PATRISO
ActivePATRISO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €755k and a net result of €137k. Equity is growing by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 3.12 in 2024), and 13.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.3%
Return on assets
15.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
128 d early
2024
7 d early
2023
28 d early
2022
30 d late
2021
29 d late
2020
31 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€755k▲ 22.2%
2024 · €618k
2018: €80k
2019: €86k
2020: €151k
2021: €195k
2022: €236k
2023: €425k
2024: €618k
2018 → 2025
Total assets
€875k▲ 6.7%
2024 · €820k
2018: €222k
2019: €222k
2020: €286k
2021: €343k
2022: €366k
2023: €536k
2024: €820k
2018 → 2025
Net result
€137k▼ 28.8%
2024 · €193k
2018: €28k
2019: €6k
2020: €65k
2021: €44k
2022: €41k
2023: €217k
2024: €193k
2018 → 2025
Working capital
€354k▼ 9.3%
2024 · €390k
2018: €66k
2019: €69k
2020: €118k
2021: €149k
2022: €166k
2023: €337k
2024: €390k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€195k-€236k▲ 20.8%€425k▲ 80.3%€618k▲ 45.3%€755k▲ 22.2%
Operating result€60k-€54k▼ 9.8%€316k▲ 481%€271k▼ 14.3%€189k▼ 30.4%
Net result€44k-€41k▼ 7.8%€217k▲ 435%€193k▼ 11.4%€137k▼ 28.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €875k
Fixed assets
€417k▲ 69.8%
Current assets
€458k▼ 20.4%
Equity and liabilities €875k
Equity
€755k▲ 22.2%
Provisions
€16k▼ 11.1%
Debt
€104k▼ 43.7%
The debt ratio falls from 22.5% to 11.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€228k▼
2024 · €279k
Cash flow
€176k▼
2024 · €201k
Solvency
86.3%▲
2024 · 75.3%
Current ratio
4.41▲
2024 · 3.12
Quick ratio
4.41▲
2024 · 3.12
Debt / equity
0.14▼
2024 · 0.30
ROE
18.2%▼
2024 · 31.2%
ROA
15.7%▼
2024 · 23.5%
Interest coverage
1737.41▲
2024 · 121.00
Debt
€104k▼
2024 · €184k
Debt ≤ 1 year
€104k▼
2024 · €184k
Income taxes
€54k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€820k€875k▲
Fixed assets21/28€246k€417k▲
Tangible fixed assets22/27€246k€417k▲
Plant, machinery and equipment23€33k€33k▼
Furniture and vehicles24€12k€17k▲
Other tangible fixed assets26€201k€367k▲
Current assets29/58€575k€458k▼
Amounts receivable within one year40/41-€36k
Trade receivables40-€36k
Cash at bank and in hand54/58€574k€420k▼
Deferred charges and accrued income490/1€575€2k▲
Equity and liabilities
Total equity and liabilities10/49€820k€875k▲
Equity10/15€618k€755k▲
Contributions10/11€12k€12k=
Reserves13€606k€743k▲
Tax-exempt reserves132€55k€49k▼
Distributable reserves133€551k€694k▲
Provisions and deferred taxes16€18k€16k▼
Deferred taxes168€18k€16k▼
Amounts payable17/49€184k€104k▼
Amounts payable within one year42/48€184k€104k▼
Trade debts44€46k€1k▼
Suppliers440/4€46k€1k▼
Taxes, remuneration and social security45€61k€23k▼
Taxes450/3€61k€23k▼
Other amounts payable47/48€77k€80k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€39k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€281k€229k▼
Operating profit (loss)9901€271k€189k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€131▼
Recurring financial charges65€2k€131▼
Profit (loss) for the period before taxes9903€269k€189k▼
Transfer from deferred taxes780€2k€2k=
Transfer to deferred taxes680€20k€0▼
Income taxes67/77€58k€54k▼
Profit (loss) for the period9904€193k€137k▼
Transfer from tax-exempt reserves789€6k€6k=
Transfer to tax-exempt reserves689€61k€0▼
Profit (loss) for the period to be appropriated9905€138k€143k▲
Appropriation of the result
Profit (loss) to be appropriated9906€138k€143k▲
Transfer to equity691/2€138k€143k▲
To other reserves6921€138k€143k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-07-01
- Registered-office move, Sanderusstraat 5, 2018 Antwerpen
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €618k ▲45.3%
7 profitable years in a row build equity to €618k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €217k ▲435%
Operating result €316k, net result €217k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.46
Current ratio from 3.95 to 8.46; short-term debt falls from €56k to €45k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €200kEq €236k ▲20.8%
5 profitable years in a row build equity to €236k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €150kEq €151k ▲74.7%
3 profitable years in a row build equity to €151k.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Weakest financial yearnet €6k ▼78.4%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sanderusstraat 52018 AntwerpenGround area
458 m²
Building footprint
357 m²
Volume, LiDAR
3,064 m³
2 parcels, Flanders · tallest building 18.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Bellevuedreef 46, 2970 Schilde
since 20102.190.664.727
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K2757/00Y007 | Flanders | 368 m² | 1 · 202 m² | 13.7 m · 4 fl. |
| 11922C0427/00C000 | Flanders | 89 m² | 1 · 154 m² | 18.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,287 companies in sector 68110 we hold annual accounts for 5,352. 3,420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2010
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.