PATRICK DESCHREVEL
ActivePATRICK DESCHREVEL has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €355k and a net result of €51k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 186 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability83▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.59; short-term debt: 17.6% and cash: 21.6% of total assets), and 17.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
82.4%
Return on assets
11.8%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 16-09-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
45 d early
2025
45 d early
2024
37 d early
2023
48 d early
2022
48 d early
2021
34 d early
2020
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€355k▼ 7.7%
2025 · €384k
2019: €167k
2020: €173k
2021: €190k
2022: €272k
2023: €300k
2024: €342k
2025: €384k
2019 → 2026
Total assets
€430k▲ 11.9%
2025 · €384k
2019: €248k
2020: €240k
2021: €253k
2022: €371k
2023: €338k
2024: €347k
2025: €384k
2019 → 2026
Net result
€51k▲ 20.0%
2025 · €42k
2019: €2k
2020: €6k
2021: €18k
2022: €82k
2023: €28k
2024: €42k
2025: €42k
2019 → 2026
Working capital
€346k▼ 8.6%
2025 · €379k
2019: €-8k
2020: €1k
2021: €9k
2022: €257k
2023: €286k
2024: €331k
2025: €379k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€272k-€300k▲ 10.2%€342k▲ 14.0%€384k▲ 12.4%€355k▼ 7.7%
Operating result€120k-€39k▼ 67.9%€58k▲ 51.7%€54k▼ 7.1%€59k▲ 8.5%
Net result€82k-€28k▼ 66.0%€42k▲ 51.1%€42k▲ 0.2%€51k▲ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 9% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €430k
Fixed assets
€8k▲ 63.1%
Current assets
€422k▲ 11.2%
Equity and liabilities €430k
Equity
€355k▼ 7.7%
Debt
€76k▲ 20,283%
The debt ratio rises from 0.1% to 17.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€64k▲
2025 · €60k
Cash flow
€56k▲
2025 · €48k
Solvency
82.4%▼
2025 · 99.9%
Current ratio
5.59
Quick ratio
5.59
Debt / equity
0.21▲
2025 · 0.00
ROE
14.3%▲
2025 · 11.0%
ROA
11.8%▲
2025 · 11.0%
Interest coverage
144.35▼
2025 · 218.60
Debt
€76k▲
2025 · €371
Debt ≤ 1 year
€76k▲
2025 · €371
Income taxes
€18k▲
2025 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€384k€430k▲
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€5k€8k▲
Plant, machinery and equipment23€5k€8k▲
Current assets29/58€379k€422k▲
Amounts receivable within one year40/41€10k€11k▲
Other amounts receivable41€10k€11k▲
Current investments50/53€310k€315k▲
Cash at bank and in hand54/58€56k€93k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€384k€430k▲
Equity10/15€384k€355k▼
Contributions10/11€79k€79k=
Reserves13€203k€163k▼
Tax-exempt reserves132€2k€2k=
Distributable reserves133€201k€161k▼
Profit (loss) carried forward14€102k€113k▲
Amounts payable17/49€371€76k▲
Amounts payable within one year42/48€371€76k▲
Trade debts44€371€729▲
Suppliers440/4€371€729▲
Other amounts payable47/48-€75k
Income statement
Code20252026
Non-recurring operating income76A€510-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€513€528▲
Gross operating margin9900€60k€65k▲
Operating profit (loss)9901€54k€59k▲
Financial income75/76B€4k€10k▲
Recurring financial income75€4k€10k▲
Financial charges65/66B€274€445▲
Recurring financial charges65€274€445▲
Profit (loss) for the period before taxes9903€59k€69k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€42k€51k▲
Profit (loss) for the period to be appropriated9905€42k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€142k€153k▲
Profit (loss) brought forward from the previous period14P€100k€102k▲
Transfer from equity791/2-€80k
Transfer to equity691/2€40k€40k=
To other reserves6921€40k€40k=
Profit to be distributed694/7-€80k
Return on contributions (dividend)694-€80k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity times 17current ratio 1023.68
Current ratio from 60.50 to 1023.68; short-term debt falls from €6k to €371.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity times 7current ratio 60.50
Current ratio from 8.41 to 60.50; short-term debt falls from €39k to €6k.
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 8.41
Current ratio from 3.59 to 8.41; short-term debt falls from €99k to €39k.
2022
13-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €82k ▲353%
Operating result €120k, net result €82k, both a record.
31-03
Financial
Liquidity triplescurrent ratio 3.59
Current ratio from 1.19 to 3.59.
31-03
Financial
Equity above €200kEq €272k ▲43.1%
4 profitable years in a row build equity to €272k.
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blasiusstraat 24/B8972 PoperingeGround area
9,048 m²
Building footprint
430 m²
Volume, LiDAR
2,619 m³
Parcel 33013A0583/00N000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PATRICK DESCHREVEL
since 20052.148.639.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33013A0583/00N000 | Flanders | 9,048 m² | 1 · 430 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEKA Hospitec
BE 0679.626.441
Lede · Eq €354k
AUDISON
BE 0863.964.350
Ukkel · Eq €356k
P.RASE MEDICAL
BE 0818.012.579
Ternat · Eq €359k
UPDATE ORTHOPAEDICS
BE 0453.484.797
Sint-Martens-Latem · Eq €348k
Brace Shop Namur
BE 0440.492.737
Namur · Eq €347k
Of 1,070 companies in sector 47741 we hold annual accounts for 644. 474 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2005
Fiscal year end31-03
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
52320
47789Other retail sale of new goods
52498
71407
77225Rental and leasing activities
85144
86905Human health activities
86951Physiotherapy
93022
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.