PATRI M
ActivePATRI M has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €321k and a net result of €49k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 4602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▼-1
Solvency100▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 7.95 against 3.93 in 2023; short-term debt: 7.4% and cash: 6.6% of total assets), and 21.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
19 d early
2022
30 d late
2021
30 d late
2020
30 d late
2019
87 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€49k▼ 7.9%
2023 · €53k
2018: €18k
2019: €22k
2020: €26k
2021: €-71k
2022: €100k
2023: €53k
2018 → 2024
Working capital
€211k▲ 34.9%
2023 · €156k
2018: €-49k
2019: €-24k
2020: €-157k
2021: €-9k
2022: €113k
2023: €156k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€190k-€119k▼ 37.3%€219k▲ 83.9%€272k▲ 24.2%€321k▲ 17.9%
Operating result€44k-€-58k€129k€78k▼ 39.3%€77k▼ 1.9%
Net result€26k-€-71k€100k€53k▼ 46.9%€49k▼ 7.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 2% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €412k
Fixed assets
€170k▼ 13.5%
Current assets
€241k▲ 15.0%
Equity and liabilities €412k
Equity
€321k▲ 17.9%
Debt
€90k▼ 32.8%
The debt ratio falls from 33.0% to 21.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€104k▼
2023 · €106k
Cash flow
€76k▼
2023 · €81k
Solvency
78.1%▲
2023 · 67.0%
Current ratio
7.95▲
2023 · 3.93
Quick ratio
7.95▲
2023 · 3.93
Debt / equity
0.28▼
2023 · 0.49
ROE
15.2%▼
2023 · 19.5%
ROA
11.9%▼
2023 · 13.1%
Interest coverage
17.63▲
2023 · 14.67
Debt
€90k▼
2023 · €134k
Debt ≤ 1 year
€30k▼
2023 · €53k
Debt > 1 year
€60k▼
2023 · €81k
Income taxes
€23k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€407k€412k▲
Formation expenses20€0€0=
Fixed assets21/28€197k€170k▼
Tangible fixed assets22/27€197k€170k▼
Land and buildings22€174k€151k▼
Plant, machinery and equipment23€20k€17k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€183€183=
Current assets29/58€210k€241k▲
Amounts receivable within one year40/41€60k€71k▲
Other amounts receivable41€60k€71k▲
Current investments50/53€81k€143k▲
Cash at bank and in hand54/58€67k€27k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€407k€412k▲
Equity10/15€272k€321k▲
Contributions10/11€51k€51k=
Reserves13€55k€104k▲
Distributable reserves133€55k€104k▲
Profit (loss) carried forward14€166k€166k▲
Amounts payable17/49€134k€90k▼
Amounts payable after more than one year17€81k€60k▼
Financial debts170/4€81k€60k▼
Amounts payable within one year42/48€53k€30k▼
Current portion of amounts payable after more than one year42€17k-
Financial debts43€20k€21k▲
Credit institutions430/8€20k€21k▲
Trade debts44€2k€2k=
Suppliers440/4€2k€2k=
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€15k€8k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€27k▼
Other operating charges640/8€2k-
Gross operating margin9900€108k€104k▼
Operating profit (loss)9901€78k€77k▼
Financial income75/76B€74€694▲
Recurring financial income75€74€694▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€71k€72k▲
Income taxes67/77€18k€23k▲
Profit (loss) for the period9904€53k€49k▼
Profit (loss) for the period to be appropriated9905€53k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€166k€215k▲
Profit (loss) brought forward from the previous period14P€113k€166k▲
Transfer to equity691/2-€49k
To other reserves6921-€49k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 7.95
Current ratio from 3.93 to 7.95; short-term debt falls from €53k to €30k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Back to profitnet €100k
Net result €100k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 3.42
Current ratio from 0.82 to 3.42; short-term debt falls from €52k to €47k.
31-12
Financial
Equity above €200kEq €219k ▲83.9%
Equity rises from €119k to €219k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-71k ▼371%
Net result drops to €-71k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 87 days late
2019
31-12
Financial
Equity above €150kEq €164k ▲15.1%
2 profitable years in a row build equity to €164k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Frênes(N) 184121 NeupréGround area
1,653 m²
Building footprint
359 m²
Volume, LiDAR
2,324 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Patri M
since 20082.168.315.630
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62051C0627/00M002 | Wallonia | 1,061 m² | 1 · 279 m² | 7.5 m · 2 fl. |
| 61044E0259/00W003 | Wallonia | 592 m² | 1 · 80 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DENIS.RO
BE 0745.447.176
Nandrin · Eq €321k
Monique De Vroe Consulting
BE 0568.960.527
Keerbergen · Eq €321k
Lavik
BE 0761.440.694
Beringen · Eq €321k
EJA INVESTMENTS
BE 0771.484.352
Knokke-Heist · Eq €321k
OLI4 CONSULTING & RECRUITMENT
BE 0832.852.292
Genappe · Eq €321k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 37,720 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.