PATRICK SCHAUT
ActivePATRICK SCHAUT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €5k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-51
Solvency100▲+1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 2.43 in 2024), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
6.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
30 d late
2023
19 d late
2022
8 d late
2021
3 d early
2020
24 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 10.9%
2024 · €43k
2018: €30k
2019: €30k
2020: €25k
2021: €24k
2022: €34k
2023: €34k
2024: €43k
2018 → 2025
Total assets
€69k▲ 0.5%
2024 · €69k
2018: €79k
2019: €73k
2020: €65k
2021: €56k
2022: €64k
2023: €75k
2024: €69k
2018 → 2025
Net result
€5k▼ 48.5%
2024 · €9k
2018: €5k
2019: €479
2020: €-5k
2021: €-1k
2022: €11k
2023: €-397
2024: €9k
2018 → 2025
Working capital
€44k▲ 17.6%
2024 · €37k
2018: €18k
2019: €17k
2020: €14k
2021: €14k
2022: €29k
2023: €25k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€34k▲ 44.8%€34k▼ 1.2%€43k▲ 26.8%€47k▲ 10.9%
Operating result€-202-€16k€2k▼ 90.4%€14k▲ 833%€7k▼ 47.0%
Net result€-1k-€11k€-397€9k€5k▼ 48.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€4k▼ 34.3%
Current assets
€66k▲ 3.6%
Equity and liabilities €69k
Equity
€47k▲ 10.9%
Debt
€22k▼ 16.5%
The debt ratio falls from 37.8% to 31.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▼
2024 · €17k
Cash flow
€8k▼
2024 · €12k
Solvency
68.6%▲
2024 · 62.2%
Current ratio
3.01▲
2024 · 2.43
Quick ratio
3.01▲
2024 · 2.43
Debt / equity
0.46▼
2024 · 0.61
ROE
9.8%▼
2024 · 21.1%
ROA
6.7%▼
2024 · 13.1%
Interest coverage
85.00▼
2024 · 119.41
Debt
€22k▼
2024 · €26k
Debt ≤ 1 year
€22k▼
2024 · €26k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€69k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€63k€66k▲
Amounts receivable within one year40/41€2k€3k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€58k€60k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€69k€69k▲
Equity10/15€43k€47k▲
Contributions10/11€19k€19k=
Reserves13€24k€28k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€22k€26k▲
Profit (loss) carried forward14€603€603=
Amounts payable17/49€26k€22k▼
Amounts payable within one year42/48€26k€22k▼
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€17k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€18k€12k▼
Operating profit (loss)9901€14k€7k▼
Financial income75/76B€241€613▲
Recurring financial income75€241€613▲
Financial charges65/66B€145€127▼
Recurring financial charges65€145€127▼
Profit (loss) for the period before taxes9903€14k€8k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€9k€5k▼
Profit (loss) for the period to be appropriated9905€9k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€5k▼
Profit (loss) brought forward from the previous period14P€603€603=
Transfer to equity691/2€9k€5k▼
To other reserves6921€9k€5k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €-5k ▼1217%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsebaan 341910 KampenhoutGround area
1,326 m²
Building footprint
113 m²
Volume, LiDAR
524 m³
Parcel 23038C0204/00B000, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PATRICK SCHAUT BVBA
since 20122.210.564.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038C0204/00B000 | Flanders | 1,326 m² | 1 · 113 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DIMITRI VANDERHEERE
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FMIC
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 7,307 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2012
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43240Other construction installation
43299Specialised construction activities
43331Floor and wall tiling
43422Screed work
46130Agents in the wholesale of timber and building materials
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.