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PAUL & JACOBS

Active
Private limited companyfounded 2005active for 21 yearsOude Bellegemstraat(Z) 97, 8550 Zwevegem, BelgiumKBO/BCE: BE 0872.981.390
Summary

PAUL & JACOBS has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €471,856. Equity has been growing by about 16% per year since 2019. Its solvency ranks better than 81% of 8,584 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-04-2005 Normal situation
Activity
Advertising agencies NACE 73110and 7 others
Joint committees
136 Paritair Comité voor de papier- en kartonbewerking
222 Paritair Comité voor de bedienden van de papier- en kartonbewerking · annual accounts 30-06-2025
Establishment unit
2.146.327.908 8550 Zwevegem, since 06-04-2005
Financial year end
30 June
Peppol
Reachable since 30-01-2025

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€892,369
▲ 76.4%
Turnover
≈ €1.7m
estimated
Profit
€471,856
▲ 123%
Equity
€1.3m
▲ 42.3%
Total assets
€1.6m
▲ 24.0%
Staff
1.6 FTE
▼ 42.9%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 3.07, cash €231,719Equity €1.3m (83.3% of total assets)Size: total assets €1.6mShow the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of micro companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Strong
Solvency 100+2
equity 83.3% of total assets
Liquidity 66-22
short-term debt 14.2% · cash 14.8%
Profitability 100+10
return on assets 30.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.07 (3.38 in 2024), above the usual 1.5. Short-term debt is 14.2% and cash 14.8% of total assets. 16.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 59% on liquidity, 88% on profitability and 81% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 3.07, cash €231,719
NBB · annual accounts
lowers risk · Equity €1.3m (83.3% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €1.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
47 days early
2024
74 days early
2023
56 days early
2022
43 days early
2021
20 days early
2020
51 days early
2019
52 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 49 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 15 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €211,297 to €471,856 ▲ 123% View
  • Positive: Higher net result than 95% of companies in advertising and market researchsector median €14,905 · 8,585 companies €471,856 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €471,856 7 years View

Recent changes

  1. · Gazette deed Registered office moved from Harelbeke to ZwevegemNew seat: Oude Bellegemstraat(Z) 97, 8550 Zwevegem · Previous seat: Eerste Aardstraat 1A, 8531 Harelbeke (Bavikhove), België
  2. · Gazette deed Company renamed from DILLY GRAPHICS to PAUL & JACOBS
  3. · Gazette deed Changes of role: DYLGAT David (director) and BRUNEEL Joke (director)
All 17 events

Comparable companies

These companies have the same main activity as PAUL & JACOBS: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €1.3m and €1.8m, founded between 2003 and 2008.

CompanyTotal assetsGross margin
PAUL & JACOBS Zwevegem€1.6m€0.9m
Reflecta Graphics Izegem€1.7m€0.9m
COMMA, Zedelgem€1.8m€1.1m
PLUG Roeselare€1.3m€0.9m
ATYPIC Ottignies-Louvain-la-Neuve€1.8m€1.0m
EFFIGIA Visé€1.8m€0.8m
SKINN Brugge€1.4m€1.2m
Full comparison

Key facts about PAUL & JACOBS

What is the company number of PAUL & JACOBS?
The company number of PAUL & JACOBS is 0872.981.390. The VAT number is the same number with BE in front: BE 0872.981.390.
Where is PAUL & JACOBS based?
The registered office is at Oude Bellegemstraat(Z) 97, 8550 Zwevegem.Company details
What does PAUL & JACOBS do?
According to the KBO register, the main activity is advertising agencies (NACE 73110).
What is the legal form of PAUL & JACOBS?
The legal form of PAUL & JACOBS is Private limited company (BV).
When was PAUL & JACOBS founded?
PAUL & JACOBS was founded on 06-04-2005.
Is PAUL & JACOBS still active?
Yes, PAUL & JACOBS is an active enterprise in the KBO register.
How many employees does PAUL & JACOBS have?
PAUL & JACOBS had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PAUL & JACOBS fall under?
In its 30-06-2025 annual accounts, PAUL & JACOBS states joint committees 136 (Paritair Comité voor de papier- en kartonbewerking) and 222 (Paritair Comité voor de bedienden van de papier- en kartonbewerking).
What is the turnover of PAUL & JACOBS?
The turnover in financial year 2025 is ≈ €1.7m. This figure is estimated from the gross margin of €892,369 and 47 comparable companies (NACE 73). It probably lies between €1.2m and €2.3m.
Is PAUL & JACOBS profitable?
In financial year 2025, PAUL & JACOBS made a profit of €471,856.
Where can I find the annual accounts of PAUL & JACOBS?
PAUL & JACOBS filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAUL & JACOBS due?
PAUL & JACOBS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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