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PATRONALE LIFE

Active Risk: not assessed
Public limited companyfounded 1975active for 51 yearsBischoffsheimlaan 33, 1000 Brussel, BelgiumKBO/BCE: BE 0415.120.705
Summary

PATRONALE LIFE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2022 annual accounts show equity of €85.0m and a net result of €4.1m. Equity is shrinking by about 3.3% per year across the filed financial years. The company has been active since 1975 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65111
1 site
Size
€309,646turnover 2022
Equity
€85.0m
Profit
€4.1m
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Largest shareholder
FORK INVEST · 45.9%
Board
9 members
Holdings
28
Auditor: BV PwC BedrijfsrevisorenAccounts 4 days early
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
15 days early
2023
1 day early
2022
27 days early
2021
3 days late
2020
5 days late
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: PwC Bedrijfsrevisoren BV (statutory auditor)Permanent representatives: Kurt Cappoen and…
  2. Annual accounts filedfinancial year 2025 · unclassified…
  3. Resignations & appointmentsPower of attorney

Key points

  • Heads a groupcompanies controlled · known shareholders 91.81% 65 View
  • Positive: Result rose in 2022from €2.2m to €4.1m ▲ 84.7% View
  • EU supportawarded 2023 - 2024 €436,113 View
  • Active since 1975founded 14-05-1975 51 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2022
Turnover
€309,646
Profit
€4.1m
Solvency
77.6%
Turnover▲ 5.7%
Net result
20202022
Go to Financials

Board & ownership

Board
9 members
Largest shareholder
FORK INVEST · 45.9%
Known shareholders
91.81%
Auditor
BV PwC Bedrijfsrevisoren
  • Luc WillemsChair
  • Michel Van Den BroeckDirector
  • Filip MoeykensManaging director
  • Bruno DE WINTERDirector
  • Bart CornuDirector

and 4 other directors

Go to Board & ownership

Network & group

Subsidiaries
65
Holdings
28
Connected companies
24
Mergers and contributions
3

65 subsidiaries

Go to Network & group

Timeline

Events
77
Since
1979
Next accounts
by 31-07-2027
  1. 30-09-2025Resignations & appointments
  2. 28-08-2025Capital & shares · Amendment of the…
  3. 16-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Insurance, reinsurance and pension funding, except compulsory social…NACE 65111
Founded
14-05-1975
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
Het stimuleren, de planning en coördinatie van de ontwikkeling van vennootschappen en…
Go to Articles of association

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