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Patémeester

Active
Private limited companyfounded 201411 yrs activePellaarstraat 7, 2275 Lille, BelgiumKBO/BCE: BE 0564.977.983
Summary

The computed 12-month bankruptcy probability of Patémeester is 1.9% (moderate). The 2024 annual accounts show equity of €74,783 and a net result of €24,176. Equity is growing by ~50.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 26033 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail trade
NACE 47222
1 site
Size
€104,827total assets 2024
Equity
€74,783
Profit
€24,176
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2024
Bankruptcy chance 12 m
1.9%
Structure
Accounts 64 d overdue0 of 4 deeds read
Why 56- Figures for FY 2024 (filed 05-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 66 days late; 3 of the last 3 late- Size: total assets €104,827+ Founded in 2014Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 78% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 96+17
equity 71.3% of total assets
Liquidity 50+20
short-term debt 28.7% · cash 9.6%
Profitability 98+65
return on assets 23.1%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 2.1% 12-2024: 2.1%● 0.0% vs 11-2024 01-2025: 2.0%▼ -2.7% vs 12-2024 02-2025: 2.0%▼ -1.8% vs 01-2025 03-2025: 2.0%▼ -1.3% vs 02-2025 04-2025: 1.8%▼ -8.5% vs 03-2025 05-2025: 1.7%▼ -4.6% vs 04-2025 06-2025: 1.7%▼ -2.1% vs 05-2025 07-2025: 1.7%▲ +2.9% vs 06-2025 08-2025: 2.1%▲ +20.0% vs 07-2025 09-2025: 2.3%▲ +13.5% vs 08-2025 10-2025: 3.5%▲ +47.8% vs 09-2025highest value 11-2025: 1.0%▼ -70.9% vs 10-2025 12-2025: 1.0%● 0.0% vs 11-2025 01-2026: 1.0%▼ -0.7% vs 12-2025 02-2026: 0.9%▼ -5.8% vs 01-2026 03-2026: 0.9%▼ -1.4% vs 02-2026 04-2026: 1.0%▲ +2.6% vs 03-2026 05-2026: 0.9%▼ -1.9% vs 04-2026 06-2026: 0.9%▼ -0.9% vs 05-2026lowest value 07-2026: 1.0%▲ +3.8% vs 06-2026 08-2026: 1.2%▲ +23.4% vs 07-2026 09-2026: 1.3%▲ +10.8% vs 08-2026 10-2026: 1.9%▲ +48.1% vs 09-2026
  • Figures for FY 2024 (filed 05-10-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 66 days late; 3 of the last 3 late raises the probability
  • Size: total assets €104,827 raises the probability for this profile
  • Founded in 2014 lowers the probability for this profile
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 3.49 against 2.12 in 2023; short-term debt: 28.7% and cash: 9.6% of total assets), and 28.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 82%, liquidity 54%, profitability 90%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 05-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 66 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: total assets €104,827
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2014
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-10-2025, 66 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
66 d late
2023
63 d late
2022
61 d late
2021
114 d late
2020
31 d early
2019
132 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 68 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €24,176
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Positive: Among the best 19% on solvencysector median 32.3% · 26,033 companies 71.3% View
  • Total assets 20246 fiscal years filed €104,827 View

By topic

Financials

Fiscal year
2024
Total assets
€104,827
Profit
€24,176
Solvency
71.3%
Total assets▲ 12.6%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 05-10-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 02-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47222
Founded
20-10-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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