PAUL GHOOS
ActivePAUL GHOOS has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €922k and a net result of €19k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 7.0 against 8.37 in 2024; short-term debt: 13% and cash: 14.7% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
1.6%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
3 d late
2023
on the day
2022
150 d late
2021
17 d early
2020
1 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€922k▲ 2.1%
2024 · €903k
2019: €719k
2020: €736k
2021: €764k
2022: €831k
2023: €882k
2024: €903k
2019 → 2025
Total assets
€1.19M▲ 2.1%
2024 · €1.16M
2019: €853k
2020: €844k
2021: €914k
2022: €1.02M
2023: €1.17M
2024: €1.16M
2019 → 2025
Net result
€19k▼ 8.5%
2024 · €21k
2019: €17k
2020: €32k
2021: €73k
2022: €67k
2023: €51k
2024: €21k
2019 → 2025
Working capital
€925k▼ 6.1%
2024 · €986k
2019: €698k
2020: €711k
2021: €731k
2022: €865k
2023: €984k
2024: €986k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€764k-€831k▲ 8.7%€882k▲ 6.1%€903k▲ 2.4%€922k▲ 2.1%
Operating result€92k-€92k▲ 0.8%€71k▼ 23.1%€35k▼ 50.7%€24k▼ 32.7%
Net result€73k-€67k▼ 9.2%€51k▼ 23.3%€21k▼ 59.1%€19k▼ 8.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 33% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€107k▲ 149%
Current assets
€1.08M▼ 3.6%
Equity and liabilities €1.19M
Equity
€922k▲ 2.1%
Debt
€264k▲ 1.8%
The debt ratio falls from 22.3% to 22.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▼
2024 · €45k
Cash flow
€39k▲
2024 · €30k
Solvency
77.7%▲
2024 · 77.7%
Current ratio
7.00▼
2024 · 8.37
Quick ratio
4.00▼
2024 · 4.70
Debt / equity
0.29▼
2024 · 0.29
ROE
2.1%▼
2024 · 2.3%
ROA
1.6%▼
2024 · 1.8%
Interest coverage
28.65▲
2024 · 4.53
Debt
€264k▲
2024 · €259k
Debt ≤ 1 year
€154k▲
2024 · €134k
Debt > 1 year
€110k▼
2024 · €126k
Income taxes
€5k▼
2024 · €7k
Staff costs
€136k▲
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.16M€1.19M▲
Fixed assets21/28€43k€107k▲
Tangible fixed assets22/27€43k€107k▲
Land and buildings22€35k€35k=
Furniture and vehicles24€8k€72k▲
Current assets29/58€1.12M€1.08M▼
Stocks and contracts in progress3€490k€462k▼
Stocks30/36€490k€462k▼
Amounts receivable within one year40/41€198k€242k▲
Trade receivables40€185k€223k▲
Other amounts receivable41€13k€20k▲
Current investments50/53€200k€200k=
Cash at bank and in hand54/58€231k€174k▼
Deferred charges and accrued income490/1€5€230▲
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.19M▲
Equity10/15€903k€922k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€841k€860k▲
Non-distributable reserves130/1€206k€206k=
Legal reserve130€6k€6k=
Own shares acquired1312€200k€200k=
Tax-exempt reserves132€64k€64k=
Distributable reserves133€571k€590k▲
Amounts payable17/49€259k€264k▲
Amounts payable after more than one year17€126k€110k▼
Other amounts payable178/9€126k€110k▼
Amounts payable within one year42/48€134k€154k▲
Current portion of amounts payable after more than one year42€25k€25k=
Trade debts44€49k€73k▲
Suppliers440/4€49k€73k▲
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€60k€54k▼
Taxes450/3€36k€31k▼
Remuneration and social security454/9€24k€22k▼
Income statement
Code20242025
Remuneration, social security and pensions62€131k€136k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€20k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€182k€186k▲
Operating profit (loss)9901€35k€24k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€10k€2k▼
Recurring financial charges65€10k€2k▼
Profit (loss) for the period before taxes9903€27k€25k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€21k€19k▼
Profit (loss) for the period to be appropriated9905€21k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€19k▼
Transfer to equity691/2€21k€19k▼
To other reserves6921€21k€19k▼
Social balance
Average headcount (FTE)90872.62.6=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 3 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 150 days late
2022
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €73k ▲130%
Net result €73k, the highest in the series.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 1973
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verboekt 1962430 LaakdalGround area
1,578 m²
Building footprint
201 m²
Volume, LiDAR
963 m³
Parcel 13045C1055/00K000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verboekt 196, 2430 Laakdal
since 19732.007.744.206
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13045C1055/00K000 | Flanders | 1,578 m² | 1 · 201 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLaakdal2.007.744.206
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Of 1,051 companies in sector 46341 we hold annual accounts for 535. 279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-12-1972
Fiscal year end30-06
Activities, NACEBEL
46341Wholesale of wines and spirits
46392Non-specialised wholesale
51392
47252Retail sale of beverages, general range
52250Logistics services
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.