Summary
PATRICK VERDOODT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €496,113 and a net result of €99,826. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 91% of 2515 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Agents and brokers in banking services
NACE 66191
1 site
How big
€541,539total assets 2025
- Staff
- 1.8 FTE
- Equity
- €496,113
- Profit
- €99,826
Turnover not published (abridged schema)
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
Accounts 29 d early0 of 1 deed read
SignalsLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
30 d early
2023
30 d early
2022
54 d early
2021
31 d early
2020
30 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €99,826 ▲41.2%
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €541,539Profit €99,826Solvency 91.6%Liquidity 10.66
Total assets
€541,539▲ 12.0%
2018 - 2025
Net result
€99,826▲ 41.2%
2018 - 2025
Equity
€496,113▲ 17.2%
2018 - 2025
Staff (FTE)
1.8=
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€82,782▼ 8.1%€71,202▼ 14.0%€83,575▲ 17.4%€92,304▲ 10.4%€135,831▲ 47.2%
Net result€59,598within the sector's middle half▼ 5.9%€50,672within the sector's middle half▼ 15.0%€59,664within the sector's middle half▲ 17.7%€70,699within the sector's middle half▲ 18.5%€99,826above the sector's middle half▲ 41.2%
Equity€294,252above the sector's middle half▲ 10.3%€292,924within the sector's middle half▼ 0.5%€352,588above the sector's middle half▲ 20.4%€423,287above the sector's middle half▲ 20.1%€496,113above the sector's middle half▲ 17.2%
Total assets€332,345within the sector's middle half▲ 5.7%€329,283within the sector's middle half▼ 0.9%€400,159within the sector's middle half▲ 21.5%€483,592within the sector's middle half▲ 20.8%€541,539within the sector's middle half▲ 12.0%
Debt€38,093▼ 20.2%€36,359▼ 4.6%€47,571▲ 30.8%€60,305▲ 26.8%€45,426▼ 24.7%
Working capital€231,446above the sector's middle half▼ 9.4%€239,625above the sector's middle half▲ 3.5%€312,545above the sector's middle half▲ 30.4%€384,012above the sector's middle half▲ 22.9%€438,650above the sector's middle half▲ 14.2%
Solvency88.5%above the sector's middle half▲ 3.7pp89.0%above the sector's middle half▲ 0.4pp88.1%above the sector's middle half▼ 0.8pp87.5%above the sector's middle half▼ 0.6pp91.6%above the sector's middle half▲ 4.1pp
Current ratio7.08above the sector's middle half▲ 0.507.59above the sector's middle half▲ 0.517.57above the sector's middle half▼ 0.027.37above the sector's middle half▼ 0.2010.66above the sector's middle half▲ 3.29
Return on assets (ROA)17.9%within the sector's middle half▼ 2.2pp15.4%within the sector's middle half▼ 2.5pp14.9%within the sector's middle half▼ 0.5pp14.6%within the sector's middle half▼ 0.3pp18.4%within the sector's middle half▲ 3.8pp
Staff (FTE)1.8=1.8=1.8=1.8=1.8=
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 47% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €541,539
Fixed assets
€57,463 ▲ 46.3%
Current assets
€484,076 ▲ 8.9%
Equity and liabilities €541,539
Equity
€496,113 ▲ 17.2%
Debt
€45,426 ▼ 24.7%
Debt's share of the balance-sheet total falls from 12.5% to 8.4%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
ROE
20.1%▲
2024 · 16.7%
Debt ≤ 1 year
€45,426▼
2024 · €60,305
Income taxes
€41,246▲
2024 · €27,514
Staff costs
€113,907▼
2024 · €121,810
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3,177 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €127,636 | €119,483 | €129,058 | €121,810 | €113,907 | ▼ 6.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,049 | €15,585 | €14,709 | €15,737 | €8,297 | ▼ 47.3% |
| Other operating charges640/8 | €902 | €825 | €742 | €892 | €721 | ▼ 19.2% |
| Non-recurring operating charges66A | - | - | - | - | €16 | - |
| Gross operating margin9900 | €219,369 | €207,095 | €228,083 | €230,744 | €258,772 | ▲ 12.1% |
| Operating profit (loss)9901 | €82,782 | €71,202 | €83,575 | €92,304 | €135,831 | ▲ 47.2% |
| Financial income75/76B | €21 | €1 | - | €6,032 | €5,325 | ▼ 11.7% |
| Recurring financial income75 | €21 | €1 | - | €6,032 | €5,325 | ▼ 11.7% |
| Financial charges65/66B | €194 | €421 | €204 | €122 | €84 | ▼ 30.9% |
| Recurring financial charges65 | €194 | €421 | €204 | €122 | €84 | ▼ 30.9% |
| Profit (loss) for the period before taxes9903 | €82,609 | €70,783 | €83,371 | €98,214 | €141,072 | ▲ 43.6% |
| Income taxes67/77 | €23,011 | €20,111 | €23,706 | €27,514 | €41,246 | ▲ 49.9% |
| Profit (loss) for the period9904 | €59,598 | €50,672 | €59,664 | €70,699 | €99,826 | ▲ 41.2% |
| Profit (loss) for the period to be appropriated9905 | €59,598 | €50,672 | €59,664 | €70,699 | €99,826 | ▲ 41.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €332,345 | €329,283 | €400,159 | €483,592 | €541,539 | ▲ 12.0% |
| Fixed assets21/28 | €62,806 | €53,299 | €40,043 | €39,275 | €57,463 | ▲ 46.3% |
| Tangible fixed assets22/27 | €62,806 | €53,299 | €40,043 | €39,275 | €57,463 | ▲ 46.3% |
| Land and buildings22 | €601 | - | - | €12,360 | €11,090 | ▼ 10.3% |
| Plant, machinery and equipment23 | €1,824 | €7,293 | €5,681 | €4,070 | €2,458 | ▼ 39.6% |
| Furniture and vehicles24 | €60,381 | €46,006 | €34,361 | €22,846 | €43,916 | ▲ 92.2% |
| Current assets29/58 | €269,539 | €275,984 | €360,117 | €444,317 | €484,076 | ▲ 8.9% |
| Amounts receivable within one year40/41 | - | - | €2,055 | €2,180 | €2,284 | ▲ 4.8% |
| Other amounts receivable41 | - | - | €2,055 | €2,180 | €2,284 | ▲ 4.8% |
| Current investments50/53 | €10,712 | €40,712 | €220,712 | €229,883 | €325,661 | ▲ 41.7% |
| Cash at bank and in hand54/58 | €224,788 | €209,150 | €112,203 | €186,476 | €127,347 | ▼ 31.7% |
| Deferred charges and accrued income490/1 | €34,039 | €26,121 | €25,146 | €25,778 | €28,783 | ▲ 11.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €332,345 | €329,283 | €400,159 | €483,592 | €541,539 | ▲ 12.0% |
| Equity10/15 | €294,252 | €292,924 | €352,588 | €423,287 | €496,113 | ▲ 17.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €288,052 | €286,724 | €346,388 | €417,087 | €489,913 | ▲ 17.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €286,192 | €284,864 | €346,388 | €417,087 | €489,913 | ▲ 17.5% |
| Amounts payable17/49 | €38,093 | €36,359 | €47,571 | €60,305 | €45,426 | ▼ 24.7% |
| Amounts payable within one year42/48 | €38,093 | €36,359 | €47,571 | €60,305 | €45,426 | ▼ 24.7% |
| Current portion of amounts payable after more than one year42 | €1,927 | - | - | - | - | - |
| Trade debts44 | €909 | €14,074 | €16,276 | €10,747 | €10,900 | ▲ 1.4% |
| Suppliers440/4 | €909 | €14,074 | €16,276 | €10,747 | €10,900 | ▲ 1.4% |
| Taxes, remuneration and social security45 | €30,695 | €17,625 | €26,493 | €44,700 | €30,103 | ▼ 32.7% |
| Taxes450/3 | €16,931 | €3,122 | €8,696 | €14,036 | €14,878 | ▲ 6.0% |
| Remuneration and social security454/9 | €13,764 | €14,503 | €17,797 | €30,664 | €15,225 | ▼ 50.4% |
| Other amounts payable47/48 | €4,562 | €4,660 | €4,802 | €4,858 | €4,423 | ▼ 9.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,598 | €50,672 | €59,664 | €70,699 | €99,826 | ▲ 41.2% |
| + Depreciation and write-downs630 | €8,049 | €15,585 | €14,709 | €15,737 | €8,297 | ▼ 47.3% |
| Operating cash flow (approximation) | €67,648 | €66,256 | €74,373 | €86,437 | €108,122 | ▲ 25.1% |
| Investment in fixed assets (approximation) | - | -€6,078 | -€1,452 | -€14,970 | -€26,484 | ▼ 76.9% |
| Change in cash | - | -€15,638 | -€96,947 | €74,273 | -€59,129 | ▼ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
Vandeput-Lintermans
BE 0896.564.070
Linter · Eq €496,084
AGORA 99
BE 0750.483.555
Herve · Eq €496,940
Philippe LAMBERT Invest
BE 0698.583.112
Eghezée · Eq €497,082
GIDEFIN
BE 0698.790.473
Montigny-le-Tilleul · Eq €495,004
Agent de banque et d'assurances HAINAUT CAPITALE
BE 0464.187.263
Mons · Eq €497,440
Of 1,682 companies in this sector we hold annual accounts for 1,230. 1,016 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
13 eventsLatest 02-07-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €99,826 ▲41.2%
Operating result €135,831, net result €99,826, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €35,003 ▼21.6%
Net result drops to €35,003, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200,000Eq €203,285 ▲20.8%
2 profitable years in a row build equity to €203,285.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionLEI issued
LEI
active
967600AX88SH7G4M2491
Recognitions · licences · registrations
Legal Entity Identifier
967600AX88SH7G4M2491
Company details
Private limited company · founded 04-12-2006Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded04-12-2006
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0885693934
Also
9925:BE0885693934
Registered
17-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2007
Ground area
605 m²
Building footprint
216 m²
Volume, LiDAR
2,285 m³
Parcel 72024B1191/00L000, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Patrick Verdoodt
since 2007unit no. 2.158.446.077
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024B1191/00L000 | Flanders | 605 m² | 1 · 216 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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