PassoConsult
ActiveSummary
PassoConsult has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.50M and a net result of €288k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 95% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2023
Profitability93▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
short-term debt: 0.3% and cash: 10.3% of total assets, and 0.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.7%
Return on assets
19.1%
Age of the figures
13 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 31-03-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2023
59 d late
2022
5 d early
2021
30 d late
2020
61 d late
2019
150 d late
2018
35 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€1.50M▲ 23.7%
2023 · €1.22M
2018: €420klowest value
2019: €544k▲ +29.5% vs 2018
2020: €709k▲ +30.2% vs 2019
2021: €837k▲ +18.1% vs 2020
2022: €1.05M▲ +25.1% vs 2021
2023: €1.22M▲ +16.1% vs 2022
2025: €1.50Mhighest value
2018 → 2025
Total assets
€1.51M▲ 23.2%
2023 · €1.22M
2018: €430klowest value
2019: €553k▲ +28.5% vs 2018
2020: €721k▲ +30.4% vs 2019
2021: €846k▲ +17.4% vs 2020
2022: €1.06M▲ +25.0% vs 2021
2023: €1.22M▲ +15.7% vs 2022
2025: €1.51Mhighest value
2018 → 2025
Net result
€288k▲ 42.5%
2023 · €202k
2018: €102klowest value
2019: €124k▲ +21.0% vs 2018
2020: €164k▲ +32.6% vs 2019
2021: €188k▲ +14.7% vs 2020
2022: €210k▲ +11.3% vs 2021
2023: €202k▼ -3.5% vs 2022
2025: €288khighest value
2018 → 2025
Working capital
€1.50M▲ 23.8%
2023 · €1.21M
2018: €416klowest value
2019: €543k▲ +30.6% vs 2018
2020: €699k▲ +28.8% vs 2019
2021: €837k▲ +19.7% vs 2020
2022: €1.05M▲ +24.9% vs 2021
2023: €1.21M▲ +16.1% vs 2022
2025: €1.50Mhighest value
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€709k-€837k▲ 18.1%€1.05M▲ 25.1%€1.22M▲ 16.1%€1.50M▲ 23.7%
2020: €709klowest value
2021: €837k▲ +18.1% vs 2020
2022: €1.05M▲ +25.1% vs 2021
2023: €1.22M▲ +16.1% vs 2022
2025: €1.50Mhighest value
Operating result€236k-€272k▲ 15.3%€288k▲ 5.6%€278k▼ 3.4%€309k▲ 11.1%
2020: €236klowest value
2021: €272k▲ +15.3% vs 2020
2022: €288k▲ +5.6% vs 2021
2023: €278k▼ -3.4% vs 2022
2025: €309khighest value
Net result€164k-€188k▲ 14.7%€210k▲ 11.3%€202k▼ 3.5%€288k▲ 42.5%
2020: €164klowest value
2021: €188k▲ +14.7% vs 2020
2022: €210k▲ +11.3% vs 2021
2023: €202k▼ -3.5% vs 2022
2025: €288khighest value
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €309k in 2025, compared with €278k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Equity and liabilities €1.51M
Equity
€1.50M ▲ 23.7%
Debt
€5k ▼ 44.9%
Debt's share of the balance-sheet total falls from 0.7% to 0.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€310k▲
2023 · €278k
Cash flow
€289k▲
2023 · €203k
Debt to equity
0.00▼
2023 · 0.01
ROE
19.2%▲
2023 · 16.6%
ROA
19.1%▲
2023 · 16.5%
Interest coverage
13.51▼
2023 · 72.14
Debt ≤ 1 year
€5k▼
2023 · €9k
Income taxes
€132k▲
2023 · €89k
A ratio outside any meaningful range has been withheld (balance sheet total €1.51M, equity €1.50M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 41 lines
Balance sheet
Code20232025
Assets
Total assets20/58€1.22M€1.51M▲
Fixed assets21/28€680-
Tangible fixed assets22/27€680-
Furniture and vehicles24€680-
Current assets29/58€1.22M€1.51M▲
Amounts receivable within one year40/41€26k€57k▲
Trade receivables40€21k€11k▼
Other amounts receivable41€6k€46k▲
Current investments50/53€904k€1.30M▲
Cash at bank and in hand54/58€289k€155k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.51M▲
Equity10/15€1.22M€1.50M▲
Reserves13€1.22M€1.50M▲
Tax-exempt reserves132€465€465=
Distributable reserves133€1.21M€1.50M▲
Amounts payable17/49€9k€5k▼
Amounts payable within one year42/48€9k€5k▼
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€3k▼
Other amounts payable47/48€907-
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€384€680▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€280k€314k▲
Operating profit (loss)9901€278k€309k▲
Financial income75/76B€18k€134k▲
Recurring financial income75€18k€134k▲
Financial charges65/66B€4k€23k▲
Recurring financial charges65€4k€23k▲
Profit (loss) for the period before taxes9903€292k€420k▲
Income taxes67/77€89k€132k▲
Profit (loss) for the period9904€202k€288k▲
Profit (loss) for the period to be appropriated9905€202k€288k▲
Appropriation of the result
Profit (loss) to be appropriated9906€202k€288k▲
Transfer from equity791/2€14k-
Transfer to equity691/2€202k€288k▲
To other reserves6921€202k€288k▲
Profit to be distributed694/7€14k-
Return on contributions (dividend)694€14k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €10k | €87 | €384 | €680 | - |
| Other operating charges640/8 | - | €1k | €1k | €2k | €4k | - |
| Gross operating margin9900 | €239k | €283k | €289k | €280k | €314k | - |
| Operating profit (loss)9901 | €236k | €272k | €288k | €278k | €309k | - |
| Financial income75/76B | - | €7k | €17k | €18k | €134k | - |
| Recurring financial income75 | €14k | €7k | €17k | €18k | €134k | - |
| Financial charges65/66B | - | €8k | €2k | €4k | €23k | - |
| Recurring financial charges65 | €5k | €8k | €2k | €4k | €23k | - |
| Profit (loss) for the period before taxes9903 | €245k | €271k | €303k | €292k | €420k | - |
| Income taxes67/77 | €81k | €83k | €93k | €89k | €132k | - |
| Profit (loss) for the period9904 | €164k | €188k | €210k | €202k | €288k | - |
| Transfer to tax-exempt reserves689 | - | €155 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €164k | €188k | €210k | €202k | €288k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €721k | €846k | €1.06M | €1.22M | €1.51M | - |
| Fixed assets21/28 | €10k | - | €1k | €680 | - | - |
| Tangible fixed assets22/27 | €10k | - | €1k | €680 | - | - |
| Furniture and vehicles24 | - | - | €1k | €680 | - | - |
| Current assets29/58 | €711k | €846k | €1.06M | €1.22M | €1.51M | - |
| Amounts receivable within one year40/41 | €61k | €27k | €27k | €26k | €57k | - |
| Trade receivables40 | - | €19k | €19k | €21k | €11k | - |
| Other amounts receivable41 | - | €8k | €7k | €6k | €46k | - |
| Current investments50/53 | €258k | €360k | €452k | €904k | €1.30M | - |
| Cash at bank and in hand54/58 | €391k | €455k | €575k | €289k | €155k | - |
| Deferred charges and accrued income490/1 | - | €4k | €4k | €3k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €721k | €846k | €1.06M | €1.22M | €1.51M | - |
| Equity10/15 | €709k | €837k | €1.05M | €1.22M | €1.50M | - |
| Contributions10/11 | €20k | €20k | €20k | - | - | - |
| Capital10 | - | €20k | €20k | - | - | - |
| Issued capital100 | - | €20k | €20k | - | - | - |
| Reserves13 | €689k | €817k | €1.03M | €1.22M | €1.50M | - |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Legal reserve130 | - | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | - | €465 | €465 | €465 | €465 | - |
| Distributable reserves133 | - | €815k | €1.02M | €1.21M | €1.50M | - |
| Amounts payable17/49 | €12k | €9k | €11k | €9k | €5k | - |
| Amounts payable within one year42/48 | €12k | €9k | €11k | €9k | €5k | - |
| Trade debts44 | - | - | - | - | €2k | - |
| Suppliers440/4 | - | - | - | - | €2k | - |
| Taxes, remuneration and social security45 | - | €8k | €8k | €8k | €3k | - |
| Taxes450/3 | - | €8k | €8k | €8k | €3k | - |
| Other amounts payable47/48 | - | €1k | €3k | €907 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €164k | €188k | €210k | €202k | €288k | - |
| + Depreciation and write-downs630 | €2k | €10k | €87 | €384 | €680 | - |
| Operating cash flow (approximation) | €166k | €198k | €210k | €203k | €289k | - |
| Investment in fixed assets (approximation) | - | - | - | €0 | - | - |
| Change in cash | - | €64k | €119k | €-285k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Highest result since 2018net €288k ▲42.5%
Operating result €309k, net result €288k, both a record.
31-08
Financial
Liquidity doublescurrent ratio 321.84
Current ratio from 143.73 to 321.84; short-term debt falls from €9k to €5k.
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €1MEq €1.05M ▲25.1%
5 profitable years in a row build equity to €1.05M.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 150 days late
2019
30-09
Financial
Equity above €500kEq €544k ▲29.5%
2 profitable years in a row build equity to €544k.
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
24-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2014
Ground area
4,529 m²
Building footprint
1,304 m²
Volume, LiDAR
17,124 m³
Parcel 42028B0738/00B000, Flanders · tallest building 31.6 m, ±4 floors. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
PassoConsult
since 20142.230.107.402
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028B0738/00B000 | Flanders | 4,529 m² | 1 · 1,304 m² | 31.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676008WK7URMTZPOF50
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 3,652 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-04-2014
Fiscal year end31-08
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.