PASCAL MOLS
ActivePASCAL MOLS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €27k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 26784 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 8.29 against 6.99 in 2024), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
24.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
24 d early
2023
48 d early
2022
31 d early
2021
32 d early
2020
53 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 27.5%
2024 · €78k
2019: €37k
2020: €37k
2021: €40k
2022: €40k
2023: €59k
2024: €78k
2019 → 2025
Total assets
€111k▲ 20.3%
2024 · €92k
2019: €57k
2020: €51k
2021: €58k
2022: €53k
2023: €85k
2024: €92k
2019 → 2025
Net result
€27k▲ 27.8%
2024 · €21k
2019: €13k
2020: €8k
2021: €20k
2022: €12k
2023: €29k
2024: €21k
2019 → 2025
Working capital
€79k▲ 46.5%
2024 · €54k
2019: €33k
2020: €32k
2021: €40k
2022: €35k
2023: €35k
2024: €54k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€40k▼ 1.2%€59k▲ 48.9%€78k▲ 31.6%€99k▲ 27.5%
Operating result€25k-€17k▼ 33.3%€42k▲ 152%€31k▼ 26.5%€38k▲ 23.0%
Net result€20k-€12k▼ 38.6%€29k▲ 137%€21k▼ 25.4%€27k▲ 27.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€21k▼ 28.7%
Current assets
€90k▲ 42.8%
Equity and liabilities €111k
Equity
€99k▲ 27.5%
Debt
€12k▼ 18.8%
The debt ratio falls from 15.6% to 10.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€46k▲
2024 · €39k
Cash flow
€36k▲
2024 · €29k
Solvency
89.5%▲
2024 · 84.4%
Current ratio
8.29▲
2024 · 6.99
Quick ratio
8.09▲
2024 · 6.42
Debt / equity
0.12▼
2024 · 0.18
ROE
27.7%▲
2024 · 27.6%
ROA
24.8%▲
2024 · 23.3%
Interest coverage
87.54▲
2024 · 59.27
Debt
€12k▼
2024 · €14k
Debt ≤ 1 year
€11k▲
2024 · €9k
Debt > 1 year
€781▼
2024 · €5k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets20/58€92k€111k▲
Fixed assets21/28€29k€21k▼
Tangible fixed assets22/27€29k€21k▼
Current assets29/58€63k€90k▲
Stocks & contracts in progress3€5k€2k▼
Amounts receivable within one year40/41€4k€39k▲
Cash & bank54/58€50k€46k▼
Total equity & liabilities10/49€92k€111k▲
Equity10/15€78k€99k▲
Contributions / capital10/11€12k€12k=
Reserves13€65k€87k▲
Accumulated profits (losses)14€0€0=
Amounts payable17/49€14k€12k▼
Amounts payable after one year17€5k€781▼
Amounts payable within one year42/48€9k€11k▲
Trade debts payable within one year44€632€191▼
Income statement
Code20242025
Gross operating margin9900€40k€47k▲
Operating result9901€31k€38k▲
Financial income75€210€361▲
Financial charges65€651€526▼
Result before taxes9903€30k€38k▲
Income taxes67/77€9k€10k▲
Net result for the period9904€21k€27k▲
Result to be appropriated9905€21k€27k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 6.99
Current ratio from 3.13 to 6.99; short-term debt falls from €16k to €9k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €29k ▲137%
Operating result €42k, net result €29k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €8k ▼35.1%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 3,982 companies in sector 43310 we hold annual accounts for 1,724. 1,495 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2007
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.