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PASYVERO

Active
Private limited companyfounded 2010active for 16 yearsAvenue des Ducs de Brabant 1, 1310 La Hulpe, BelgiumKBO/BCE: BE 0822.426.376
Summary

PASYVERO has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,668 and a net result of -€10,979. Equity is growing by about 34% per year across the filed financial years. Its solvency ranks better than 66% of 3,164 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
NACE 95220
1 site
Size
€27,062total assets 2025
Equity
€14,668
Loss
-€10,979
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 10 days late0 of 4 deeds read
Why 81raises riskLoss of €10,979 (financial year 2025)lowers riskLiquidity: current ratio 2.05, cash €5,463Founded in 2010Size: total assets €27,062Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 36% of its sector peers (NACE 95, micro)
Financial strength · tick = 2024
Weak
Solvency 79-5
equity 54.2% of total assets
Liquidity 64-10
short-term debt 27.2% · cash 20.2%
Profitability 0-80
return on assets -40.6%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,115 companies, NACE 95, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.2%▼ -0.1 percentage points vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.4%▲ +0.2 percentage points vs 10-2025 12-2025: 0.3%▼ -0.1 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.2 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.05, compared with 3.31 in 2024; short-term debt: 27.2% and cash: 20.2% of total assets), and 45.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 64% on solvency, 65% on liquidity, 5% on profitability and 11% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €10,979 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.05, cash €5,463
NBB · annual accounts
lowers risk · Founded in 2010
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €27,062
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-11-2025, 10 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
10 days late
2024
7 days late
2023
24 days late
2022
28 days late
2021
2 days early
2020
27 days late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 10 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end11-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Among the weakest 13% on net resultsector median €8,504 · 3,163 companies -€10,979 View
  • Total assets 20256 financial years filed €27,062 View
  • Active since 2010founded 20-01-2010 16 years View

By topic

Financials

Financial year
2025
Total assets
€27,062
Loss
-€10,979
Solvency
54.2%
Turnover▲ 40.3%
Net result
20192022
Go to Financials

Timeline

Events
19
Since
2012
Next accounts
by 31-10-2026
  1. 28-11-2022Annual accounts filed
  2. 31-03-2022Highest result from 2019 to 2025
  3. 31-03-2022Liquidity more than doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Repair and maintenance of computers, personal and household…NACE 95220
Founded
20-01-2010
Year ends
31-03
Peppol
Not found in the Peppol directory
Go to Company details

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