PATRONUS
ActiveSummary
PATRONUS has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,664 and a net result of €7,442. Equity is growing by about 34% per year across the filed financial years. Its solvency ranks better than 28% of 39,184 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
- Equity
- €46,664
- Profit
- €7,442
Why 68raises riskLiquidity: current ratio 1.14Last filed accounts filed 31 days late; 2 of the last 3 latelowers riskSize: total assets €167,378Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 29% on solvency, 71% on liquidity, 31% on profitability and 66% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 36 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2018 to 2025net €11,451 ▲123%
Financials · financial year 2025, micro format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00456988.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 21% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96.9% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €49,419 | €52,740 | €25,375 | €24,717 | €20,076 | €16,506 | €17,470 | €16,362 | ▼ 6.3% |
| Other operating charges640/8 | - | - | - | €1,686 | €1,964 | €2,446 | €2,690 | €2,395 | ▼ 11.0% |
| Gross operating margin9900 | €67,163 | €48,711 | €48,051 | €43,902 | €36,033 | €33,946 | €42,322 | €36,291 | ▼ 14.2% |
| Operating profit (loss)9901 | €16,001 | -€5,844 | €20,859 | €17,498 | €13,993 | €14,995 | €22,162 | €17,535 | ▼ 20.9% |
| Financial income75/76B | - | - | - | €624 | €624 | €624 | €925 | €1,225 | ▲ 32.5% |
| Recurring financial income75 | - | - | - | €624 | €624 | €624 | €925 | €1,225 | ▲ 32.5% |
| Financial charges65/66B | - | - | - | €7,747 | €6,838 | €7,784 | €5,970 | €6,422 | ▲ 7.6% |
| Recurring financial charges65 | €10,588 | €9,641 | €8,787 | €7,747 | €6,838 | €7,784 | €5,970 | €6,422 | ▲ 7.6% |
| Profit (loss) for the period before taxes9903 | €5,413 | -€15,486 | €12,072 | €10,376 | €7,779 | €7,834 | €17,117 | €12,338 | ▼ 27.9% |
| Income taxes67/77 | €1,258 | €795 | €1,140 | €3,500 | €3,069 | €2,695 | €5,665 | €4,896 | ▼ 13.6% |
| Profit (loss) for the period9904 | €4,155 | -€16,281 | €10,932 | €6,876 | €4,710 | €5,139 | €11,451 | €7,442 | ▼ 35.0% |
| Profit (loss) for the period to be appropriated9905 | €4,155 | -€16,281 | €10,932 | €6,876 | €4,710 | €5,139 | €11,451 | €7,442 | ▼ 35.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €267,052 | €205,951 | €184,227 | €181,595 | €164,116 | €168,329 | €173,024 | €167,378 | ▼ 3.3% |
| Fixed assets21/28 | €230,929 | €197,837 | €175,911 | €151,194 | €131,118 | €137,324 | €132,854 | €116,492 | ▼ 12.3% |
| Intangible fixed assets21 | €27,000 | - | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €203,379 | €197,287 | €175,911 | €151,194 | €131,118 | €137,324 | €132,854 | €116,492 | ▼ 12.3% |
| Land and buildings22 | - | - | - | €148,554 | €130,499 | €137,324 | €121,121 | €109,092 | ▼ 9.9% |
| Furniture and vehicles24 | - | - | - | €2,640 | €619 | - | €11,733 | €7,400 | ▼ 36.9% |
| Financial fixed assets28 | €550 | €550 | - | - | - | - | - | - | - |
| Current assets29/58 | €36,124 | €8,114 | €8,316 | €30,402 | €32,999 | €31,006 | €40,170 | €50,887 | ▲ 26.7% |
| Amounts receivable after more than one year29 | - | - | - | €24,624 | €24,624 | €24,624 | €24,624 | €34,780 | ▲ 41.2% |
| Other amounts receivable291 | - | - | - | €24,624 | €24,624 | €24,624 | €24,624 | €34,780 | ▲ 41.2% |
| Amounts receivable within one year40/41 | €5,958 | €5,422 | €4,902 | €4,153 | €4,721 | €5,203 | €14,001 | €14,472 | ▲ 3.4% |
| Trade receivables40 | - | - | - | €4,153 | €4,721 | €5,203 | €5,483 | €6,256 | ▲ 14.1% |
| Other amounts receivable41 | - | - | - | - | - | - | €8,519 | €8,215 | ▼ 3.6% |
| Cash at bank and in hand54/58 | €28,777 | €1,277 | €1,449 | - | €2,105 | - | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €1,625 | €1,548 | €1,179 | €1,545 | €1,635 | ▲ 5.8% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €267,052 | €205,951 | €184,227 | €181,595 | €164,116 | €168,329 | €173,024 | €167,378 | ▼ 3.3% |
| Equity10/15 | €16,395 | €114 | €11,046 | €17,922 | €22,631 | €27,770 | €39,222 | €46,664 | ▲ 19.0% |
| Contributions10/11 | €12,400 | €12,400 | - | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | - | - | - | - | - | - | €11,451 | €18,893 | ▲ 65.0% |
| Distributable reserves133 | - | - | - | - | - | - | €11,451 | €18,893 | ▲ 65.0% |
| Profit (loss) carried forward14 | €3,995 | -€12,286 | -€1,354 | €5,522 | €10,231 | €15,370 | €15,370 | €15,370 | = |
| Amounts payable17/49 | €250,657 | €205,837 | €173,181 | €163,674 | €141,485 | €140,559 | €133,802 | €120,714 | ▼ 9.8% |
| Amounts payable after more than one year17 | €218,373 | €178,490 | €137,084 | €133,521 | €113,568 | €107,084 | €98,278 | €76,270 | ▼ 22.4% |
| Financial debts170/4 | - | - | - | €117,237 | €103,026 | €107,084 | €98,278 | €76,270 | ▼ 22.4% |
| Other amounts payable178/9 | - | - | - | €16,284 | €10,542 | - | - | - | - |
| Amounts payable within one year42/48 | €32,284 | €27,347 | €36,097 | €30,153 | €27,917 | €33,474 | €35,524 | €44,445 | ▲ 25.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €19,851 | €14,211 | €19,053 | €21,570 | €22,009 | ▲ 2.0% |
| Financial debts43 | - | - | - | €2,291 | - | €1,204 | €3,987 | €4,534 | ▲ 13.7% |
| Credit institutions430/8 | - | - | - | €2,291 | - | €1,204 | €3,987 | €4,534 | ▲ 13.7% |
| Trade debts44 | €3,643 | €3,357 | €4,655 | €3,096 | €6,834 | €4,693 | €3,986 | €7,047 | ▲ 76.8% |
| Suppliers440/4 | - | - | - | €3,096 | €6,834 | €4,693 | €3,986 | €7,047 | ▲ 76.8% |
| Taxes, remuneration and social security45 | - | - | - | €4,915 | €6,873 | €6,418 | €5,982 | €10,855 | ▲ 81.5% |
| Taxes450/3 | - | - | - | €4,915 | €6,873 | €6,418 | €5,982 | €10,855 | ▲ 81.5% |
| Other amounts payable47/48 | - | - | - | - | - | €2,106 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,155 | -€16,281 | €10,932 | €6,876 | €4,710 | €5,139 | €11,451 | €7,442 | ▼ 35.0% |
| + Depreciation and write-downs630 | €49,419 | €52,740 | €25,375 | €24,717 | €20,076 | €16,506 | €17,470 | €16,362 | ▼ 6.3% |
| Operating cash flow (approximation) | €53,574 | €36,460 | €36,307 | €31,593 | €24,786 | €21,645 | €28,921 | €23,804 | ▼ 17.7% |
| Investment in fixed assets (approximation) | - | -€19,648 | -€3,450 | €0 | €0 | -€22,712 | -€13,000 | €0 | - |
| Change in cash | - | -€27,500 | €171 | - | - | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 16 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00456988 |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00477375 |
| 31-12-2023 | micro format | 18-09-2024 | 2024-00463805 |
| 31-12-2022 | micro format | 29-08-2023 | 2023-00367729 |
| 31-12-2021 | micro format | 29-08-2022 | 2022-20330934 |
| 31-12-2020 | micro format | 30-09-2021 | 2021-69300058 |
| 31-12-2019 | micro format | 25-08-2020 | 2020-44600238 |
| 31-12-2018 | micro format | 31-07-2019 | 2019-42200038 |
| 31-12-2017 | micro format | 27-06-2018 | 2018-24200557 |
| 31-12-2016 | micro format | 25-07-2017 | 2017-36000497 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| WEISS Guy |
|
Owners and capital
Capital and shareholders
- 01-12-2023 Converted to unavailable equity · €18,600
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
01-12
Gazette deed
Resignation: WEISS Guy (manager)Appointment: WEISS Guy (director) · Legal-form conversion · Capital conversion11 facts ▸
- General meeting, 28-11-2023
- Legal-form conversion, “société à responsabilité limitée” (deed in French)
- Capital conversion, “compte de fonds propres statutairement indisponibles” (deed in French)
- Other provision, “compte de fonds propres statutairement indisponibles, mise à disposition pour distribution” (deed in French)
- Capital
- Registered office clause, “Eupen,Oberste Heide 56, maintenu” (deed in French)
- Director resignation, WEISS Guy (manager)
- Director discharge, WEISS Guy
- Director appointment, WEISS Guy (director (not named in the articles))
- Other provision, “adoption de statuts nouveaux, Code des sociétés et des associations” (deed in French)
- Share issue, 186, “apports” (deed in French)
Show earlier events
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the KBO register.
Oberste Heide 564701 Eupen1 establishment unit
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Les activités de courtier d’assurances; Travaux de consultance en assurances; Analyse de portefeuille; Conseils actifs en gestion; Agence de…” (deed in French)
8 activities (deed in French)
- Les activités de courtier d’assurances
- Travaux de consultance en assurances
- Analyse de portefeuille
- Conseils actifs en gestion
- Agence de voyage
- Travaux de photographie
- Gestion de fonds
- Gestion immobilière à l’exclusion des activités règlementées par l’Institut des Professionnels de l’Immobilier
- Name clauseThe name the company operates under according to its articles.
- PATRONUS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Eupen,Oberste Heide 56” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Personnes physiques ou morales,actionnaires ou non, 1” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 4 April at 14:00