Skip to content

PASCAL VANDEPUT

Active
Private limited company (pre-2019)founded 1995active for 31 yearsChemin des Garmilles 19, 1380 Lasne, BelgiumKBO/BCE: BE 0454.581.293

From the official registers: KBO 31 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PASCAL VANDEPUT has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €97,893 and a net result of €26,163. Equity has been growing by about 45% per year since 2019. Its solvency ranks better than 45% of 388 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2026, micro format

Latest annual accounts filed

Annual accounts 2026

View at the NBB
Financial year ended
31-03-2026
Filed on
26-10-2026
Format
micro format
Reference
2026-00568973
Turnover
≈ €130,000
Estimated: probably between €82,000 and €170,000
Total assets
€297,722▲ 10.5%
2025 · €269,449
Net result
€26,163▲ 73.0%
2025 · €15,125
Working capital
€47,998▲ 428%
2025 · €9,095
Trend over the years

2022 to 2026, 5 financial years 2019 to 2026, 8 financial years

The operating result for 2026 is 43% higher than in 2025. It is the second rise in a row, after the fall in 2024.

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Operating result€35,266 2026 Net result€26,163 2026

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20192020202120222023202420252026
Operating result€34,178-€13,055▼ 61.8%€41,538▲ 218%€53,982▲ 30.0%€80,711▲ 49.5%€24,043▼ 70.2%€24,729▲ 2.9%€35,266▲ 42.6%
Net result€22,041-€3,805▼ 82.7%€25,227within the sector's middle half▲ 563%€35,382above the sector's middle half▲ 40.3%€58,010above the sector's middle half▲ 64.0%€15,299within the sector's middle half▼ 73.6%€15,125within the sector's middle half▼ 1.1%€26,163▲ 73.0%
Equity-€81,117--€77,313▲ 4.7%-€52,086below the sector's middle half▲ 32.6%-€16,704below the sector's middle half▲ 67.9%€41,306within the sector's middle half€56,605within the sector's middle half▲ 37.0%€71,730within the sector's middle half▲ 26.7%€97,893▲ 36.5%
Total assets€258,448-€252,403▼ 2.3%€264,375within the sector's middle half▲ 4.7%€269,810within the sector's middle half▲ 2.1%€330,528within the sector's middle half▲ 22.5%€301,438within the sector's middle half▼ 8.8%€269,449within the sector's middle half▼ 10.6%€297,722▲ 10.5%
Debt€279,565-€269,716▼ 3.5%€256,461▼ 4.9%€246,514▼ 3.9%€269,222▲ 9.2%€244,833▼ 9.1%€197,719▼ 19.2%€199,830▲ 1.1%
Working capital-€5,386--€16,843▼ 213%-€16,919within the sector's middle half▼ 0.4%-€14,302within the sector's middle half▲ 15.5%-€7,530within the sector's middle half▲ 47.3%-€15,788within the sector's middle half▼ 110%€9,095within the sector's middle half€47,998▲ 428%
Solvency-31.4%--30.6%▲ 0.8pp-19.7%below the sector's middle half▲ 10.9pp-6.2%below the sector's middle half▲ 13.5pp12.5%within the sector's middle half▲ 18.7pp18.8%within the sector's middle half▲ 6.3pp26.6%within the sector's middle half▲ 7.8pp32.9%▲ 6.3pp
Current ratio0.78-0.55▼ 0.230.57within the sector's middle half▲ 0.020.69within the sector's middle half▲ 0.110.91within the sector's middle half▲ 0.220.80within the sector's middle half▼ 0.111.21within the sector's middle half▲ 0.402.27▲ 1.07
Return on assets (ROA)8.5%-1.5%▼ 7.0pp9.5%above the sector's middle half▲ 8.0pp13.1%above the sector's middle half▲ 3.6pp17.6%above the sector's middle half▲ 4.4pp5.1%within the sector's middle half▼ 12.5pp5.6%within the sector's middle half▲ 0.5pp8.8%▲ 3.2pp
above within below The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €297,722
Fixed assets €211,993 ▼ 1.9%
Current assets €85,729 ▲ 60.7%
Equity and liabilities €297,722
Equity €97,893 ▲ 36.5%
Debt €199,830 ▲ 1.1%
Debt's share of the balance-sheet total falls from 73.4% to 67.1%. Equity and debt are higher.
Key figures and ratios
2026 value · change against 2025
EBITDA
€56,994▲
2025 · €49,191
Cash flow
€47,891▲
2025 · €39,587
Debt to equity
2.04▼
2025 · 2.76
ROE
26.7%▲
2025 · 21.1%
Interest coverage
52.30▲
2025 · 21.55
Debt ≤ 1 year
€37,731▼
2025 · €44,264
Debt > 1 year
€162,098▲
2025 · €153,455
Income taxes
€9,458▲
2025 · €7,327
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Companies with the same profile, two years later

Historical observation

In July 2024, 31,368 companies had the same profile as PASCAL VANDEPUT has now. Two years later, 0.5% had gone bankrupt and 93.5% were still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93.5% was still going

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PASCAL VANDEPUT itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for PASCAL VANDEPUT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 44 lines

Source: Annual accounts 2026 at the NBB, filed on 26-10-2026.

Balance sheet Code20252026
Assets
Total assets20/58€269,449€297,722▲
Fixed assets21/28€216,090€211,993▼
Tangible fixed assets22/27€216,090€211,993▼
Land and buildings22€185,043€172,361▼
Plant, machinery and equipment23€8,564€4,313▼
Furniture and vehicles24€22,483€35,320▲
Current assets29/58€53,359€85,729▲
Amounts receivable within one year40/41€14,625€15,315▲
Trade receivables40€3,945€6,106▲
Other amounts receivable41€10,680€9,209▼
Current investments50/53€1,046€1,046=
Cash at bank and in hand54/58€34,119€65,799▲
Deferred charges and accrued income490/1€3,569€3,569=
Equity and liabilities
Total equity and liabilities10/49€269,449€297,722▲
Equity10/15€71,730€97,893▲
Contributions10/11€18,592€18,592=
Reserves13€53,138€79,301▲
Distributable reserves133€53,138€79,301▲
Amounts payable17/49€197,719€199,830▲
Amounts payable after more than one year17€153,455€162,098▲
Financial debts170/4€153,455€162,098▲
Amounts payable within one year42/48€44,264€37,731▼
Current portion of amounts payable after more than one year42€12,153€9,149▼
Trade debts44€5,693€5,766▲
Suppliers440/4€5,693€5,766▲
Taxes, remuneration and social security45€1,169€3,127▲
Taxes450/3€1,169€3,127▲
Other amounts payable47/48€25,249€19,690▼
Income statement Code20252026
Non-recurring operating income76A-€5,411
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,462€21,728▼
Other operating charges640/8€4,602€4,734▲
Gross operating margin9900€53,794€61,728▲
Operating profit (loss)9901€24,729€35,266▲
Financial income75/76B€6€1,444▲
Recurring financial income75€6€1,444▲
Financial charges65/66B€2,283€1,090▼
Recurring financial charges65€2,283€1,090▼
Profit (loss) for the period before taxes9903€22,452€35,621▲
Income taxes67/77€7,327€9,458▲
Profit (loss) for the period9904€15,125€26,163▲
Profit (loss) for the period to be appropriated9905€15,125€26,163▲
Appropriation of the result
Profit (loss) to be appropriated9906€15,125€26,163▲
Transfer to equity691/2€15,125€26,163▲
To other reserves6921€15,125€26,163▲

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20192020202120222023202420252026Change
Non-recurring operating income76A-------€5,411-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,999€14,480€16,111€17,057€21,747€21,624€24,462€21,728▼ 11.2%
Provisions for liabilities and charges: additions (uses and reversals)635/8----€20,000-€20,000-€20,000---
Other operating charges640/8---€3,493€3,852€4,706€4,602€4,734▲ 2.9%
Gross operating margin9900€55,841€32,108€61,220€54,532€86,310€30,373€53,794€61,728▲ 14.7%
Operating profit (loss)9901€34,178€13,055€41,538€53,982€80,711€24,043€24,729€35,266▲ 42.6%
Financial income75/76B----€20€125€6€1,444▲ 253×
Recurring financial income75€3-€7-€20€125€6€1,444▲ 253×
Financial charges65/66B---€5,529€4,315€3,569€2,283€1,090▼ 52.3%
Recurring financial charges65€2,911€5,064€10,417€5,529€4,315€3,569€2,283€1,090▼ 52.3%
Profit (loss) for the period before taxes9903€31,270€7,991€31,128€48,453€76,416€20,598€22,452€35,621▲ 58.7%
Income taxes67/77€9,229€4,187€5,901€13,071€18,406€5,300€7,327€9,458▲ 29.1%
Profit (loss) for the period9904€22,041€3,805€25,227€35,382€58,010€15,299€15,125€26,163▲ 73.0%
Profit (loss) for the period to be appropriated9905€22,041€3,805€25,227€35,382€58,010€15,299€15,125€26,163▲ 73.0%
Line20192020202120222023202420252026Change
Assets
Total assets20/58€258,448€252,403€264,375€269,810€330,528€301,438€269,449€297,722▲ 10.5%
Fixed assets21/28€239,419€231,800€241,486€238,017€252,215€238,001€216,090€211,993▼ 1.9%
Tangible fixed assets22/27€239,419€231,800€241,486€238,017€252,215€238,001€216,090€211,993▼ 1.9%
Land and buildings22---€199,816€201,138€193,091€185,043€172,361▼ 6.9%
Plant, machinery and equipment23---€17,956€13,942€15,649€8,564€4,313▼ 49.6%
Furniture and vehicles24---€20,246€37,134€29,262€22,483€35,320▲ 57.1%
Current assets29/58€19,029€20,603€22,889€31,793€78,313€63,437€53,359€85,729▲ 60.7%
Amounts receivable within one year40/41€9,793€12,130€18,690€22,367€18,637€16,882€14,625€15,315▲ 4.7%
Trade receivables40---€13,418€4,337€342€3,945€6,106▲ 54.8%
Other amounts receivable41---€8,948€14,300€16,540€10,680€9,209▼ 13.8%
Current investments50/53-----€1,046€1,046€1,046=
Cash at bank and in hand54/58€7,377€4,904€630€5,857€55,679€41,939€34,119€65,799▲ 92.9%
Deferred charges and accrued income490/1---€3,569€3,997€3,569€3,569€3,569=
Equity and liabilities
Total equity and liabilities10/49€258,448€252,403€264,375€269,810€330,528€301,438€269,449€297,722▲ 10.5%
Equity10/15-€81,117-€77,313-€52,086-€16,704€41,306€56,605€71,730€97,893▲ 36.5%
Contributions10/11€18,592€18,592€18,592€18,592€18,592€18,592€18,592€18,592=
Reserves13----€22,714€38,013€53,138€79,301▲ 49.2%
Distributable reserves133----€22,714€38,013€53,138€79,301▲ 49.2%
Profit (loss) carried forward14-€99,709-€95,905-€70,678-€35,296-----
Provisions and deferred taxes16€60,000€60,000€60,000€40,000€20,000----
Provisions for liabilities and charges160/5---€40,000€20,000----
Other liabilities and charges164/5---€40,000€20,000----
Amounts payable17/49€279,565€269,716€256,461€246,514€269,222€244,833€197,719€199,830▲ 1.1%
Amounts payable after more than one year17€255,150€232,269€216,653€200,419€183,379€165,608€153,455€162,098▲ 5.6%
Financial debts170/4---€200,419€183,379€165,608€153,455€162,098▲ 5.6%
Amounts payable within one year42/48€24,415€37,447€39,808€46,095€85,843€79,225€44,264€37,731▼ 14.8%
Current portion of amounts payable after more than one year42---€16,234€17,041€17,770€12,153€9,149▼ 24.7%
Trade debts44€2,298€4,927€13,231€16,036€22,148€7,540€5,693€5,766▲ 1.3%
Suppliers440/4---€16,036€22,148€7,540€5,693€5,766▲ 1.3%
Taxes, remuneration and social security45---€4,119€4,574€27,669€1,169€3,127▲ 168%
Taxes450/3---€4,119€4,574€1,169€1,169€3,127▲ 168%
Remuneration and social security454/9-----€26,500---
Other amounts payable47/48---€9,705€42,080€26,246€25,249€19,690▼ 22.0%
Line20192020202120222023202420252026Change
Profit (loss) for the period9904€22,041€3,805€25,227€35,382€58,010€15,299€15,125€26,163▲ 73.0%
+ Depreciation and write-downs630€13,999€14,480€16,111€17,057€21,747€21,624€24,462€21,728▼ 11.2%
Operating cash flow (approximation)€36,040€18,284€41,338€52,439€79,757€36,923€39,587€47,891▲ 21.0%
Investment in fixed assets (approximation)--€6,860-€25,798-€13,588-€35,945-€7,411-€2,550-€17,631▼ 591%
Change in cash--€2,473-€4,274€5,227€49,822-€13,740-€7,821€31,680-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 31 filings with the National Bank
Financial year Type Filed Reference Document
31-03-2026 micro format 26-10-2026 2026-00568973 NBB
31-03-2025 micro format 30-10-2025 2025-00554169 PDF
31-03-2024 micro format 28-10-2024 2024-00517446 PDF
31-03-2023 micro format 30-10-2023 2023-00496566 PDF
31-03-2022 micro format 31-10-2022 2022-20480080 PDF
31-03-2021 micro format 30-11-2021 2021-79000493 PDF
31-03-2020 micro format 19-10-2020 2020-62600133 PDF
31-03-2019 micro format 30-09-2019 2019-68000528 PDF
31-03-2018 micro format 31-10-2018 2018-71300190 PDF
31-03-2017 micro format 30-11-2017 2017-70900408 PDF

Show all 31 filings

Comparable companies

These companies have the same main activity as PASCAL VANDEPUT: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €267,000 and €318,000, founded between 1992 and 1996.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFTEFinancial year
PASCAL VANDEPUT Lasne1995€297,722€97,893€61,728-€26,163-2026
INTERBOUW CONSTRUCT - IMMOBILIERE Sint-Lievens-Houtem1993€310,715€183,973€60,659€83,867€22,362-2025
RASKIN IMMOBILIERE Verviers1993€291,827€72,828€58,057--€12,966-2025
INTERIMMO Elsene1995€266,720€97,472€65,277€71,890€12,723-2025
LEIB & C° Ukkel1994€294,363€182,430€69,879-€28,86902025
IMMO PLUS Brugge1996€318,300€247,657€71,407-€31,914-2025
DE SCHELDEGALM Nazareth-De Pinte1992€273,851€166,282€68,111-€39,865-2025

They were chosen from the 7,156 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.