PASCALE MOREAU
ActivePASCALE MOREAU has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €405k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 15% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▼-37
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.65 in 2024; short-term debt: 96.6% and cash: 39% of total assets), and 96.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.4%
Return on assets
67%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 6974 sector peers (2025).
NBB · sector comparisonPosition among 6974 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
130 d early
2024
20 d early
2023
35 d early
2022
38 d early
2021
53 d early
2020
66 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€405k▲ 31.4%
2024 · €308k
2018: €29k
2019: €109k
2020: €108k
2021: €339k
2022: €381k
2023: €332k
2024: €308k
2018 → 2025
Working capital
€13k▼ 94.5%
2024 · €228k
2018: €216k
2019: €311k
2020: €404k
2021: €263k
2022: €262k
2023: €260k
2024: €228k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€264k-€264k=€264k=€238k▼ 10.1%€20k▼ 91.4%
Operating result€442k-€496k▲ 12.3%€439k▼ 11.6%€399k▼ 9.0%€529k▲ 32.7%
Net result€339k-€381k▲ 12.4%€332k▼ 12.7%€308k▼ 7.3%€405k▲ 31.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €605k
Fixed assets
€8k▼ 19.3%
Current assets
€597k▲ 2.7%
Equity and liabilities €605k
Equity
€20k▼ 91.4%
Debt
€584k▲ 65.5%
The debt ratio rises from 59.8% to 96.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€532k▲
2024 · €400k
Cash flow
€408k▲
2024 · €309k
Solvency
3.4%▼
2024 · 40.2%
Current ratio
1.02▼
2024 · 1.65
Quick ratio
1.02▼
2024 · 1.65
Debt / equity
28.55▲
2024 · 1.49
ROA
67.0%▲
2024 · 52.2%
Interest coverage
2696.86▲
2024 · 2220.27
Debt
€584k▲
2024 · €353k
Debt ≤ 1 year
€584k▲
2024 · €353k
Income taxes
€131k▲
2024 · €97k
A ratio outside any meaningful range has been withheld (balance sheet total €605k, equity €20k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€591k€605k▲
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€10k€8k▼
Plant, machinery and equipment23€282€224▼
Furniture and vehicles24€9k€8k▼
Current assets29/58€581k€597k▲
Amounts receivable after more than one year29€190k€190k=
Other amounts receivable291€190k€190k=
Amounts receivable within one year40/41€99k€165k▲
Trade receivables40€99k€165k▲
Other amounts receivable41€71-
Cash at bank and in hand54/58€287k€236k▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€591k€605k▲
Equity10/15€238k€20k▼
Contributions10/11€19k€19k=
Reserves13€219k€2k▼
Distributable reserves133€219k€2k▼
Amounts payable17/49€353k€584k▲
Amounts payable within one year42/48€353k€584k▲
Trade debts44€867€1k▲
Suppliers440/4€867€1k▲
Taxes, remuneration and social security45€42k€69k▲
Taxes450/3€42k€69k▲
Other amounts payable47/48€310k€514k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€401k€532k▲
Operating profit (loss)9901€399k€529k▲
Financial income75/76B€7k€7k=
Recurring financial income75€7k€7k=
Financial charges65/66B€180€197▲
Recurring financial charges65€180€197▲
Profit (loss) for the period before taxes9903€406k€536k▲
Income taxes67/77€97k€131k▲
Profit (loss) for the period9904€308k€405k▲
Profit (loss) for the period to be appropriated9905€308k€405k▲
Appropriation of the result
Profit (loss) to be appropriated9906€308k€405k▲
Transfer from equity791/2€27k€217k▲
Profit to be distributed694/7€335k€622k▲
Return on contributions (dividend)694€335k€622k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €405k ▲31.4%
Operating result €529k, net result €405k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €264k ▲69%
3 profitable years in a row build equity to €264k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
31-12
Financial
Equity above €150kEq €156k ▲232%
2 profitable years in a row build equity to €156k.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
31-01
State Gazette act
General meeting · Director appointment
Permanent representative
31-01
State Gazette act
General meeting · Director resignation
Permanent representative
31-01
State Gazette act
General meeting · Director resignation
Permanent representative
2018
03-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
03-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Pancratiuslaan 651950 KraainemGround area
277 m²
Building footprint
101 m²
Volume, LiDAR
732 m³
Parcel 22002A0350/00Z000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PASCALE MOREAU
since 20182.276.661.759
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002A0350/00Z000 | Flanders | 277 m² | 1 · 101 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 partiesPASCALE MOREAUBE 0697.850.266
controls
Where this company holds controlthis company sits on their board2
5 locations
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 4,741 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.