Passion d'Ebène
ActivePassion d'Ebène has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €-3k. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 2029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+10
Solvency74▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.09 in 2024; short-term debt: 51.4% and cash: 17.7% of total assets), and 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
-7.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
53 d late
2023
29 d late
2022
31 d late
2021
57 d late
2020
2 d early
2019
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-3k▲ 77.8%
2024 · €-13k
2018: €5k
2019: €20k
2020: €-16k
2021: €-434
2022: €-3k
2023: €8k
2024: €-13k
2018 → 2025
Working capital
€8k▲ 245%
2024 · €2k
2018: €23k
2019: €40k
2020: €25k
2021: €25k
2022: €3k
2023: €599
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€28k▼ 8.5%€35k▲ 27.3%€22k▼ 36.4%€20k▼ 12.7%
Operating result€265-€857▲ 223%€13k▲ 1,424%€-12k€3k
Net result€-434-€-3k▼ 494%€8k€-13k€-3k▲ 77.8%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€12k▼ 40.4%
Current assets
€28k▲ 7.6%
Equity and liabilities €40k
Equity
€20k▼ 12.7%
Debt
€21k▼ 13.9%
The debt ratio falls from 51.8% to 51.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▲
2024 · €2k
Cash flow
€5k▲
2024 · €2k
Solvency
48.6%▲
2024 · 48.2%
Current ratio
1.36▲
2024 · 1.09
Quick ratio
1.17▲
2024 · 0.68
Debt / equity
1.06▼
2024 · 1.07
ROE
-14.6%▲
2024 · -57.3%
ROA
-7.1%▲
2024 · -27.7%
Interest coverage
34.95▲
2024 · 8.08
Debt
€21k▼
2024 · €24k
Debt ≤ 1 year
€21k▼
2024 · €24k
Income taxes
€6k▲
2024 · €545
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€40k▼
Fixed assets21/28€20k€12k▼
Tangible fixed assets22/27€20k€12k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€12k€6k▼
Current assets29/58€26k€28k▲
Stocks and contracts in progress3€10k€4k▼
Stocks30/36€10k€4k▼
Amounts receivable within one year40/41€12k€17k▲
Trade receivables40€7k€15k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€47k€40k▼
Equity10/15€22k€20k▼
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€445€-2k▼
Amounts payable17/49€24k€21k▼
Amounts payable within one year42/48€24k€21k▼
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€1k-
Remuneration and social security454/9€1k-
Other amounts payable47/48€17k€16k▼
Income statement
Code20242025
Remuneration, social security and pensions62€115-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€8k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€6k€13k▲
Operating profit (loss)9901€-12k€3k▲
Financial charges65/66B€300€328▲
Recurring financial charges65€300€328▲
Profit (loss) for the period before taxes9903€-12k€3k▲
Income taxes67/77€545€6k▲
Profit (loss) for the period9904€-13k€-3k▲
Profit (loss) for the period to be appropriated9905€-13k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€445€-2k▼
Profit (loss) brought forward from the previous period14P€13k€445▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 22 days late
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-16k ▼183%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
31-12
Financial
Highest result since 2018net €20k ▲332%
Operating result €28k, net result €20k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tinlot · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gros Thier 354557 TinlotGround area
2,235 m²
Building footprint
111 m²
Volume, LiDAR
534 m³
Parcel 61055A0166/00L000, Wallonia · tallest building 5.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gros Thier 35, 4557 Tinlot
since 20132.222.897.827
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61055A0166/00L000 | Wallonia | 2,234 m² | 1 · 111 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,033 companies in sector 43320 we hold annual accounts for 9,135. 6,069 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2013
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
16230Manufacture of other builders' carpentry and joinery
31001Manufacture of furniture
31002Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.