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PASCAL HOFMAN

Active Risk: not assessed
Private limited companyfounded 20179 yrs activePoelstraat 222, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0673.754.476
Summary

PASCAL HOFMAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.03M and a net result of €101k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 5547 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
on the day
2024
3 d early
2023
on the day
2022
3 d early
2021
30 d early
2020
2 d early
2019
2 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.03M▲ 9.0%
2024 · €942k
Net result
€101k▼ 44.0%
2024 · €181k
Total assets
€1.07M▲ 8.0%
2024 · €987k
Solvency
96.2%▲ 0.8pp
2024 · 95.4%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€212k▲ 94.2%€195k▼ 8.2%€201k▲ 3.3%€151k▼ 24.9%€135k▼ 11.0%
Net result€146k▼ 2.9%€147k▲ 0.7%€147k▼ 0.2%€181k▲ 23.1%€101k▼ 44.0%
Equity€481k▲ 43.4%€627k▲ 30.5%€774k▲ 23.3%€942k▲ 21.7%€1.03M▲ 9.0%
Total assets€501k▲ 39.4%€656k▲ 30.9%€787k▲ 19.9%€987k▲ 25.5%€1.07M▲ 8.0%
Debt€20k▼ 16.3%€29k▲ 40.7%€13k▼ 55.4%€45k▲ 255%€40k▼ 11.9%
Working capital€467k▲ 42.5%€480k▲ 2.9%€564k▲ 17.3%€762k▲ 35.2%€866k▲ 13.6%
Solvency95.9%▲ 2.7pp95.6%▼ 0.3pp98.4%▲ 2.7pp95.4%▼ 3.0pp96.2%▲ 0.8pp
Staff (FTE)0
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €212k€212kNet result 2021: €146k€146kOperating result 2022: €195k€195kNet result 2022: €147k€147kOperating result 2023: €201k€201kNet result 2023: €147k€147kOperating result 2024: €151k€151kNet result 2024: €181k€181kOperating result 2025: €135k€135kNet result 2025: €101k€101k20212022202320242025€0€100k€200kOperating result 2023: €201k€201kNet result 2023: €147k€147kOperating result 2024: €151k€151kNet result 2024: €181k€181kOperating result 2025: €135k€135kNet result 2025: €101k€101k202320242025
The operating result has fallen two years in a row; 2025 is 11% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets €173k ▼ 14.4%
Current assets €893k ▲ 13.8%
Equity and liabilities €1.07M
Equity €1.03M ▲ 9.0%
Debt €40k ▼ 11.9%
Debt's share of the balance-sheet total falls from 4.6% to 3.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
9.9%▼
2024 · 19.2%
ROA
9.5%▼
2024 · 18.3%
Debt ≤ 1 year
€28k▲
2024 · €23k
Debt > 1 year
€12k▼
2024 · €22k
Income taxes
€50k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€987k€1.07M▲
Fixed assets21/28€202k€173k▼
Tangible fixed assets22/27€200k€171k▼
Land and buildings22€129k€119k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€64k€46k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€2k€2k=
Current assets29/58€785k€893k▲
Amounts receivable within one year40/41€62k€54k▼
Trade receivables40€45k€6k▼
Other amounts receivable41€17k€48k▲
Current investments50/53€614k€624k▲
Cash at bank and in hand54/58€97k€212k▲
Deferred charges and accrued income490/1€12k€4k▼
Equity and liabilities
Total equity and liabilities10/49€987k€1.07M▲
Equity10/15€942k€1.03M▲
Contributions10/11€100€100=
Reserves13€942k€1.03M▲
Tax-exempt reserves132€107k€60k▼
Distributable reserves133€834k€966k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€45k€40k▼
Amounts payable after more than one year17€22k€12k▼
Financial debts170/4€22k€12k▼
Amounts payable within one year42/48€23k€28k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€5k€5k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€3k€6k▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€31k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€181k€167k▼
Operating profit (loss)9901€151k€135k▼
Financial income75/76B€91k€18k▼
Recurring financial income75€91k€18k▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€238k€151k▼
Income taxes67/77€57k€50k▼
Profit (loss) for the period9904€181k€101k▼
Transfer from tax-exempt reserves789€19k€47k▲
Profit (loss) for the period to be appropriated9905€200k€148k▼
Appropriation of the result
Profit (loss) to be appropriated9906€200k€148k▼
Transfer from equity791/2-€16k
Transfer to equity691/2€199k€147k▼
To other reserves6921€199k€147k▼
Profit to be distributed694/7€833€17k▲
Return on contributions (dividend)694€833€17k▲
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€5k---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€8k€13k€27k€31k▲ 13.3%
Other operating charges640/8€1k€1k€1k€2k€2k▼ 11.9%
Non-recurring operating charges66A---€2k€0▼ 100%
Gross operating margin9900€223k€205k€216k€181k€167k▼ 8.1%
Operating profit (loss)9901€212k€195k€201k€151k€135k▼ 11.0%
Financial income75/76B€4€0€1k€91k€18k▼ 79.9%
Recurring financial income75€4€0€1k€91k€18k▼ 79.9%
Financial charges65/66B€329€1k€1k€4k€2k▼ 61.8%
Recurring financial charges65€329€1k€1k€4k€2k▼ 61.8%
Profit (loss) for the period before taxes9903€212k€194k€202k€238k€151k▼ 36.4%
Income taxes67/77€65k€46k€55k€57k€50k▼ 12.3%
Profit (loss) for the period9904€146k€147k€147k€181k€101k▼ 44.0%
Transfer from tax-exempt reserves789---€19k€47k▲ 147%
Transfer to tax-exempt reserves689-€63k€63k---
Profit (loss) for the period to be appropriated9905€146k€84k€84k€200k€148k▼ 25.9%
Line20212022202320242025Change
Assets
Total assets20/58€501k€656k€787k€987k€1.07M▲ 8.0%
Fixed assets21/28€17k€147k€210k€202k€173k▼ 14.4%
Tangible fixed assets22/27€16k€146k€207k€200k€171k▼ 14.6%
Land and buildings22-€126k€135k€129k€119k▼ 7.9%
Plant, machinery and equipment23-€2k€2k€2k€3k▲ 14.4%
Furniture and vehicles24€7k€10k€64k€64k€46k▼ 28.7%
Other tangible fixed assets26€9k€7k€6k€5k€4k▼ 21.3%
Financial fixed assets28€2k€2k€4k€2k€2k=
Current assets29/58€484k€509k€576k€785k€893k▲ 13.8%
Amounts receivable after more than one year29--€36k---
Other amounts receivable291--€36k---
Amounts receivable within one year40/41€40k€81k€143k€62k€54k▼ 12.9%
Trade receivables40€40k€42k€5k€45k€6k▼ 86.6%
Other amounts receivable41-€39k€138k€17k€48k▲ 185%
Current investments50/53-€39k€299k€614k€624k▲ 1.6%
Cash at bank and in hand54/58€443k€380k€89k€97k€212k▲ 118%
Deferred charges and accrued income490/1€1k€9k€9k€12k€4k▼ 68.6%
Equity and liabilities
Total equity and liabilities10/49€501k€656k€787k€987k€1.07M▲ 8.0%
Equity10/15€481k€627k€774k€942k€1.03M▲ 9.0%
Contributions10/11€12k€12k€12k€100€100=
Reserves13€468k€615k€761k€942k€1.03M▲ 9.0%
Tax-exempt reserves132-€63k€126k€107k€60k▼ 43.7%
Distributable reserves133€468k€552k€635k€834k€966k▲ 15.8%
Profit (loss) carried forward14----€0-
Amounts payable17/49€20k€29k€13k€45k€40k▼ 11.9%
Amounts payable after more than one year17€3k--€22k€12k▼ 45.3%
Financial debts170/4€3k--€22k€12k▼ 45.3%
Amounts payable within one year42/48€17k€29k€13k€23k€28k▲ 20.4%
Current portion of amounts payable after more than one year42€7k€3k-€10k€10k▲ 3.4%
Trade debts44€763€13k€708€3k€4k▲ 21.0%
Suppliers440/4€763€13k€708€3k€4k▲ 21.0%
Taxes, remuneration and social security45€7k€7k€7k€7k€8k▲ 11.3%
Taxes450/3€5k€5k€5k€5k€5k▲ 17.5%
Remuneration and social security454/9€3k€3k€3k€3k€3k=
Other amounts payable47/48€2k€5k€5k€3k€6k▲ 91.4%
Line20212022202320242025Change
Profit (loss) for the period9904€146k€147k€147k€181k€101k▼ 44.0%
+ Depreciation and write-downs630€10k€8k€13k€27k€31k▲ 13.3%
Operating cash flow (approximation)€156k€156k€161k€208k€132k▼ 36.6%
Investment in fixed assets (approximation)-€-138k€-76k€-19k€-1k▲ 93.0%
Change in cash-€-63k€-291k€8k€115k▲ 1,370%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Equity above €1MEq €1.03M ▲9%
8 profitable years in a row build equity to €1.03M.
28-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €181k ▲23.1%
Net result €181k, the highest in the series.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Liquidity triplescurrent ratio 45.12
Current ratio from 17.76 to 45.12; short-term debt falls from €29k to €13k.
28-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €500kEq €627k ▲30.5%
5 profitable years in a row build equity to €627k.
01-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €200kEq €335k ▲80.8%
3 profitable years in a row build equity to €335k.
29-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial Liquidity doublescurrent ratio 14.22
Current ratio from 5.93 to 14.22; short-term debt falls from €14k to €14k.
31-12
Financial Equity above €150kEq €185k ▲149%
2 profitable years in a row build equity to €185k.
31-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
1,373 m²
Building footprint
225 m²
Volume, LiDAR
1,208 m³
Parcel 44010A0097/00B002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
PASCAL HOFMAN
Poelstraat 222, 9820 Merelbeke-MelleFinancial service activities, except insurance and pension funding
since 20172.263.791.839
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44010A0097/00B002 Flanders 1,373 m² 1 · 225 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

894500BVQ4JZLWNPMD15
live in the LEI register

Similar companies · same sector, comparable size

Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 12,611 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded31-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.