 2002.
PAUL JANNES files the micro format. That format states no turnover. The gross margin rose from €8,988 in 2006 to €33,397 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.