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PassoConsult

Active Private limited companyfounded 2014active for 12 yearsNachtegaalstraat 8, 9240 ZeleKBO/BCE: BE 0550.784.509

Lifetime

10 annual accounts with figures on one time axis
peak €313,783 (2025)
€313,783 
peak €288,201 (2025)
€288,201 
peak €1.5m (2025)
€1.5m 
€4,686 
Board1 name since 2021
1 directorIvan MAES
Documentsfilings and deeds
31-03-2026on the last day
2025micro format
No figures for the year before

Key points

from the 2025 annual accounts

Equity

€1.5m

PassoConsult has made a profit in every financial year since 2015.

Filings

10 annual accounts 4 late
deadline201520202025

The 2019 accounts came latest: 150 days after the end of the period.

Position in the sector

99.7%

Higher solvency than 95% of companies in legal and accounting. Sector median 56.8% · 15,834 companies.

Checked score

95
Excellent
Financially stronger than 64% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025highest value 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.2 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 99.7% of total assets
63-17short-term debt 0.3% · cash 10.3%
93+4return on assets 19.1%

Score breakdown

raises risk
1 of the last 3 accounts late
lowers risk
Sector: Legal and accounting activities (NACE 69)
Equity €1.5m (99.7% of total assets)
Size: total assets €1.5m
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 50% on liquidity and 55% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-08-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as PassoConsult has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of PassoConsult itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for PassoConsult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €140,000 on 30-day terms is acceptable

Short-term debt is 0.3% and cash 10.3% of total assets. 0.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €1.5m (99.7% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €1.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 31-03-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2023
59 days late
2022
5 days early
2021
30 days late
2020
61 days late
2019
150 days late
2018
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 69), the median for financial year 2023 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

IM
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0550784509
Amendment of the articles General meeting of 30-07-2024 · Gazette deed
Resignation: Ivan MAES (director) Reappointment: Ivan MAES (director) · “Gecertificeerd belastingadviseur” (deed in Dutch) · General meeting of 27-03-2023 · Gazette deed
First establishment Nachtegaalstraat 8, Zele
All 22 events

Comparable companies

same main activity, similar in size and age
Company
PassoConsult Zele €1.5m €313,783 99.7% -
VEDICON Kluisbergen €1.5m €285,309 54.4% -
SEPHI GROUPE Sprimont €1.5m €282,078 16.6% -
FRANCOIS-XAVIER THIMUS Namur €1.3m €330,166 18.8% 6
GOUVERNEUR Andenne €1.3m €291,237 55.7% -
Günther Boeyens Sint-Katelijne-Waver €1.6m €326,490 67.7% -
BEST FISCAL MANAGEMENT Ottignies-Louvain-la-Neuve €1.8m €313,121 1.9% -

These companies have the same main activity as PassoConsult: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1.3m and €1.8m, founded between 2012 and 2015.

Official details

Source: KBO
Status
Active since 22-04-2014Normal situation
Registered office
12 active companies are registered at this addressSource: KBO register, as of 11 November 2026.
Activity
Certified accountants and tax accountantsNACE 69201
Establishment unit
2.230.107.4029240 Zele, since 01-05-2014
Financial year end
31 August
Peppol
Reachable since 22-11-2025
Company details

Annual accounts to 31-08-2025

≈ €550,000estimated
€1.5m
Filing
Filed on 31-03-2026, on the last day of the filing period
Financials

Insights on PassoConsult

PassoConsult files the micro format. That format states no turnover. The gross margin rose from €164,847 in 2015 to €313,783 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PassoConsult

What is the company number of PassoConsult?
The company number of PassoConsult is 0550.784.509. The VAT number is the same number with BE in front: BE 0550.784.509.
Where is PassoConsult based?
The registered office is at Nachtegaalstraat 8, 9240 Zele.Company details
What does PassoConsult do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of PassoConsult?
PassoConsult is a private limited company (BV).
When was PassoConsult founded?
PassoConsult was founded on 22-04-2014.
Is PassoConsult still active?
Yes, PassoConsult is an active enterprise in the KBO register.
What is the turnover of PassoConsult?
The turnover in financial year 2025 is ≈ €550,000. This figure is estimated from the gross margin of €313,783 and 34 comparable companies (NACE 69201). It probably lies between €470,000 and €650,000.Financials
Is PassoConsult profitable?
In financial year 2025, PassoConsult made a profit of €288,201.
Where can I find the annual accounts of PassoConsult?
PassoConsult filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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