Equity
Equity rose in 2025 from €705,325 to €1.1m.
Equity rose in 2025 from €705,325 to €1.1m.
The micro format states no turnover.
Short-term debts fell from €244,591 to €32,239.
The 2023 accounts came latest: 29 days after the end of the period.
Higher solvency than 95% of companies in human health. Sector median 63.0% · 21,311 companies.
In July 2024, 3,127 companies had the same profile as PATCHACAP has now. Each dot stands for 8 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,127 companies, not a prediction for PATCHACAP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PATCHACAP Berchem-Sainte-Agathe | €1.2m | €628,452 | 97.2% | - |
| DOKTER FELIX DELBARE RADIOLOOG Waasmunster | €1.1m | €676,634 | 93.8% | - |
| DR. ANDREAS VANCLOOSTER Tielt | €1.2m | €699,003 | 77.1% | - |
| Dr. Milo De Decker - Oftalmoloog Londerzeel | €1.3m | €577,431 | 35.9% | - |
| De Medici TM Antwerp | €1.2m | €684,021 | 93.2% | - |
| NbCR Brussels | €1.0m | €743,163 | 80.0% | - |
| VAN DEN BRANDE – DE SCHRIJVER Brasschaat | €1.2m | €555,778 | 36.7% | - |
These companies have the same main activity as PATCHACAP: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €1m and €1.3m, founded between 2022 and 2023.
PATCHACAP files the micro format. That format states no turnover. The gross margin rose from €539,723 in 2023 to €628,452 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €950,000. Estimated: probably between €850,000 and €1.3m.
Higher than 95% of 21,311 companies in 2025.
Higher than 94% of 20,862 companies in 2025.
Higher than 72% of 21,162 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
1.2m | 949,916 | 818,556 | |
21/28 |
310,149 | 353,816 | 399,925 | |
21 |
305,620 | 349,280 | 392,940 | |
22/27 |
4,529 | 4,536 | 6,985 | |
24 |
4,529 | 4,536 | 6,985 | |
29/58 |
852,909 | 596,100 | 418,631 | |
40/41 |
13,672 | - | 7,104 | |
40 |
93 | - | 7,104 | |
41 |
13,579 | - | - | |
50/53 |
470,000 | 290,000 | 50,000 | |
54/58 |
149,497 | 139,552 | 197,471 | |
490/1 |
219,740 | 166,547 | 164,056 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
1.2m | 949,916 | 818,556 | |
10/15 |
1.1m | 705,325 | 361,934 | |
10/11 |
1,000 | 1,000 | 1,000 | |
14 |
1.1m | 704,325 | 360,934 | |
17/49 |
32,239 | 244,591 | 456,622 | |
42/48 |
32,239 | 244,591 | 456,622 | |
44 |
- | - | 891 | |
440/4 |
- | - | 891 | |
45 |
32,239 | 86,134 | 73,912 | |
450/3 |
29,826 | 82,058 | 71,543 | |
454/9 |
2,413 | 4,076 | 2,369 | |
47/48 |
- | 158,457 | 381,819 | |
| Income statement | ||||
9900 |
628,452 | 520,945 | 539,723 | |
62 |
18,576 | 19,397 | 13,920 | |
630 |
45,476 | 46,109 | 47,334 | |
640/8 |
400 | 1,500 | 1,962 | |
9901 |
564,001 | 453,939 | 476,507 | |
65/66B |
195 | 33 | 30 | |
65 |
195 | 33 | 30 | |
9903 |
563,806 | 453,906 | 476,477 | |
67/77 |
138,311 | 110,515 | 115,543 | |
9904 |
425,495 | 343,391 | 360,934 | |
9905 |
425,495 | 343,391 | 360,934 | |
| Appropriation of the result | ||||
9906 |
1.1m | 704,325 | 360,934 | |
14P |
704,325 | 360,934 | - | |
| Document | ||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-08-2026.
2025 annual accounts filed 24 days after the deadline. Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00428737.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 609,477 | 500,048 | 523,841 | ||
| 470,970 | 389,500 | 408,268 | ||
| 1,809 | 0 | 445,593 | ||
| 9,945 | -57,919 | - | ||
| 820,670 | 351,509 | -37,991 | ||
| 97.2% | 74.3% | 44.2% | ||
| 26.46 | 2.44 | 0.92 | ||
| 0.03 | 0.35 | 1.26 | ||
| 37.6% | 48.7% | 99.7% | ||
| 36.6% | 36.1% | 44.1% | ||
| over 100 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €1,809 | - | €8,993 |
| Intangible fixed assets | - | - | €436,600 |
| €45,476 | €46,109 | €47,334 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 24% higher than in 2024 and the highest since 2023. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 25.7% to 2.8%. Equity is higher and debt is lower.
PATCHACAP has no parent and no holdings in its annual accounts. is the only director. PATCHACAP shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Gisseleire Versélaan 64 registered office 1082 Berchem-Sainte-Agathe | 13-01-2023 | 2.340.325.235 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21342B0073/00X014 | 345 m² | 1 · 93 m² | 14.8 m · 4 |
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