Patrick Smeets
ActivePatrick Smeets has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €35k. Equity is growing by ~69.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+23
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.02 against 3.41 in 2024; short-term debt: 18.3% and cash: 60.6% of total assets), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.7%
Return on assets
37.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
7 d early
2023
35 d early
2022
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 85.9%
2024 · €41k
2022: €21k
2023: €8k
2024: €41k
2022 → 2025
Total assets
€94k▲ 18.2%
2024 · €80k
2022: €71k
2023: €13k
2024: €80k
2022 → 2025
Net result
€35k▲ 5.2%
2024 · €34k
2022: €21k
2023: €-13k
2024: €34k
2022 → 2025
Working capital
€69k▲ 30.8%
2024 · €53k
2022: €13k
2023: €7k
2024: €53k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€21k-€8k▼ 63.4%€41k▲ 446%€77k▲ 85.9%
Operating result€27k-€-9k€46k€49k▲ 4.7%
Net result€21k-€-13k€34k€35k▲ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€8k▲ 63.1%
Current assets
€86k▲ 15.4%
Equity and liabilities €94k
Equity
€77k▲ 85.9%
Debt
€17k▼ 55.0%
The debt ratio falls from 48.1% to 18.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2024 · €47k
Cash flow
€37k▲
2024 · €35k
Solvency
81.7%▲
2024 · 51.9%
Current ratio
5.02▲
2024 · 3.41
Quick ratio
5.02▲
2024 · 3.41
Debt / equity
0.22▼
2024 · 0.93
ROE
46.2%▼
2024 · 81.7%
ROA
37.8%▼
2024 · 42.4%
Interest coverage
15.66▲
2024 · 12.63
Debt
€17k▼
2024 · €38k
Debt ≤ 1 year
€17k▼
2024 · €22k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€94k▲
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€5k€8k▲
Plant, machinery and equipment23€804€3k▲
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26-€2k
Current assets29/58€75k€86k▲
Amounts receivable within one year40/41€46k€29k▼
Trade receivables40€46k€19k▼
Other amounts receivable41-€9k
Cash at bank and in hand54/58€28k€57k▲
Deferred charges and accrued income490/1€927€912▼
Equity and liabilities
Total equity and liabilities10/49€80k€94k▲
Equity10/15€41k€77k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€38k€74k▲
Amounts payable17/49€38k€17k▼
Amounts payable within one year42/48€22k€17k▼
Financial debts43-€80
Credit institutions430/8-€80
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€19k€16k▼
Taxes450/3€19k€16k▼
Other amounts payable47/48€1k€0▼
Accrued charges and deferred income492/3€16k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€855€718▼
Gross operating margin9900€48k€51k▲
Operating profit (loss)9901€46k€49k▲
Financial income75/76B€1€240▲
Recurring financial income75€1€240▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€43k€46k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€34k€35k▲
Profit (loss) for the period to be appropriated9905€34k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€74k▲
Profit (loss) brought forward from the previous period14P€5k€38k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €35k ▲5.2%
Operating result €49k, net result €35k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k ▼162%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Regenboogstraat 2-02/23960 BreeGround area
275 m²
Building footprint
199 m²
Volume, LiDAR
1,899 m³
Parcel 72004B1082/00H003, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Patrick Smeets
since 20222.330.660.174
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B1082/00H003 | Flanders | 275 m² | 1 · 199 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 583 EUR awarded · 583 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 583 EUR | 583 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,963 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.