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PAT BOVI

Active
Public limited companyfounded 1987active for 39 yearsNaamsestraat 12, 3000 Leuven, BelgiumKBO/BCE: BE 0430.357.128
Summary

PAT BOVI has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,920 and a net result of €1,444. Equity has been growing by about 18% per year since 2019. Its solvency ranks better than 80% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-01-1987 Normal situation
Registered office
26 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 3 others
Establishment unit
2.033.572.336 3000 Leuven, since 04-03-1987
Financial year end
30 September
Peppol
Reachable since 23-04-2026

Board and ownership

Board

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts to 30-09-2025
Gross margin
€14,603
▼ 43.4%
Turnover
≈ €39,000
estimated
Profit
€1,444
▼ 89.2%
Equity
€119,920
▲ 1.2%
Total assets
€169,509
▼ 19.9%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskFounded in 1987Figures for financial year 2025 (filed on 19-02-2026)Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 96+15
equity 70.7% of total assets
Liquidity 41+9
short-term debt 29.3% · cash 2.3%
Profitability 70-7
return on assets 0.9%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.4 percentage points vs 05-2026highest value 07-2026: 0.6%● unchanged vs 06-2026highest value 08-2026: 0.6%● unchanged vs 07-2026highest value 09-2026: 0.6%● unchanged vs 08-2026highest value 10-2026: 0.6%● unchanged vs 09-2026highest value 11-2026: 0.4%▼ -0.2 percentage points vs 10-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.11 (0.06 in 2024), below 1. Short-term debt is 29.3% and cash 2.3% of total assets. 29.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 78% of them on solvency, 34% on liquidity, 58% on profitability and 50% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 19-02-2026)
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-02-2026, 70 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
70 days early
2024
71 days early
2023
40 days early
2022
68 days early
2021
75 days early
2020
70 days early
2019
65 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 66 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 19 February (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Board changedlatest change 15-05-2026 · 2 in office 2 joined · 2 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €1,444 7 years View

Recent changes

  1. · Gazette deed General meeting · Correction
  2. · Gazette deed Registered office moved within LeuvenAppointments: Finance & Management Executives (director) and OLMA (director) · Permanent representatives: Tim PAUWELS and LAUWERS Julie · Resignations: HENDRIKA Prins (director) and BILLION Ivo (director)
  3. · Gazette deed Reappointments: Ivo Billion (director and managing director) and Hendrika Prins (director)
All 17 events

Comparable companies

These companies have the same main activity as PAT BOVI: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €143,000 and €202,000, founded between 1979 and 1988.

CompanyTotal assetsGross margin
PAT BOVI Leuven€169,509€14,603
COMPACT COMPANY Leuven€142,974€12,161
DEBORAH Wezembeek-Oppem€202,493€12,512
IMFO Anzegem€163,327€18,112
HOME2.be Walhain€177,263€15,117
MASIKINI Ukkel€155,050€11,516
Quintimmo Turnhout€170,962€11,303
Full comparison

Key facts about PAT BOVI

What is the company number of PAT BOVI?
The company number of PAT BOVI is 0430.357.128. The VAT number is the same number with BE in front: BE 0430.357.128.
Where is PAT BOVI based?
The registered office is at Naamsestraat 12, 3000 Leuven.Company details
What does PAT BOVI do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of PAT BOVI?
The legal form of PAT BOVI is Public limited company (NV).
When was PAT BOVI founded?
PAT BOVI was founded on 28-01-1987.
Is PAT BOVI still active?
Yes, PAT BOVI is an active enterprise in the KBO register.
What is the turnover of PAT BOVI?
The turnover in financial year 2025 is ≈ €39,000. This figure is estimated from the gross margin of €14,603 and 34 comparable companies (NACE 68201). It probably lies between €26,000 and €63,000. It is a rough estimate.Financials
Is PAT BOVI profitable?
In financial year 2025, PAT BOVI made a profit of €1,444.
Where can I find the annual accounts of PAT BOVI?
PAT BOVI filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PAT BOVI due?
PAT BOVI must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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