Patrick De Mesmaeker is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €85,775 and a net result of €62,104. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
2025 accounts 51 days early1 deed in the Belgian Official Gazette
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. There is no bankruptcy probability for this company, so the score rests on the figures alone.
69/ 100
Healthy▲ +9 on 2024
Without a bankruptcy probability: score from the figures alone
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. Without a bankruptcy probability, this company's Checked score rests on these figures.
Strong
Solvency44+14
equity 19.3% of total assets
Liquidity61+1
short-term debt 39.6% · cash 23.6%
Profitability86+5
return on assets 14.0%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.55, compared with 1.13 in 2024, above the usual 1.5; short-term debt: 39.6% and cash: 23.6% of total assets), but 80.7% of the assets are financed with debt and provisions.
This company filed its last 5 accounts on average 27 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (4 of the last 5 filed years within 30 days of that day).