Equity
€354,680 ▼ 7.7%
PATRICK DESCHREVEL paid out €80,000 in dividends. That is 158% of the 2026 profit.
PATRICK DESCHREVEL
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2006peak €125,870 (2022)
€64,831▲ 7.2%
lowest -€10,531 (2016)
€50,604▲ 20.0%
peak €384,076 (2025)
€354,680▼ 7.7%
€75,529▲ 204×
Board2 names since 2023
2 directorsDESAEVER Ingrid Maria and 1 other
Documentsfilings and deeds
16-09-202645 days before the deadline
2026micro format
Dividend €80,000Debts from €371 to €75,529Cash from €55,871 to €93,133
Key points
from the 2026 annual accountsFilings
21 annual accounts since 2006
The last five annual accounts were filed 37 to 48 days before the end of the period.
Position in the sector
€354,680
More equity than 90% of companies in retail trade. Sector median €61,254 · 752 companies.
Checked score
96
Excellent
Financially stronger than 69% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: 0.1%▲ +0.1 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 5.59, cash €93,133
Equity €354,680 (82.4% of total assets)
Founded in 2005
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 78% on liquidity, 77% on profitability and 28% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as PATRICK DESCHREVEL has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PATRICK DESCHREVEL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for PATRICK DESCHREVEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.59, above the usual 1.5. Short-term debt is 17.6% and cash 21.6% of total assets. 17.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 16-09-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
45 days early
2025
45 days early
2024
37 days early
2023
48 days early
2022
48 days early
2021
34 days early
2020
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 41 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 16 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0875328493
Change of role: DESCHREVEL Patrick, from manager to statutory director
Appointment: DESAEVER Ingrid Maria (successor statutory director) · Director discharge: DESCHREVEL Patrick · General meeting of 13-04-2023 · Gazette deed
Incorporation
published on 08-08-2005 · Gazette deed
First establishment
Blasiusstraat 24, Poperinge
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PATRICK DESCHREVEL Poperinge | €430,210 | €64,831 | 82.4% | - |
| LABORATORY CONSULTING & SERVICES Tournai | €479,588 | €85,136 | 98.8% | - |
| LEVEL 4 Hasselt | €379,965 | €91,155 | -2.4% | - |
| MEDISERVE Ninove | €513,500 | €76,729 | 58.3% | - |
| CENTRE AUDITIF LEBOUTTE Marche-en-Famenne | €493,181 | €80,406 | 85.6% | - |
| CAVELLOR Waterloo | €499,465 | €84,661 | -28.8% | - |
| OPTI-SERVICE Boutersem | €285,137 | €83,994 | 76.3% | - |
These companies have the same main activity as PATRICK DESCHREVEL: retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses (NACE 47741). They are comparable in size and age: total assets between €285,000 and €514,000, founded between 2000 and 2009.
Official details
Source: KBO- Status
- Active since 29-07-2005Normal situation
- Activity
- Retail sale of medical and orthopaedic goods, excluding prescription glasses and lensesNACE 47741and 4 others
- Establishment unit
- 2.148.639.1798972 Poperinge, since 18-07-2005
- Financial year end
- 31 March
- Peppol
- Reachable since 16-12-2025
Annual accounts to 31-03-2026
- ≈ €310,000estimated
- €430,210▲ 11.9%
- Filing
- Filed on 16-09-2026, 45 days before the end of the filing period
Insights on PATRICK DESCHREVEL
PATRICK DESCHREVEL files the micro format. That format states no turnover. The gross margin rose from €39,675 in 2007 to €64,831 in 2026.
The balance sheet grew most from 2011 to 2013 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PATRICK DESCHREVEL
- What is the company number of PATRICK DESCHREVEL?
- The company number of PATRICK DESCHREVEL is 0875.328.493. The VAT number is the same number with BE in front: BE 0875.328.493.
- Where is PATRICK DESCHREVEL based?
- The registered office is at Blasiusstraat 24/B, 8972 Poperinge.Company details
- What does PATRICK DESCHREVEL do?
- According to the KBO register, the main activity is retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses (NACE 47741).
- What is the legal form of PATRICK DESCHREVEL?
- PATRICK DESCHREVEL is a private limited company (BV).
- When was PATRICK DESCHREVEL founded?
- PATRICK DESCHREVEL was founded on 29-07-2005.
- Is PATRICK DESCHREVEL still active?
- Yes, PATRICK DESCHREVEL is an active enterprise in the KBO register.
- What is the turnover of PATRICK DESCHREVEL?
- The turnover in financial year 2026 is ≈ €310,000. This figure is estimated from the gross margin of €64,831 and 45 comparable companies (NACE 477). It probably lies between €170,000 and €420,000.Financials
- Is PATRICK DESCHREVEL profitable?
- In financial year 2026, PATRICK DESCHREVEL made a profit of €50,604.
- Where can I find the annual accounts of PATRICK DESCHREVEL?
- PATRICK DESCHREVEL filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of PATRICK DESCHREVEL due?
- PATRICK DESCHREVEL must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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