PATRICK CALLEWAERT
ActivePATRICK CALLEWAERT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.14M and a net result of €231k. Equity is growing by ~49.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 3170 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-63
Solvency85▲+8
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity ample (current ratio 4.37 against 11.08 in 2024), but 59.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.4%
Return on assets
3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 06-02-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
35 d early
2023
24 d early
2022
42 d early
2021
34 d early
2020
48 d early
2019
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close16-09-2026 today28-02-2027 deadline
Name match with a sanctions list
1 entryPARS PETROCHEMICAL COMPANYalias P.P.C.
A name match is not a finding that this company itself is on the list; check the entry at the source.
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€231k▼ 82.6%
2024 · €1.33M
2019: €165k
2020: €278k
2021: €199k
2022: €707k
2023: €199k
2024: €1.33M
2019 → 2025
Working capital
€2.02M▼ 48.4%
2024 · €3.92M
2019: €-1.52M
2020: €-1.80M
2021: €-1.21M
2022: €-2.02M
2023: €-2.32M
2024: €3.92M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€673k-€1.38M▲ 105%€1.58M▲ 14.5%€2.91M▲ 84.4%€3.14M▲ 7.9%
Operating result€351k-€1.14M▲ 223%€399k▼ 64.9%€2.07M▲ 420%€381k▼ 81.7%
Net result€199k-€707k▲ 255%€199k▼ 71.8%€1.33M▲ 568%€231k▼ 82.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.79M
Fixed assets
€5.16M▲ 25.6%
Current assets
€2.62M▼ 39.1%
Equity and liabilities €7.79M
Equity
€3.14M▲ 7.9%
Provisions
€48k▼ 4.8%
Debt
€4.59M▼ 15.8%
The debt ratio falls from 64.8% to 59.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€535k▼
2024 · €2.24M
Cash flow
€386k▼
2024 · €1.49M
Solvency
40.4%▲
2024 · 34.6%
Current ratio
4.37▼
2024 · 11.08
Quick ratio
3.32▼
2024 · 10.22
Debt / equity
1.46▼
2024 · 1.87
ROE
7.4%▼
2024 · 45.8%
ROA
3.0%▼
2024 · 15.8%
Interest coverage
15.18▼
2024 · 15.69
Debt
€4.59M▼
2024 · €5.46M
Debt ≤ 1 year
€599k▲
2024 · €389k
Debt > 1 year
€867k▲
2024 · €850k
Income taxes
€246k▼
2024 · €643k
Staff costs
€63k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.42M€7.79M▼
Fixed assets21/28€4.11M€5.16M▲
Tangible fixed assets22/27€3.37M€3.30M▼
Land and buildings22€2.92M€2.86M▼
Furniture and vehicles24€349k€359k▲
Other tangible fixed assets26€100k€82k▼
Financial fixed assets28€739k€1.87M▲
Current assets29/58€4.31M€2.62M▼
Amounts receivable after more than one year29€250k€1.36M▲
Other amounts receivable291€250k€1.36M▲
Stocks and contracts in progress3€332k€633k▲
Stocks30/36€332k€633k▲
Amounts receivable within one year40/41€134k€380k▲
Trade receivables40-€100k
Other amounts receivable41€134k€280k▲
Current investments50/53€3.25M€16k▼
Cash at bank and in hand54/58€338k€185k▼
Deferred charges and accrued income490/1€3k€47k▲
Equity and liabilities
Total equity and liabilities10/49€8.42M€7.79M▼
Equity10/15€2.91M€3.14M▲
Contributions10/11€30k€30k=
Reserves13€2.84M€3.08M▲
Tax-exempt reserves132€243k€239k▼
Distributable reserves133€2.60M€2.84M▲
Profit (loss) carried forward14€38k€38k=
Provisions and deferred taxes16€51k€48k▼
Deferred taxes168€51k€48k▼
Amounts payable17/49€5.46M€4.59M▼
Amounts payable after more than one year17€850k€867k▲
Financial debts170/4€845k€862k▲
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€389k€599k▲
Current portion of amounts payable after more than one year42€189k€188k▼
Financial debts43-€200k
Credit institutions430/8-€200k
Trade debts44€36k€32k▼
Suppliers440/4€36k€32k▼
Taxes, remuneration and social security45€164k€145k▼
Taxes450/3€155k€139k▼
Remuneration and social security454/9€9k€6k▼
Other amounts payable47/48-€34k
Accrued charges and deferred income492/3€4.22M€3.13M▼
Income statement
Code20242025
Non-recurring operating income76A€4k€74k▲
Remuneration, social security and pensions62€47k€63k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€161k€154k▼
Other operating charges640/8€47k€63k▲
Non-recurring operating charges66A-€83k
Gross operating margin9900€2.33M€744k▼
Operating profit (loss)9901€2.07M€381k▼
Financial income75/76B€42k€130k▲
Recurring financial income75€42k€130k▲
Financial charges65/66B€143k€35k▼
Recurring financial charges65€143k€35k▼
Profit (loss) for the period before taxes9903€1.97M€475k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€643k€246k▼
Profit (loss) for the period9904€1.33M€231k▼
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€1.34M€236k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.38M€274k▼
Profit (loss) brought forward from the previous period14P€38k€38k=
Transfer to equity691/2€1.34M€236k▼
To other reserves6921€1.34M€236k▼
Social balance
Average headcount (FTE)90871.31.4▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
State Gazette act
Registered officeGeneral meeting · Registered-office move · Operating seat3 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move · Operating seat3 facts ▸
- General meeting, 25/06/2026
- Registered-office move, 1310 La Hulpe, Av de la Corniche 76
- Operating seat, 8300 Knokke-Heist, Zanhaver 9
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-07
Financial
Highest result since 2019net €1.33M ▲568%
Operating result €2.07M, net result €1.33M, both a record.
31-07
Financial
Liquidity times 98current ratio 11.08
Current ratio from 0.11 to 11.08; short-term debt falls from €2.61M to €389k.
31-07
Financial
Equity above €2MEq €2.91M ▲84.4%
6 profitable years in a row build equity to €2.91M.
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
17-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-07
Financial
Equity above €1MEq €1.38M ▲105%
4 profitable years in a row build equity to €1.38M.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-07
Financial
Equity above €500kEq €673k ▲41.9%
3 profitable years in a row build equity to €673k.
11-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Corniche 761310 La HulpeGround area
4,858 m²
Building footprint
531 m²
Volume, LiDAR
2,574 m³
2 parcels, Flanders, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PATRICK CALLEWAERT SPRL
since 20032.126.246.433
Patrick Callewaert SRL
since 20252.384.924.053
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050F0015/00E010 | Wallonia | 4,405 m² | 1 · 413 m² | 9.1 m · 2 fl. |
| 31333H0755/00R003 | Flanders | 453 m² | 1 · 118 m² | 3.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400F60AGHFCFQJN07
Similar companies · same sector, comparable size
STRATEGY AT WORK
BE 0887.315.616
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CCMTX Group
BE 1024.745.711
Ledegem · Eq €3.14M
LEOCIEL
BE 0506.632.879
Lochristi · Eq €3.15M
RDI
BE 0833.347.883
Boom · Eq €3.14M
RealDev
BE 0552.617.314
Brussel · Eq €3.15M
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 15,318 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2003
Fiscal year end31-07
Abbreviation FR
P.C.
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:PACALLEWAERT@icloud.com