PATRICK GALLAND SRL
ActiveSummary
The computed 12-month bankruptcy probability of PATRICK GALLAND SRL is 2.7% (moderate). The 2025 annual accounts show equity of €611k and a net result of €138k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87=
Solvency89▲+11
Growth52=
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.77 against 2.84 in 2024; short-term debt: 14.4% and cash: 14.5% of total assets), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.4%
Return on assets
14.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 d early
2024
37 d early
2023
51 d early
2022
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€611k▲ 29.2%
2024 · €473k
2022: €179k
2023: €340k
2024: €473k
2022 → 2025
Total assets
€948k▲ 6.5%
2024 · €891k
2022: €421k
2023: €750k
2024: €891k
2022 → 2025
Net result
€138k▲ 4.1%
2024 · €132k
2022: €177k
2023: €161k
2024: €132k
2022 → 2025
Working capital
€513k▲ 41.3%
2024 · €363k
2022: €141k
2023: €290k
2024: €363k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€179k-€340k▲ 89.7%€473k▲ 38.9%€611k▲ 29.2%
Operating result€236k-€207k▼ 12.2%€173k▼ 16.4%€189k▲ 9.3%
Net result€177k-€161k▼ 9.3%€132k▼ 17.7%€138k▲ 4.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €948k
Fixed assets
€299k ▼ 9.5%
Current assets
€649k ▲ 15.8%
Equity and liabilities €948k
Equity
€611k ▲ 29.2%
Debt
€338k ▼ 19.2%
Debt's share of the balance-sheet total falls from 46.9% to 35.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€209k▲
2024 · €201k
Cash flow
€158k▼
2024 · €160k
Current ratio
4.77▲
2024 · 2.84
Quick ratio
2.34▲
2024 · 1.41
Debt to equity
0.55▼
2024 · 0.88
ROE
22.6%▼
2024 · 28.0%
ROA
14.5%▼
2024 · 14.9%
Interest coverage
21.55▲
2024 · 19.67
Debt ≤ 1 year
€136k▼
2024 · €197k
Debt > 1 year
€201k▼
2024 · €221k
Income taxes
€46k▲
2024 · €36k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€891k€948k▲
Fixed assets21/28€330k€299k▼
Tangible fixed assets22/27€330k€299k▼
Land and buildings22€288k€277k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€40k€21k▼
Current assets29/58€561k€649k▲
Stocks and contracts in progress3€282k€330k▲
Stocks30/36€282k€330k▲
Amounts receivable within one year40/41€12k€27k▲
Trade receivables40€208€22k▲
Other amounts receivable41€11k€5k▼
Current investments50/53€150k€150k=
Cash at bank and in hand54/58€116k€138k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€891k€948k▲
Equity10/15€473k€611k▲
Contributions10/11€2k€2k=
Reserves13€471k€609k▲
Distributable reserves133€471k€609k▲
Amounts payable17/49€418k€338k▼
Amounts payable after more than one year17€221k€201k▼
Financial debts170/4€221k€201k▼
Amounts payable within one year42/48€197k€136k▼
Current portion of amounts payable after more than one year42€28k€20k▼
Trade debts44€44k€17k▼
Suppliers440/4€44k€17k▼
Advances received on contracts in progress46€1k€2k▲
Taxes, remuneration and social security45€34k€48k▲
Taxes450/3€34k€47k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€90k€50k▼
Accrued charges and deferred income492/3€13-
Income statement
Code20242025
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€20k▼
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€831€1k▲
Gross operating margin9900€203k€220k▲
Operating profit (loss)9901€173k€189k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€168k€184k▲
Income taxes67/77€36k€46k▲
Profit (loss) for the period9904€132k€138k▲
Profit (loss) for the period to be appropriated9905€132k€138k▲
Appropriation of the result
Profit (loss) to be appropriated9906€132k€138k▲
Transfer to equity691/2€132k€138k▲
To other reserves6921€132k€138k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €611k ▲29.2%
4 profitable years in a row build equity to €611k.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €132k ▼17.7%
Net result drops to €132k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €340k ▲89.7%
2 profitable years in a row build equity to €340k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flobecq · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marais des Soeurs 15A7880 FlobecqGround area
4,968 m²
Building footprint
242 m²
Volume, LiDAR
662 m³
2 parcels, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
PATRICK GALLAND SRL
since 20212.321.784.575
GP SPA
since 20232.380.523.520
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51019B0109/00G000 | Wallonia | 4,656 m² | 1 · 160 m² | - |
| 55023B0073/00P000 | Wallonia | 312 m² | 1 · 82 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesPATRICK GALLAND SRL41738
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Of 366 companies in sector 43421 we hold annual accounts for 203. 123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43421Specialised construction activities
43230Insulation installation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesE-mail:ets.gallandp@outlook.fr
Phone:0472464600
Website:www.etancheite-galland.be
Website:www.gp-spas.be
Phone:0032472464600