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PASCAL BISSCHOP

Active
Private limited companyfounded 2003active for 23 yearsBikschotestraat 15, 8920 Langemark-Poelkapelle, BelgiumKBO/BCE: BE 0881.006.458

Financials · financial year 2025, abbreviated format

2025 annual accounts filed 30 days after the deadline Filed on 30 May 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00127518.

Annual accounts 2025 filed on 30-05-2026 PDF all 22 filings

Equity
€931,357▼ 13.7%
2024 · €1.1m
Total assets
€1.8m▼ 12.6%
2024 · €2.1m
Net result
-€147,549
2024 · €15,876
Working capital
€1.6m▼ 9.9%
2024 · €1.8m
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result for 2025 is a loss of €142,145, after a profit of €46,034 in 2024. It is the lowest result since 2021.

Operating result-€0.1m 2025 Net result-€0.1m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Office administrative, office support and other business support activities (NACE 82). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€0.3m-€0.2m▼ 21.6%€0.2m▼ 17.6%€0.2m▲ 36.0%€0.1m▼ 50.3%€0.05m▼ 62.0%-€0.1m
Net result€0.2m-€0.1mabove the sector's middle half▼ 21.4%€0.09mwithin the sector's middle half▼ 34.8%€0.2mabove the sector's middle half▲ 68.2%€0.07mwithin the sector's middle half▼ 54.1%€0.02mwithin the sector's middle half▼ 78.3%-€0.1mbelow the sector's middle half
Equity€0.8m-€1.0mwithin the sector's middle half▲ 17.9%€0.8mwithin the sector's middle half▼ 13.5%€1.0mwithin the sector's middle half▲ 19.2%€1.1mwithin the sector's middle half▲ 7.4%€1.1mwithin the sector's middle half▲ 1.5%€0.9mabove the sector's middle half▼ 13.7%
Total assets€2.3m-€2.2mwithin the sector's middle half▼ 6.8%€2.0mwithin the sector's middle half▼ 9.8%€1.9mwithin the sector's middle half▼ 2.3%€2.0mwithin the sector's middle half▲ 5.1%€2.1mwithin the sector's middle half▲ 2.3%€1.8mwithin the sector's middle half▼ 12.6%
Debt€1.5m-€1.2m▼ 20.1%€1.1m▼ 6.8%€0.9m▼ 18.2%€0.9m▲ 2.6%€1.0m▲ 3.2%€0.9m▼ 11.4%
Working capital€1.1m-€1.1mabove the sector's middle half▼ 1.3%€1.4mabove the sector's middle half▲ 32.7%€1.5mabove the sector's middle half▲ 6.4%€1.7mabove the sector's middle half▲ 16.0%€1.8mabove the sector's middle half▲ 3.7%€1.6mabove the sector's middle half▼ 9.9%
Solvency35.1%-44.3%within the sector's middle half▲ 9.3pp42.5%within the sector's middle half▼ 1.8pp51.8%within the sector's middle half▲ 9.4pp53.0%within the sector's middle half▲ 1.2pp52.6%within the sector's middle half▼ 0.4pp51.9%within the sector's middle half▼ 0.7pp
Current ratio2.58-2.87within the sector's middle half▲ 0.295.41above the sector's middle half▲ 2.539.46above the sector's middle half▲ 4.0514.59above the sector's middle half▲ 5.1320.30above the sector's middle half▲ 5.7126.92above the sector's middle half▲ 6.62
Return on assets (ROA)8.0%-6.7%within the sector's middle half▼ 1.3pp4.9%within the sector's middle half▼ 1.9pp8.4%within the sector's middle half▲ 3.5pp3.6%within the sector's middle half▼ 4.7pp0.8%within the sector's middle half▼ 2.9pp-8.2%below the sector's middle half▼ 9.0pp
Staff (FTE)7.3-6.7within the sector's middle half▼ 8.2%5.2within the sector's middle half▼ 22.4%3.3within the sector's middle half▼ 36.5%3within the sector's middle half▼ 9.1%2.7within the sector's middle half▼ 10.0%1.6within the sector's middle half▼ 40.7%
above within below The sector band is the middle half of the companies in Office administrative, office support and other business support activities (NACE 82). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets €116,530 ▼ 29.6%
Current assets €1.7m ▼ 11.1%
Equity and liabilities €1.8m
Equity €931,357 ▼ 13.7%
Debt €862,615 ▼ 11.4%
Debt's share of the balance-sheet total rises from 47.4% to 48.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€93,060▼
2024 · €84,529
Cash flow
-€98,464▼
2024 · €54,371
Quick ratio
26.82▲
2024 · 18.15
Debt to equity
0.93▲
2024 · 0.90
ROE
-15.8%▼
2024 · 1.5%
Interest coverage
-1.68▼
2024 · 1.33
Debt ≤ 1 year
€62,319▼
2024 · €92,936
Debt > 1 year
€691,750▼
2024 · €822,750
Income taxes
€510▼
2024 · €5,848
Staff costs
€86,015▼
2024 · €147,754
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item30-09-202230-09-202330-09-202430-09-2025
Employees at the balance-sheet date3321
full-time3321
part-time--00
in full-time equivalents3321
Average over the year, in full-time equivalents3.332.71.6
On a permanent contract3321
Joined2110
Left3121
Training hours495324-

Source: social balance sheet in the 2022 to 2025 annual accounts

Investments

fixed assets acquired
Item30-09-202230-09-202330-09-202430-09-2025
Tangible fixed assets€136,138€6,500€94,904-
Depreciation and write-downs of the year€63,839€58,669€38,495€49,085

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2023 · 1 entry · €365 awarded · €365 paid
Schemes
1 entry · €365 · €365 paid · Fonds voor Innoveren en Ondernemen

Comparable companies

These companies have the same main activity as PASCAL BISSCHOP: other business support services (NACE 82990). They are comparable in size and age: total assets between €839,000 and €2.6m, founded between 1988 and 2008.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
PASCAL BISSCHOP Langemark-Poelkapelle2003€1.8m€0.9m-€0.006m-€0.1m1.62025
DEKEMPE Blankenberge1988€1.3m€0.6m-€0.06m-€0.3m22025
SPARE PARTS GROUP Izegem2008€1.6m€1.6m-€0.004m-€0.005m02025
Flanders Southeast Asian Investment Group Haaltert2004€2.6m€0.5m-€0.02m-€0.04m02025
ITS BELGIUM Brussel2003€0.8m€0.7m-€0.06m-€0.09m0.32025
A2D Holding Edegem2004€1.2m€0.02m-€0.002m-€0.003m02025
MARFIDEZ Gent1994€2.0m€1.9m-€0.001m€0.001m02025

They were chosen from the 9,746 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 12,322 companies had the same profile as PASCAL BISSCHOP has now. Two years later, 0.7% had gone bankrupt and 90.3% were still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90.3% was still going

Another 0.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PASCAL BISSCHOP itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for PASCAL BISSCHOP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines

Source: Annual accounts 2025 (PDF), filed on 30-05-2026.

Balance sheet Code20242025
Assets
Total assets20/58€2.1m€1.8m▼
Fixed assets21/28€0.2m€0.1m▼
Tangible fixed assets22/27€0.2m€0.1m▼
Plant, machinery and equipment23€0.04m€0.02m▼
Furniture and vehicles24€0.1m€0.09m▼
Current assets29/58€1.9m€1.7m▼
Amounts receivable after more than one year29€1.6m€1.5m▼
Other amounts receivable291€1.6m€1.5m▼
Stocks and contracts in progress3€0.2m€0.006m▼
Stocks30/36€0.2m€0.006m▼
Amounts receivable within one year40/41€0.08m€0.08m▼
Trade receivables40€0.04m€0.07m▲
Other amounts receivable41€0.03m€0.009m▼
Current investments50/53€0.02m€0.09m▲
Cash at bank and in hand54/58€0.01m€0.02m▲
Deferred charges and accrued income490/1€0.005m€0.006m▲
Equity and liabilities
Total equity and liabilities10/49€2.1m€1.8m▼
Equity10/15€1.1m€0.9m▼
Contributions10/11€0.05m€0.05m=
Reserves13€1.0m€0.9m▼
Distributable reserves133€1.0m€0.9m▼
Amounts payable17/49€1.0m€0.9m▼
Amounts payable after more than one year17€0.8m€0.7m▼
Financial debts170/4€0.8m€0.7m▼
Amounts payable within one year42/48€0.09m€0.06m▼
Current portion of amounts payable after more than one year42€0.03m€0.02m▼
Trade debts44€0.05m€0.04m▼
Suppliers440/4€0.05m€0.04m▼
Taxes, remuneration and social security45€0.001m€0.001m▼
Taxes450/3€0.001m€0.001m▼
Other amounts payable47/48€0.007m€0.004m▼
Accrued charges and deferred income492/3€0.06m€0.1m▲
Income statement Code20242025
Non-recurring operating income76A€0.07m€0▼
Remuneration, social security and pensions62€0.1m€0.09m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.04m€0.05m▲
Other operating charges640/8€0.001m€0.001m▼
Gross operating margin9900€0.2m-€0.006m▼
Operating profit (loss)9901€0.05m-€0.1m▼
Financial income75/76B€0.04m€0.05m▲
Recurring financial income75€0.04m€0.05m▲
Financial charges65/66B€0.06m€0.06m▼
Recurring financial charges65€0.06m€0.06m▼
Profit (loss) for the period before taxes9903€0.02m-€0.1m▼
Income taxes67/77€0.006m€0.001m▼
Profit (loss) for the period9904€0.02m-€0.1m▼
Profit (loss) for the period to be appropriated9905€0.02m-€0.1m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.02m-€0.1m▼
Transfer from equity791/2-€0.1m
Transfer to equity691/2€0.02m€0▼
To other reserves6921€0.02m€0▼
Social balance sheet
Average headcount (FTE)90872.71.6▼

The notes to these accounts have 16 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line2019202020212022202320242025Change
Non-recurring operating income76A---€0.4m€0.1m€0.07m€0▼ 100%
Remuneration, social security and pensions62---€0.2m€0.2m€0.1m€0.09m▼ 41.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.4m€0.3m€0.2m€0.06m€0.06m€0.04m€0.05m▲ 27.5%
Other operating charges640/8---€0.002m€0.002m€0.001m€0.001m▼ 20.0%
Non-recurring operating charges66A----€0.008m---
Gross operating margin9900€1.2m€1.1m€0.8m€0.5m€0.4m€0.2m-€0.006m-
Operating profit (loss)9901€0.3m€0.2m€0.2m€0.2m€0.1m€0.05m-€0.1m-
Financial income75/76B---€0.01m€0.01m€0.04m€0.05m▲ 29.4%
Recurring financial income75€0.001m€0.004m€0.005m€0.01m€0.01m€0.04m€0.05m▲ 29.4%
Financial charges65/66B---€0.03m€0.04m€0.06m€0.06m▼ 12.5%
Recurring financial charges65€0.03m€0.03m€0.03m€0.03m€0.04m€0.06m€0.06m▼ 12.5%
Profit (loss) for the period before taxes9903€0.2m€0.2m€0.2m€0.2m€0.09m€0.02m-€0.1m-
Income taxes67/77€0.06m€0.04m€0.06m€0.06m€0.02m€0.006m€0.001m▼ 91.3%
Profit (loss) for the period9904€0.2m€0.1m€0.09m€0.2m€0.07m€0.02m-€0.1m-
Profit (loss) for the period to be appropriated9905€0.2m€0.1m€0.1m€0.2m€0.07m€0.02m-€0.1m-
Line2019202020212022202320242025Change
Assets
Total assets20/58€2.3m€2.2m€2.0m€1.9m€2.0m€2.1m€1.8m▼ 12.6%
Fixed assets21/28€0.6m€0.5m€0.2m€0.2m€0.1m€0.2m€0.1m▼ 29.6%
Tangible fixed assets22/27€0.6m€0.5m€0.2m€0.2m€0.1m€0.2m€0.1m▼ 29.6%
Plant, machinery and equipment23---€0.2m€0.09m€0.04m€0.02m▼ 36.5%
Furniture and vehicles24---€0.07m€0.06m€0.1m€0.09m▼ 27.8%
Current assets29/58€1.7m€1.6m€1.7m€1.7m€1.9m€1.9m€1.7m▼ 11.1%
Amounts receivable after more than one year29---€1.4m€1.6m€1.6m€1.5m▼ 6.2%
Other amounts receivable291---€1.4m€1.6m€1.6m€1.5m▼ 6.2%
Stocks and contracts in progress3€0.6m€0.6m€0.3m€0.2m€0.04m€0.2m€0.006m▼ 97.0%
Stocks30/36---€0.2m€0.04m€0.2m€0.006m▼ 97.0%
Amounts receivable within one year40/41€0.6m€0.4m€0.04m€0.04m€0.09m€0.08m€0.08m▼ 0.5%
Trade receivables40---€0.002m€0.06m€0.04m€0.07m▲ 57.0%
Other amounts receivable41---€0.04m€0.03m€0.03m€0.009m▼ 73.4%
Current investments50/53€0.5m€0.3m€0.3m-€0.002m€0.02m€0.09m▲ 421%
Cash at bank and in hand54/58€0.04m€0.2m€0.03m€0.03m€0.1m€0.01m€0.02m▲ 66.6%
Deferred charges and accrued income490/1---€0.01m€0.01m€0.005m€0.006m▲ 27.2%
Equity and liabilities
Total equity and liabilities10/49€2.3m€2.2m€2.0m€1.9m€2.0m€2.1m€1.8m▼ 12.6%
Equity10/15€0.8m€1.0m€0.8m€1.0m€1.1m€1.1m€0.9m▼ 13.7%
Contributions10/11€0.3m--€0.05m€0.05m€0.05m€0.05m=
Reserves13€0.5m€0.7m€0.8m€0.9m€1.0m€1.0m€0.9m▼ 14.3%
Distributable reserves133---€0.9m€1.0m€1.0m€0.9m▼ 14.3%
Amounts payable17/49€1.5m€1.2m€1.1m€0.9m€0.9m€1.0m€0.9m▼ 11.4%
Amounts payable after more than one year17€0.8m€0.6m€0.8m€0.7m€0.8m€0.8m€0.7m▼ 15.9%
Financial debts170/4---€0.7m€0.8m€0.8m€0.7m▼ 15.9%
Amounts payable within one year42/48€0.7m€0.6m€0.3m€0.2m€0.1m€0.09m€0.06m▼ 32.9%
Current portion of amounts payable after more than one year42---€0.1m€0.07m€0.03m€0.02m▼ 39.0%
Trade debts44€0.4m€0.3m€0.09m€0.04m€0.05m€0.05m€0.04m▼ 29.0%
Suppliers440/4---€0.04m€0.05m€0.05m€0.04m▼ 29.0%
Taxes, remuneration and social security45---€0.002m€0.001m€0.001m€0.001m▼ 8.2%
Taxes450/3---€0.001m€0.001m€0.001m€0.001m▼ 8.2%
Remuneration and social security454/9---€0.001m€36---
Other amounts payable47/48---€0.01m€0.008m€0.007m€0.004m▼ 35.1%
Accrued charges and deferred income492/3---€0.02m€0.03m€0.06m€0.1m▲ 89.1%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€185,242€145,509€94,889€159,598€73,180€15,876-€147,549-
+ Depreciation and write-downs630€427,512€327,419€190,005€63,839€58,669€38,495€49,085▲ 27.5%
Operating cash flow (approximation)€612,754€472,929€284,894€223,437€131,848€54,371-€98,464-
Investment in fixed assets (approximation)--€296,269€121,785-€71,130€33,982-€55,449€0-
Change in cash-€188,793-€201,085-€6,872€83,355-€95,780€8,651-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 22 filings with the National Bank
Financial year Type Filed Reference Document
30-09-2025 abbreviated format 30-05-2026 2026-00127518 PDF
30-09-2024 abbreviated format 29-04-2025 2025-00079747 PDF
30-09-2023 abbreviated format 04-04-2024 2024-00057017 PDF
30-09-2022 abbreviated format 06-03-2023 2023-00036868 PDF
30-09-2021 abbreviated format 25-02-2022 2022-06400022 PDF
30-09-2020 abbreviated format 22-03-2021 2021-08100127 PDF
30-09-2019 abbreviated format 12-03-2020 2020-06500344 PDF
30-09-2018 abbreviated format 12-03-2019 2019-07000170 PDF
30-09-2017 abbreviated format 23-03-2018 2018-07800182 PDF
30-09-2016 abbreviated format 30-03-2017 2017-07900555 PDF

Show all 22 filings

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