Pascal Janssens
ActiveSummary
Pascal Janssens has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.9m and a net result of €792,222. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 3330 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260,000 at 30 days acceptable
Liquidity ample (current ratio 10.52 against 22.14 in 2024; short-term debt: 8% and cash: 16.2% of total assets), and 8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92%
Return on assets
24.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-03-2026, 147 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
147 d early
2024
72 d early
2023
28 d early
2022
76 d early
2021
25 d early
2020
60 d early
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 62 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 May (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€2.9m▼ 18.2%
2024 · €3.6m
Total assets
€3.2m▼ 14.6%
2024 · €3.7m
Net result
€792,222▲ 36.5%
2024 · €580,475
Working capital
€2.4m▼ 19.9%
2024 · €3.0m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1.2m▲ 171%€1.2m▼ 0.2%€983,308▼ 16.4%€816,380▼ 17.0%€1.1m▲ 30.5%
Net result€820,502above the sector's middle half▲ 167%€734,586above the sector's middle half▼ 10.5%€772,486above the sector's middle half▲ 5.2%€580,475above the sector's middle half▼ 24.9%€792,222above the sector's middle half▲ 36.5%
Equity€2.2mabove the sector's middle half▲ 24.4%€2.7mabove the sector's middle half▲ 23.5%€3.2mabove the sector's middle half▲ 19.2%€3.6mabove the sector's middle half▲ 11.8%€2.9mabove the sector's middle half▼ 18.2%
Total assets€2.8mabove the sector's middle half▲ 25.6%€3.1mabove the sector's middle half▲ 9.5%€3.6mabove the sector's middle half▲ 14.8%€3.7mabove the sector's middle half▲ 4.8%€3.2mabove the sector's middle half▼ 14.6%
Debt€657,972▲ 29.7%€414,918▼ 36.9%€355,812▼ 14.2%€148,604▼ 58.2%€255,033▲ 71.6%
Working capital€1.8mabove the sector's middle half▲ 34.1%€2.3mabove the sector's middle half▲ 29.2%€2.7mabove the sector's middle half▲ 17.6%€3.0mabove the sector's middle half▲ 11.1%€2.4mabove the sector's middle half▼ 19.9%
Solvency76.7%above the sector's middle half▼ 0.7pp86.6%above the sector's middle half▲ 9.9pp90.0%above the sector's middle half▲ 3.4pp96.0%above the sector's middle half▲ 6.0pp92.0%above the sector's middle half▼ 4.0pp
Current ratio4.69above the sector's middle half▼ 3.109.72above the sector's middle half▲ 5.038.66above the sector's middle half▼ 1.0622.14above the sector's middle half▲ 13.4810.52above the sector's middle half▼ 11.62
Return on assets (ROA)29.0%above the sector's middle half▲ 15.4pp23.7%above the sector's middle half▼ 5.3pp21.8%above the sector's middle half▼ 2.0pp15.6%within the sector's middle half▼ 6.2pp24.9%above the sector's middle half▲ 9.3pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.2m
Fixed assets
€496,312 ▼ 9.8%
Current assets
€2.7m ▼ 15.4%
Equity and liabilities €3.2m
Equity
€2.9m ▼ 18.2%
Debt
€255,033 ▲ 71.6%
Debt's share of the balance-sheet total rises from 4.0% to 8.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.1m▲
2024 · €874,064
Cash flow
€833,936▲
2024 · €638,160
Debt to equity
0.09▲
2024 · 0.04
ROE
27.1%▲
2024 · 16.2%
Interest coverage
112.36▲
2024 · 73.10
Debt ≤ 1 year
€255,033▲
2024 · €143,262
Income taxes
€359,835▲
2024 · €267,837
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,810 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,810 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €6,993 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,140 | €40,932 | €41,584 | €57,685 | €41,714 | ▼ 27.7% |
| Other operating charges640/8 | €6,509 | €4,586 | €4,301 | €4,984 | €5,199 | ▲ 4.3% |
| Gross operating margin9900 | €1.2m | €1.2m | €1.0m | €879,048 | €1.1m | ▲ 26.5% |
| Operating profit (loss)9901 | €1.2m | €1.2m | €983,308 | €816,380 | €1.1m | ▲ 30.5% |
| Financial income75/76B | €16,506 | €52,111 | €28,899 | €43,890 | €96,615 | ▲ 120% |
| Recurring financial income75 | €16,506 | €52,111 | €28,899 | €43,890 | €96,615 | ▲ 120% |
| Financial charges65/66B | -€1,137 | €110,323 | -€90,403 | €11,957 | €9,852 | ▼ 17.6% |
| Recurring financial charges65 | -€1,137 | €110,323 | -€90,403 | €11,957 | €9,852 | ▼ 17.6% |
| Profit (loss) for the period before taxes9903 | €1.2m | €1.1m | €1.1m | €848,312 | €1.2m | ▲ 35.8% |
| Income taxes67/77 | €375,946 | €383,624 | €330,124 | €267,837 | €359,835 | ▲ 34.3% |
| Profit (loss) for the period9904 | €820,502 | €734,586 | €772,486 | €580,475 | €792,222 | ▲ 36.5% |
| Profit (loss) for the period to be appropriated9905 | €820,502 | €734,586 | €772,486 | €580,475 | €792,222 | ▲ 36.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.8m | €3.1m | €3.6m | €3.7m | €3.2m | ▼ 14.6% |
| Fixed assets21/28 | €546,332 | €510,522 | €468,937 | €550,098 | €496,312 | ▼ 9.8% |
| Tangible fixed assets22/27 | €546,332 | €510,522 | €468,937 | €550,098 | €496,312 | ▼ 9.8% |
| Land and buildings22 | €413,973 | €400,323 | €386,673 | €472,022 | €458,372 | ▼ 2.9% |
| Plant, machinery and equipment23 | €10,637 | €10,104 | €7,902 | €6,308 | €14,511 | ▲ 130% |
| Furniture and vehicles24 | €121,721 | €100,094 | €74,363 | €71,768 | €23,429 | ▼ 67.4% |
| Current assets29/58 | €2.3m | €2.6m | €3.1m | €3.2m | €2.7m | ▼ 15.4% |
| Amounts receivable after more than one year29 | - | €290,000 | €256,667 | €223,334 | €190,000 | ▼ 14.9% |
| Other amounts receivable291 | - | €290,000 | €256,667 | €223,334 | €190,000 | ▼ 14.9% |
| Amounts receivable within one year40/41 | €734,911 | €470,907 | €456,443 | €457,273 | €646,474 | ▲ 41.4% |
| Trade receivables40 | €450,163 | €412,444 | €363,116 | €226,466 | €364,510 | ▲ 61.0% |
| Other amounts receivable41 | €284,748 | €58,463 | €93,327 | €230,808 | €281,964 | ▲ 22.2% |
| Current investments50/53 | €681,037 | €1.1m | - | €1.6m | €1.3m | ▼ 16.1% |
| Cash at bank and in hand54/58 | €858,010 | €687,673 | €2.4m | €907,512 | €516,500 | ▼ 43.1% |
| Deferred charges and accrued income490/1 | €6,958 | €7,890 | €8,717 | €10,818 | €9,552 | ▼ 11.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.8m | €3.1m | €3.6m | €3.7m | €3.2m | ▼ 14.6% |
| Equity10/15 | €2.2m | €2.7m | €3.2m | €3.6m | €2.9m | ▼ 18.2% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €2.2m | €2.7m | €3.2m | €3.6m | €2.9m | ▼ 18.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €2.2m | €2.7m | €3.2m | €3.6m | €2.9m | ▼ 18.2% |
| Profit (loss) carried forward14 | €567 | €567 | €567 | €567 | €567 | = |
| Amounts payable17/49 | €657,972 | €414,918 | €355,812 | €148,604 | €255,033 | ▲ 71.6% |
| Amounts payable after more than one year17 | €171,800 | €149,045 | - | - | - | - |
| Financial debts170/4 | €171,800 | €149,045 | - | - | - | - |
| Amounts payable within one year42/48 | €486,172 | €265,873 | €355,812 | €143,262 | €255,033 | ▲ 78.0% |
| Current portion of amounts payable after more than one year42 | €292,723 | €22,755 | €91,333 | - | - | - |
| Trade debts44 | €7,057 | €4,894 | €8,409 | €7,835 | €15,940 | ▲ 103% |
| Suppliers440/4 | €7,057 | €4,894 | €8,409 | €7,835 | €15,940 | ▲ 103% |
| Taxes, remuneration and social security45 | €186,392 | €238,224 | €256,070 | €135,427 | €239,093 | ▲ 76.5% |
| Taxes450/3 | €186,392 | €238,224 | €256,070 | €135,427 | €239,093 | ▲ 76.5% |
| Accrued charges and deferred income492/3 | - | - | - | €5,342 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €820,502 | €734,586 | €772,486 | €580,475 | €792,222 | ▲ 36.5% |
| + Depreciation and write-downs630 | €19,140 | €40,932 | €41,584 | €57,685 | €41,714 | ▼ 27.7% |
| Operating cash flow (approximation) | €839,641 | €775,517 | €814,070 | €638,160 | €833,936 | ▲ 30.7% |
| Investment in fixed assets (approximation) | - | -€5,122 | €0 | -€138,845 | €12,071 | ▲ 109% |
| Change in cash | - | -€170,337 | €1.7m | -€1.5m | -€391,012 | ▲ 73.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity triplescurrent ratio 22.14
Current ratio from 8.66 to 22.14; short-term debt falls from €355,812 to €143,262.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 9.72
Current ratio from 4.69 to 9.72; short-term debt falls from €486,172 to €265,873.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €820,502 ▲167%
Operating result €1.2m, net result €820,502, both a record.
31-12
Financial
Equity above €2mEq €2.2m ▲24.4%
4 profitable years in a row build equity to €2.2m.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2009
Ground area
1,415 m²
Building footprint
158 m²
Volume, LiDAR
885 m³
Parcel 41019B0078/00G002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pascal Janssens
since 20092.179.175.076
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41019B0078/00G002 | Flanders | 1,414 m² | 1 · 158 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
54930041PRMNSTVAER82
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 2,310 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-07-2009
Fiscal year end31-12
Abbreviation NL
PJA
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0816748116
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.