Parent and group
- DESCAMPS HOLDING100%
PATRIMONIA FD
ActiveFrom the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
PATRIMONIA FD has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €636,377 and a net result of €54,835. Equity has been growing by about 13% per year since 2018. The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 28-11-2007 Normal situation
- Legal form
- Private limited company
- Registered office
- Place d'Harveng 5, 7022 Mons
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.198.423.242 7000 Mons, since 22-11-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €309,643
- ▲ 5.9%
- Turnover
- ≈ €730,000
- estimated
- Profit
- €54,835
- ▼ 57.3%
- Equity
- €636,377
- ▲ 9.4%
- Total assets
- €1.8m
- ▼ 3.8%
2025 accounts filed 74 days before the deadline
Filed on 18-05-2026PDF
Score breakdownlowers riskSize: total assets €1.8mFigures for financial year 2025 (filed on 25-05-2026)No main activity registeredFounded in 2007Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency
60+4
equity 35.0% of total assets
Liquidity
58+3
short-term debt 11.3% · cash 6.9%
Profitability
73-4
return on assets 3.0%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.5 percentage points vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: 0.1%▲ +0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26 (0.92 in 2024), below the usual 1.5. Short-term debt is 11.3% and cash 6.9% of total assets. 65% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 36% of them on solvency, 54% on liquidity, 53% on profitability and 67% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 days early
2024
20 days late
2023
7 days late
2022
5 days early
2021
120 days late
2020
38 days early
2019
53 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 3 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 August (4 of the last 5 filed years within 82 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 18-05-2026
- Annual accounts 2024filed on 20-08-2025
- Annual accounts 2023filed on 07-08-2024
- Annual accounts 2022filed on 26-07-2023
Acts in the Belgian Official Gazette
- Purposeact of 19-06-2025
- Resignations & appointmentsact of 02-12-2024
- Amendment of the articles · Legal-form change · Name · Resignations & appointmentsact of 28-12-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about PATRIMONIA FD
- What is the company number of PATRIMONIA FD?
- The company number of PATRIMONIA FD is 0893.802.540. The VAT number is the same number with BE in front: BE 0893.802.540.
- Where is PATRIMONIA FD based?
- The registered office is at Place d'Harveng 5, 7022 Mons.Company details
- What is the legal form of PATRIMONIA FD?
- The legal form of PATRIMONIA FD is Private limited company (BV).
- When was PATRIMONIA FD founded?
- PATRIMONIA FD was founded on 28-11-2007.
- Is PATRIMONIA FD still active?
- Yes, PATRIMONIA FD is an active enterprise in the KBO register.
- What is the turnover of PATRIMONIA FD?
- The turnover in financial year 2025 is ≈ €730,000. This figure is estimated from the gross margin of €309,643 and 2,285 comparable companies of the same size. It probably lies between €440,000 and €1.2m. It is a rough estimate. In financial year 2022 turnover was €280,268.Financials
- Is PATRIMONIA FD profitable?
- In financial year 2025, PATRIMONIA FD made a profit of €54,835.
- Where can I find the annual accounts of PATRIMONIA FD?
- PATRIMONIA FD filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of PATRIMONIA FD due?
- PATRIMONIA FD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Companies linked to PATRIMONIA FD
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