Checked.be · Company dossierhttps://checked.be/en/c/passant-heem-0739915109 · as of 12-10-2026
Passant & Heem
Active
Private limited company · founded 2019 · active for 6 yearsBakkerstraat 18, 9860 Oosterzele, BelgiumKBO/BCE: BE 0739.915.109
Summary
Passant & Heem is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For Passant & Heem, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €298,317 and a net result of €62,129. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 51% of 8,854 sector peers (NACE 64, financial year 2023). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Turnover not published (abbreviated or micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts 530 days overdue0 of 1 deed read
Signalsraises riskTwo or more financial years not filedneutralFiled after the deadlineShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: At least two filing cycles are missing
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
30-09-2024 year end30-04-2025 deadline12-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 04-07-2024, 65 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 23 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2023 · micro…
Annual accounts filedfinancial year 2022 · abbreviated…
Weakest financial yearnet €47,332 ▼45.5%
Key points
Risk: Accounts not fileddeadline was 30-04-2025530 days lateView
Positive: Equity rose in 2023from €236,189 to €298,317▲ 26.3%View