Equity
€230,358 ▲ 8.7%
PATRICK CONSTRUCT has made a profit in every financial year since 2020.
PATRICK CONSTRUCT
Lifetime
6 annual accounts with figures on one time axispeak €91,252 (2022)
€25,081▼ 18.9%
peak €70,622 (2022)
€18,482▼ 15.9%
peak €230,358 (2025)
€230,358▲ 8.7%
€34,836▼ 27.5%
Board1 name since 2021
1 directorLEVAI Petru-Cristian
Documentsfilings and deeds
12-09-2026135 days late
2025micro format
Gross margin from €30,913 to €25,081Debts from €48,056 to €34,836Cash from €6,077 to €210
Key points
from the 2025 annual accountsFilings
6 annual accounts 135 days
Latest accounts filed late: after the legal deadline.
Position in the sector
86.9%
Higher solvency than 91% of companies in specialised construction. Sector median 46.7% · 35,125 companies.
Checked score
35
Weak
Financially stronger than 52% of micro companies in specialised construction (NACE 43)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
8.2% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.5%
01-2025: 2.8%▲ +0.3 percentage points vs 12-2024
02-2025: 2.7%▼ -0.1 percentage points vs 01-2025
03-2025: 2.7%● unchanged vs 02-2025
04-2025: 2.9%▲ +0.2 percentage points vs 03-2025
05-2025: 3.7%▲ +0.8 percentage points vs 04-2025
06-2025: 1.5%▼ -2.2 percentage points vs 05-2025
07-2025: 1.5%● unchanged vs 06-2025
08-2025: 1.5%● unchanged vs 07-2025
09-2025: 1.5%● unchanged vs 08-2025
10-2025: 1.5%● unchanged vs 09-2025
11-2025: 1.5%● unchanged vs 10-2025
12-2025: 1.4%▼ -0.1 percentage points vs 11-2025lowest value
01-2026: 1.6%▲ +0.2 percentage points vs 12-2025
02-2026: 1.6%● unchanged vs 01-2026
03-2026: 3.2%▲ +1.6 percentage points vs 02-2026
04-2026: 3.5%▲ +0.3 percentage points vs 03-2026
05-2026: 4.7%▲ +1.2 percentage points vs 04-2026
06-2026: 5.0%▲ +0.3 percentage points vs 05-2026
07-2026: 10.1%▲ +5.1 percentage points vs 06-2026
08-2026: 10.4%▲ +0.3 percentage points vs 07-2026
09-2026: 11.1%▲ +0.7 percentage points vs 08-2026highest value
10-2026: 8.2%▼ -2.9 percentage points vs 09-2026
11-2026: 8.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 135 days late; 1 of the last 3 accounts late
Liquidity: current ratio 7.61, cash €210, halved
No registered site in the KBO
1 change of registered office in 24 months
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 40% on liquidity, 26% on profitability and 53% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as PATRICK CONSTRUCT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PATRICK CONSTRUCT itself is higher: 8.2% within 12 months. It rests on far more data about PATRICK CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for PATRICK CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 7.61 (5.41 in 2024), above the usual 1.5. Short-term debt is 13.1% and cash 0.1% of total assets. 13.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 135 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-09-2026, 135 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 6 filingsDeviation from the deadline
2025
135 days late
2024
on the day
2023
5 days early
2022
3 days early
2021
1 day early
2020
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 21 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered office moved from Leuven to Boutersem
New registered office: Koutemstraat 15, 3370 Boutersem · Previous registered office: Grensstraat 1A, bus 1, 3010 Leuven · General meeting of 01-06-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0694883749
Registered office moved within Leuven
New registered office: Grensstraat 1A, bus 001, 3010 Leuven · Previous registered office: Bierbeekstraat 2 Bus 0201, 3001 Leuven · General meeting of 04-01-2021 · Gazette deed
Incorporation
published on 23-04-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PATRICK CONSTRUCT Boutersem | €265,194 | €25,081 | 86.9% | - |
| LG UNIVERSAL Frameries | €255,169 | €24,113 | 64.3% | - |
| LO CONSTRUCT Anderlecht | €278,427 | €20,893 | 19.8% | - |
| DAN TOITURES Liège | €308,372 | €20,983 | 6.9% | - |
| ROBEYST PROJECTS Zele | €255,173 | €22,489 | 58.8% | - |
| MDA CONSTRUCT Uccle | €244,203 | €19,267 | 94.6% | - |
| BOUWWERKEN LIEVEN DE SMET Geraardsbergen | €285,771 | €32,989 | 28.6% | - |
These companies have the same main activity as PATRICK CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €244,000 and €308,000, founded between 2016 and 2019.
Official details
Source: KBO- Status
- Active since 19-04-2018Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 1 other
- Financial year end
- 30 September
- Peppol
- Reachable since 16-01-2026
Annual accounts to 30-09-2025
- ≈ €220,000estimated
- €265,194▲ 2.0%
- Filing
- Filed on 12-09-2026
Insights on PATRICK CONSTRUCT
PATRICK CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €46,045 in 2020 to €25,081 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PATRICK CONSTRUCT
- What is the company number of PATRICK CONSTRUCT?
- The company number of PATRICK CONSTRUCT is 0694.883.749. The VAT number is the same number with BE in front: BE 0694.883.749.
- Where is PATRICK CONSTRUCT based?
- The registered office is at Koutemstraat 15, 3370 Boutersem.Company details
- What does PATRICK CONSTRUCT do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of PATRICK CONSTRUCT?
- PATRICK CONSTRUCT is a private limited company (pre-2019) (BVBA).
- When was PATRICK CONSTRUCT founded?
- PATRICK CONSTRUCT was founded on 19-04-2018.
- Is PATRICK CONSTRUCT still active?
- Yes, PATRICK CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of PATRICK CONSTRUCT?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €25,081 and 93 comparable companies (NACE 43990). It probably lies between €140,000 and €380,000. In financial year 2023 turnover was €213,070.Financials
- Is PATRICK CONSTRUCT profitable?
- In financial year 2025, PATRICK CONSTRUCT made a profit of €18,482.
- Where can I find the annual accounts of PATRICK CONSTRUCT?
- PATRICK CONSTRUCT filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PATRICK CONSTRUCT due?
- PATRICK CONSTRUCT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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