PATRIK MOERMAN
ActivePATRIK MOERMAN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €16k. Equity is growing by ~45.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.18 against 3.97 in 2024; short-term debt: 16.8% and cash: 14.8% of total assets), and 16.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
14.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
35 d early
2023
37 d early
2022
64 d late
2021
11 d late
2020
167 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 20.9%
2024 · €75k
2018: €-7k
2019: €6k
2020: €23k
2021: €21k
2022: €38k
2023: €62k
2024: €75k
2018 → 2025
Total assets
€109k▲ 15.9%
2024 · €94k
2018: €123k
2019: €94k
2020: €67k
2021: €47k
2022: €62k
2023: €82k
2024: €94k
2018 → 2025
Net result
€16k▲ 17.8%
2024 · €13k
2018: €11k
2019: €12k
2020: €17k
2021: €-2k
2022: €17k
2023: €24k
2024: €13k
2018 → 2025
Working capital
€76k▲ 35.5%
2024 · €56k
2018: €-19k
2019: €-1k
2020: €3k
2021: €2k
2022: €25k
2023: €43k
2024: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€38k▲ 84.0%€62k▲ 61.9%€75k▲ 21.6%€91k▲ 20.9%
Operating result€12k-€26k▲ 118%€36k▲ 40.1%€21k▼ 42.0%€26k▲ 23.3%
Net result€-2k-€17k€24k▲ 35.7%€13k▼ 43.6%€16k▲ 17.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€14k▼ 23.2%
Current assets
€95k▲ 25.6%
Equity and liabilities €109k
Equity
€91k▲ 20.9%
Debt
€18k▼ 3.8%
The debt ratio falls from 20.2% to 16.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €29k
Cash flow
€22k▲
2024 · €22k
Solvency
83.2%▲
2024 · 79.8%
Current ratio
5.18▲
2024 · 3.97
Quick ratio
5.07▲
2024 · 3.86
Debt / equity
0.20▼
2024 · 0.25
ROE
17.3%▼
2024 · 17.7%
ROA
14.4%▲
2024 · 14.2%
Interest coverage
5.53▼
2024 · 6.47
Debt
€18k▼
2024 · €19k
Debt ≤ 1 year
€18k▼
2024 · €19k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€109k▲
Fixed assets21/28€19k€14k▼
Tangible fixed assets22/27€18k€14k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€10k€8k▼
Financial fixed assets28€109€109=
Current assets29/58€75k€95k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€49k€69k▲
Trade receivables40€2k€1k▼
Other amounts receivable41€46k€68k▲
Cash at bank and in hand54/58€19k€16k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€94k€109k▲
Equity10/15€75k€91k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€69k€84k▲
Non-distributable reserves130/1€543€543=
Reserves not available under the articles1311€543€543=
Distributable reserves133€68k€84k▲
Amounts payable17/49€19k€18k▼
Amounts payable within one year42/48€19k€18k▼
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€656€1k▲
Taxes450/3€656€1k▲
Other amounts payable47/48€7k€7k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€20
Gross operating margin9900€31k€34k▲
Operating profit (loss)9901€21k€26k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€19k€23k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€13k€16k▲
Profit (loss) for the period to be appropriated9905€13k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€16k▲
Transfer to equity691/2€13k€16k▲
To other reserves6921€13k€16k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €24k ▲35.7%
Operating result €36k, net result €24k, both a record.
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 167 days late
2021
31-12
Financial
Weakest financial yearnet €-2k ▼111%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warande 29270 LaarneGround area
737 m²
Building footprint
222 m²
Volume, LiDAR
1,356 m³
2 parcels, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SUPERFRIET
since 20092.181.426.763
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010C0108/00W002 | Flanders | 672 m² | 1 · 178 m² | 8.2 m · 2 fl. |
| 44032A0173/00V004 | Flanders | 65 m² | 1 · 44 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.181.426.763
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,935 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2009
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.