PATMAR
ActiveSummary
PATMAR has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256,486 and a net result of €31,912. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 8763 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-3
Solvency87▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 21.1 against 12.96 in 2024; short-term debt: 1.2% and cash: 25.9% of total assets), and 38% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62%
Return on assets
7.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
65 d early
2023
65 d early
2022
62 d early
2021
62 d early
2020
67 d early
2019
67 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 65 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€256,486▲ 14.2%
2024 · €224,574
Total assets
€413,987▲ 1.9%
2024 · €406,434
Net result
€31,912▼ 14.4%
2024 · €37,295
Working capital
€103,823▲ 10.9%
2024 · €93,606
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,182▼ 23.7%€52,128▲ 40.2%€49,497▼ 5.0%€67,792▲ 37.0%€57,365▼ 15.4%
Net result€19,236within the sector's middle half▼ 28.8%€30,570within the sector's middle half▲ 58.9%€26,854within the sector's middle half▼ 12.2%€37,295within the sector's middle half▲ 38.9%€31,912within the sector's middle half▼ 14.4%
Equity€129,855within the sector's middle half▲ 17.4%€160,426within the sector's middle half▲ 23.5%€187,280within the sector's middle half▲ 16.7%€224,574within the sector's middle half▲ 19.9%€256,486within the sector's middle half▲ 14.2%
Total assets€323,856below the sector's middle half▼ 7.6%€355,889below the sector's middle half▲ 9.9%€374,050below the sector's middle half▲ 5.1%€406,434within the sector's middle half▲ 8.7%€413,987within the sector's middle half▲ 1.9%
Debt€194,001▼ 19.1%€195,463▲ 0.8%€186,770▼ 4.4%€181,860▼ 2.6%€157,501▼ 13.4%
Working capital€15,503within the sector's middle half▼ 62.5%€44,397within the sector's middle half▲ 186%€65,125within the sector's middle half▲ 46.7%€93,606within the sector's middle half▲ 43.7%€103,823within the sector's middle half▲ 10.9%
Solvency40.1%within the sector's middle half▲ 8.5pp45.1%within the sector's middle half▲ 5.0pp50.1%within the sector's middle half▲ 5.0pp55.3%within the sector's middle half▲ 5.2pp62.0%within the sector's middle half▲ 6.7pp
Current ratio5.62above the sector's middle half▼ 5.677.84above the sector's middle half▲ 2.2117.59above the sector's middle half▲ 9.7512.96above the sector's middle half▼ 4.6321.10above the sector's middle half▲ 8.15
Return on assets (ROA)5.9%within the sector's middle half▼ 1.8pp8.6%within the sector's middle half▲ 2.6pp7.2%within the sector's middle half▼ 1.4pp9.2%within the sector's middle half▲ 2.0pp7.7%within the sector's middle half▼ 1.5pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €413,987
Fixed assets
€305,000 =
Current assets
€108,987 ▲ 7.4%
Equity and liabilities €413,987
Equity
€256,486 ▲ 14.2%
Debt
€157,501 ▼ 13.4%
Debt's share of the balance-sheet total falls from 44.7% to 38.0%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.61▼
2024 · 0.81
ROE
12.4%▼
2024 · 16.6%
Debt ≤ 1 year
€5,164▼
2024 · €7,829
Debt > 1 year
€141,703▼
2024 · €160,703
Income taxes
€14,892▼
2024 · €17,404
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €111 | €112 | €115 | €126 | €128 | ▲ 1.6% |
| Gross operating margin9900 | €37,293 | €52,240 | €49,612 | €67,918 | €57,493 | ▼ 15.3% |
| Operating profit (loss)9901 | €37,182 | €52,128 | €49,497 | €67,792 | €57,365 | ▼ 15.4% |
| Financial income75/76B | - | - | €125 | €264 | €274 | ▲ 3.7% |
| Recurring financial income75 | - | - | €125 | €264 | €274 | ▲ 3.7% |
| Financial charges65/66B | €8,968 | €7,292 | €10,235 | €13,357 | €10,835 | ▼ 18.9% |
| Recurring financial charges65 | €8,968 | €7,292 | €10,235 | €13,357 | €10,835 | ▼ 18.9% |
| Profit (loss) for the period before taxes9903 | €28,213 | €44,836 | €39,386 | €54,699 | €46,804 | ▼ 14.4% |
| Income taxes67/77 | €8,977 | €14,266 | €12,532 | €17,404 | €14,892 | ▼ 14.4% |
| Profit (loss) for the period9904 | €19,236 | €30,570 | €26,854 | €37,295 | €31,912 | ▼ 14.4% |
| Profit (loss) for the period to be appropriated9905 | €19,236 | €30,570 | €26,854 | €37,295 | €31,912 | ▼ 14.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €323,856 | €355,889 | €374,050 | €406,434 | €413,987 | ▲ 1.9% |
| Fixed assets21/28 | €305,000 | €305,000 | €305,000 | €305,000 | €305,000 | = |
| Financial fixed assets28 | €305,000 | €305,000 | €305,000 | €305,000 | €305,000 | = |
| Current assets29/58 | €18,856 | €50,889 | €69,050 | €101,434 | €108,987 | ▲ 7.4% |
| Amounts receivable within one year40/41 | €4,669 | €4,960 | €8,636 | €4,595 | €1,881 | ▼ 59.1% |
| Trade receivables40 | €2,723 | €2,723 | €5,445 | - | - | - |
| Other amounts receivable41 | €1,947 | €2,238 | €3,191 | €4,595 | €1,881 | ▼ 59.1% |
| Cash at bank and in hand54/58 | €14,187 | €45,929 | €60,414 | €96,839 | €107,106 | ▲ 10.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €323,856 | €355,889 | €374,050 | €406,434 | €413,987 | ▲ 1.9% |
| Equity10/15 | €129,855 | €160,426 | €187,280 | €224,574 | €256,486 | ▲ 14.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €123,655 | €154,226 | €181,080 | €218,374 | €250,286 | ▲ 14.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €121,795 | €152,366 | €179,220 | €218,374 | €250,286 | ▲ 14.6% |
| Amounts payable17/49 | €194,001 | €195,463 | €186,770 | €181,860 | €157,501 | ▼ 13.4% |
| Amounts payable after more than one year17 | €181,703 | €181,703 | €172,703 | €160,703 | €141,703 | ▼ 11.8% |
| Other amounts payable178/9 | €181,703 | €181,703 | €172,703 | €160,703 | €141,703 | ▼ 11.8% |
| Amounts payable within one year42/48 | €3,353 | €6,492 | €3,925 | €7,829 | €5,164 | ▼ 34.0% |
| Trade debts44 | €111 | €199 | - | - | €672 | - |
| Suppliers440/4 | €111 | €199 | - | - | €672 | - |
| Taxes, remuneration and social security45 | €3,242 | €6,293 | €3,925 | €7,829 | €4,492 | ▼ 42.6% |
| Taxes450/3 | €3,242 | €6,293 | €3,925 | €7,829 | €4,492 | ▼ 42.6% |
| Accrued charges and deferred income492/3 | €8,945 | €7,268 | €10,142 | €13,328 | €10,634 | ▼ 20.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,236 | €30,570 | €26,854 | €37,295 | €31,912 | ▼ 14.4% |
| Operating cash flow (approximation) | €19,236 | €30,570 | €26,854 | €37,295 | €31,912 | ▼ 14.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €31,742 | €14,485 | €36,425 | €10,267 | ▼ 71.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €37,295 ▲38.9%
Operating result €67,792, net result €37,295, both a record.
31-12
Financial
Equity above €200,000Eq €224,574 ▲19.9%
7 profitable years in a row build equity to €224,574.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 17.59
Current ratio from 7.84 to 17.59; short-term debt falls from €6,492 to €3,925.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150,000Eq €160,426 ▲23.5%
5 profitable years in a row build equity to €160,426.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100,000Eq €110,619 ▲32.3%
3 profitable years in a row build equity to €110,619.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Liquidity doublescurrent ratio 10.35
Current ratio from 4.31 to 10.35; short-term debt falls from €5,108 to €2,084.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2010
Ground area
705 m²
Building footprint
252 m²
Volume, LiDAR
962 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Patmar
since 20102.203.305.510
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35022B0232/00G007 | Flanders | 494 m² | 1 · 83 m² | - |
| 35017B0019/00M000 | Flanders | 211 m² | 1 · 169 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
99.73%
According to the 2025 annual accounts of PATMAR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 38,854 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0822038970
Also
9925:BE0822038970
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.