PATTERNBOTS CONSULTING
ActiveSummary
PATTERNBOTS CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172k and a net result of €77k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+26
Growth85=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 11.29 against 1.68 in 2024; short-term debt: 7.7% and cash: 26.4% of total assets), and 7.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
41.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
30 d early
2023
31 d late
2022
53 d early
2021
27 d early
2020
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€235k▲ 10.3%
2021 · €213k
2020: €66klowest in 3 years
2021: €213k▲ +222% vs 2020
2022: €235k▲ +10.3% vs 2021highest in 3 years
2020 → 2022
EBIT margin
43.8%▲ 2.2pp
2021 · 41.6%
2020: 48.9%highest in 3 years
2021: 41.6%▼ -15.0% vs 2020lowest in 3 years
2022: 43.8%▲ +5.3% vs 2021
2020 → 2022
Net result
€77k▲ 4.9%
2024 · €74k
2020: €23klowest in 6 years
2021: €62k▲ +175% vs 2020
2022: €81k▲ +30.6% vs 2021highest in 6 years
2023: €73k▼ -10.2% vs 2022
2024: €74k▲ +1.2% vs 2023
2025: €77k▲ +4.9% vs 2024
2020 → 2025
Working capital
€148k▲ 139%
2024 · €62k
2020: €33klowest in 6 years
2021: €46k▲ +41.9% vs 2020
2022: €136k▲ +194% vs 2021
2023: €127k▼ -6.8% vs 2022
2024: €62k▼ -51.1% vs 2023
2025: €148k▲ +139% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€213k-€235k▲ 10.3%
2021: €213k
2022: €235k▲ +10.3% vs 2021
Equity€95k-€176k▲ 85.7%€167k▼ 4.7%€95k▼ 43.5%€172k▲ 81.7%
2021: €95k
2022: €176k▲ +85.7% vs 2021highest in 5 years
2023: €167k▼ -4.7% vs 2022
2024: €95k▼ -43.5% vs 2023lowest in 5 years
2025: €172k▲ +81.7% vs 2024
Operating result€89k-€103k▲ 16.2%€92k▼ 10.1%€93k▲ 0.4%€98k▲ 5.1%
2021: €89klowest in 5 years
2022: €103k▲ +16.2% vs 2021highest in 5 years
2023: €92k▼ -10.1% vs 2022
2024: €93k▲ +0.4% vs 2023
2025: €98k▲ +5.1% vs 2024
Net result€62k-€81k▲ 30.6%€73k▼ 10.2%€74k▲ 1.2%€77k▲ 4.9%
2021: €62klowest in 5 years
2022: €81k▲ +30.6% vs 2021highest in 5 years
2023: €73k▼ -10.2% vs 2022
2024: €74k▲ +1.2% vs 2023
2025: €77k▲ +4.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€24k ▼ 41.0%
Current assets
€162k ▲ 6.1%
Equity and liabilities €186k
Equity
€172k ▲ 81.7%
Debt
€14k ▼ 85.5%
Debt's share of the balance-sheet total falls from 51.1% to 7.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€118k▲
2024 · €112k
Cash flow
€97k▲
2024 · €93k
Current ratio
11.29▲
2024 · 1.68
Debt to equity
0.08▼
2024 · 1.05
ROE
45.0%▼
2024 · 77.9%
ROA
41.5%▲
2024 · 38.1%
Interest coverage
214.49▲
2024 · 145.63
Debt ≤ 1 year
€14k▼
2024 · €91k
Income taxes
€21k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€194k€186k▼
Fixed assets21/28€41k€24k▼
Intangible fixed assets21-€3k
Tangible fixed assets22/27€41k€21k▼
Land and buildings22€10k€8k▼
Furniture and vehicles24€31k€13k▼
Current assets29/58€153k€162k▲
Amounts receivable within one year40/41€103k€111k▲
Trade receivables40€19k€26k▲
Other amounts receivable41€83k€85k▲
Cash at bank and in hand54/58€48k€49k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€194k€186k▼
Equity10/15€95k€172k▲
Contributions10/11€10k€10k=
Reserves13€85k€162k▲
Distributable reserves133€85k€162k▲
Amounts payable17/49€99k€14k▼
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€91k€14k▼
Current portion of amounts payable after more than one year42€10k€8k▼
Trade debts44€622€1k▲
Suppliers440/4€622€1k▲
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€77k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€113k€119k▲
Operating profit (loss)9901€93k€98k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€772€549▼
Recurring financial charges65€772€549▼
Profit (loss) for the period before taxes9903€93k€98k▲
Income taxes67/77€20k€21k▲
Profit (loss) for the period9904€74k€77k▲
Profit (loss) for the period to be appropriated9905€74k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€77k▲
Transfer from equity791/2€73k-
Transfer to equity691/2-€77k
To other reserves6921-€77k
Profit to be distributed694/7€147k-
Return on contributions (dividend)694€147k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €213k | €235k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €118k | €113k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €18k | €19k | €20k | €20k | ▲ 3.0% |
| Other operating charges640/8 | €566 | €558 | €974 | €1k | €1k | ▲ 2.4% |
| Gross operating margin9900 | €95k | €122k | €112k | €113k | €119k | ▲ 4.7% |
| Operating profit (loss)9901 | €89k | €103k | €92k | €93k | €98k | ▲ 5.1% |
| Financial income75/76B | €2 | €772 | €1k | €1k | €1k | ▼ 0.6% |
| Recurring financial income75 | €2 | €772 | €1k | €1k | €1k | ▼ 0.6% |
| Financial charges65/66B | €2k | €1k | €964 | €772 | €549 | ▼ 28.9% |
| Recurring financial charges65 | €2k | €1k | €964 | €772 | €549 | ▼ 28.9% |
| Profit (loss) for the period before taxes9903 | €87k | €102k | €93k | €93k | €98k | ▲ 5.3% |
| Income taxes67/77 | €25k | €21k | €20k | €20k | €21k | ▲ 6.7% |
| Profit (loss) for the period9904 | €62k | €81k | €73k | €74k | €77k | ▲ 4.9% |
| Profit (loss) for the period to be appropriated9905 | €62k | €81k | €73k | €74k | €77k | ▲ 4.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €217k | €275k | €219k | €194k | €186k | ▼ 3.8% |
| Fixed assets21/28 | €86k | €68k | €60k | €41k | €24k | ▼ 41.0% |
| Intangible fixed assets21 | - | - | - | - | €3k | - |
| Tangible fixed assets22/27 | €86k | €68k | €60k | €41k | €21k | ▼ 48.2% |
| Land and buildings22 | - | - | €11k | €10k | €8k | ▼ 11.5% |
| Furniture and vehicles24 | €86k | €68k | €50k | €31k | €13k | ▼ 59.4% |
| Current assets29/58 | €131k | €207k | €159k | €153k | €162k | ▲ 6.1% |
| Amounts receivable within one year40/41 | €24k | €103k | €97k | €103k | €111k | ▲ 8.2% |
| Trade receivables40 | €24k | €23k | €17k | €19k | €26k | ▲ 33.3% |
| Other amounts receivable41 | - | €80k | €80k | €83k | €85k | ▲ 2.3% |
| Cash at bank and in hand54/58 | €107k | €104k | €61k | €48k | €49k | ▲ 1.9% |
| Deferred charges and accrued income490/1 | - | €544 | €2k | €2k | €2k | ▲ 2.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €217k | €275k | €219k | €194k | €186k | ▼ 3.8% |
| Equity10/15 | €95k | €176k | €167k | €95k | €172k | ▲ 81.7% |
| Contributions10/11 | €10k | €10k | €10k | €10k | €10k | = |
| Reserves13 | €85k | €85k | €157k | €85k | €162k | ▲ 91.3% |
| Distributable reserves133 | €85k | €85k | €157k | €85k | €162k | ▲ 91.3% |
| Profit (loss) carried forward14 | - | €81k | - | - | - | - |
| Amounts payable17/49 | €123k | €99k | €52k | €99k | €14k | ▼ 85.5% |
| Amounts payable after more than one year17 | €38k | €28k | €18k | €8k | - | - |
| Financial debts170/4 | €38k | €28k | €18k | €8k | - | - |
| Amounts payable within one year42/48 | €85k | €71k | €32k | €91k | €14k | ▼ 84.2% |
| Current portion of amounts payable after more than one year42 | €10k | €10k | €10k | €10k | €8k | ▼ 23.4% |
| Trade debts44 | €14k | €3k | €2k | €622 | €1k | ▲ 84.6% |
| Suppliers440/4 | €14k | €3k | €2k | €622 | €1k | ▲ 84.6% |
| Taxes, remuneration and social security45 | €49k | €57k | €19k | €3k | €3k | ▼ 3.0% |
| Taxes450/3 | €45k | €57k | €15k | €3k | €3k | ▼ 3.0% |
| Remuneration and social security454/9 | €4k | - | €4k | - | - | - |
| Other amounts payable47/48 | €12k | €1k | €2k | €77k | €2k | ▼ 97.2% |
| Accrued charges and deferred income492/3 | - | - | €1k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62k | €81k | €73k | €74k | €77k | ▲ 4.9% |
| + Depreciation and write-downs630 | €6k | €18k | €19k | €20k | €20k | ▲ 3.0% |
| Operating cash flow (approximation) | €68k | €100k | €92k | €93k | €97k | ▲ 4.5% |
| Investment in fixed assets (approximation) | - | €0 | €-11k | €0 | €-4k | - |
| Change in cash | - | €-3k | €-43k | €-12k | €932 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity times 7current ratio 11.29
Current ratio from 1.68 to 11.29; short-term debt falls from €91k to €14k.
31-12
Financial
Equity above €150kEq €172k ▲81.7%
6 profitable years in a row build equity to €172k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €81k ▲30.6%
Operating result €103k, net result €81k, both a record.
31-12
Financial
Equity above €150kEq €176k ▲85.7%
3 profitable years in a row build equity to €176k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
1,161 m²
Building footprint
547 m²
Volume, LiDAR
12,625 m³
Parcel 11806F1361/00X002, Flanders · tallest building 28.1 m, ±8 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
PATTERNBOTS CONSULTING
since 20202.299.058.366
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1361/00X002 | Flanders | 1,161 m² | 1 · 547 m² | 28.1 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,663 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.