Financials
- Financial year
- 2025
- Total assets
- €202,027
- Loss
- -€11,965
- Solvency
- -1.0%
PAT ZIFIO
ActiveSummary
PAT ZIFIO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,965) and a net result of -€11,965. The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Activity
Activity not known1 site
Size
€202,027total assets 2025
- Equity
- -€1,965
- Loss
- -€11,965
Turnover not published (micro format)
Why 54raises riskCapped at 59: negative equityFounded in 2024lowers riskSize: total assets €202,027No main activity registeredFigures for financial year 2025 (filed 17-07-2026)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 28% of its sector peers (no NACE code, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency
24
equity -1.0% of total assets
Liquidity
61
short-term debt 7.8% · cash 9.1%
Profitability
11
return on assets -5.9%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 2.4%
11-2025: 2.4%● unchanged vs 10-2025
12-2025: 2.5%▲ +0.1 percentage points vs 11-2025
01-2026: 2.9%▲ +0.4 percentage points vs 12-2025
02-2026: 3.1%▲ +0.2 percentage points vs 01-2026
03-2026: 3.4%▲ +0.3 percentage points vs 02-2026
04-2026: 3.4%● unchanged vs 03-2026
05-2026: 3.6%▲ +0.2 percentage points vs 04-2026highest value
06-2026: 3.5%▼ -0.1 percentage points vs 05-2026
07-2026: 3.5%● unchanged vs 06-2026
08-2026: 1.2%▼ -2.3 percentage points vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026lowest value
10-2026: 1.4%▲ +0.2 percentage points vs 09-2026
No credit on open account
Liquidity tight (current ratio 1.17, below the usual 1.5; short-term debt: 7.8% and cash: 9.1% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 15% on solvency, 58% on liquidity and 12% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: AUDENAERT Tine Hilde (director)…
Key points
By topic
Board & ownership
- Board
- 1 member
- Audenaert TineDirector
Network & group
- Connected companies
- 1
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 20-09-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 16
- Who signs
- Each director alone
- Annual meeting
- First Tuesday of June at 18:00
- Statutory auditor
- No statutory auditor
Key facts about PAT ZIFIO
- What is the company number of PAT ZIFIO?
- 1013.835.090. In Belgium the VAT number is the company number with BE in front: BE 1013.835.090.
- Where is PAT ZIFIO based?
- The registered office is at Stationsstraat 162, 9185 Lochristi.Company details
- What is the legal form of PAT ZIFIO?
- Private limited company (BV).
- When was PAT ZIFIO founded?
- On 20-09-2024.
- Is PAT ZIFIO still active?
- Yes, PAT ZIFIO is an active enterprise in the KBO register.
- What is the turnover of PAT ZIFIO?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is PAT ZIFIO profitable?
- In financial year 2025, PAT ZIFIO made a loss of €11,965.
- Where can I find the annual accounts of PAT ZIFIO?
- PAT ZIFIO filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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