PASCAL ALLOUARD CONSULTING
ActivePASCAL ALLOUARD CONSULTING has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €408k and a net result of €46k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
90
/ 100
Excellent▼ -10 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability56▼-12
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.21 against 6.35 in 2023), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.2%
Return on assets
8.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
26 d late
2022
228 d late
2021
593 d late
2020
25 d late
2019
46 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€408k▼ 11.7%
2023 · €462k
2018: €298k
2019: €345k
2020: €368k
2021: €412k
2022: €399k
2023: €462k
2018 → 2024
Total assets
€535k▼ 9.6%
2023 · €592k
2018: €481k
2019: €514k
2020: €503k
2021: €538k
2022: €527k
2023: €592k
2018 → 2024
Net result
€46k▼ 26.4%
2023 · €63k
2018: €49k
2019: €46k
2020: €23k
2021: €44k
2022: €38k
2023: €63k
2018 → 2024
Working capital
€360k▼ 12.8%
2023 · €413k
2018: €247k
2019: €294k
2020: €318k
2021: €362k
2022: €351k
2023: €413k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€368k-€412k▲ 11.9%€399k▼ 3.0%€462k▲ 15.7%€408k▼ 11.7%
Operating result€23k-€54k▲ 130%€47k▼ 12.9%€78k▲ 67.1%€66k▼ 15.8%
Net result€23k-€44k▲ 86.4%€38k▼ 13.5%€63k▲ 65.5%€46k▼ 26.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 16% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €535k
Fixed assets
€89k▼ 11.9%
Current assets
€446k▼ 9.1%
Equity and liabilities €535k
Equity
€408k▼ 11.7%
Debt
€127k▼ 2.0%
The debt ratio rises from 22.0% to 23.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€78k▼
2023 · €90k
Cash flow
€58k▼
2023 · €74k
Solvency
76.2%▼
2023 · 78.0%
Current ratio
5.21▼
2023 · 6.35
Quick ratio
5.21▼
2023 · 6.35
Debt / equity
0.31▲
2023 · 0.28
ROE
11.3%▼
2023 · 13.5%
ROA
8.6%▼
2023 · 10.6%
Interest coverage
23.41▼
2023 · 27.95
Debt
€127k▼
2023 · €130k
Debt ≤ 1 year
€86k▲
2023 · €77k
Debt > 1 year
€42k▼
2023 · €53k
Income taxes
€28k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€592k€535k▼
Fixed assets21/28€101k€89k▼
Tangible fixed assets22/27€95k€83k▼
Land and buildings22€94k€82k▼
Furniture and vehicles24€735€467▼
Financial fixed assets28€7k€7k=
Current assets29/58€491k€446k▼
Amounts receivable after more than one year29€323k€231k▼
Other amounts receivable291€323k€231k▼
Amounts receivable within one year40/41€141k€196k▲
Trade receivables40€18k€19k▲
Other amounts receivable41€123k€177k▲
Cash at bank and in hand54/58€27k€19k▼
Equity and liabilities
Total equity and liabilities10/49€592k€535k▼
Equity10/15€462k€408k▼
Contributions10/11€6k€6k=
Outside capital11-€6k
Other1109/19-€6k
Reserves13€439k€385k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€437k€383k▼
Profit (loss) carried forward14€17k€17k=
Amounts payable17/49€130k€127k▼
Amounts payable after more than one year17€53k€42k▼
Financial debts170/4€53k€42k▼
Amounts payable within one year42/48€77k€86k▲
Current portion of amounts payable after more than one year42€16k€11k▼
Trade debts44€650€8k▲
Suppliers440/4€650€8k▲
Taxes, remuneration and social security45€60k€67k▲
Taxes450/3€60k€67k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€10-
Gross operating margin9900€90k€78k▼
Operating profit (loss)9901€78k€66k▼
Financial income75/76B€11k€12k▲
Recurring financial income75€11k€12k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€86k€74k▼
Income taxes67/77€23k€28k▲
Profit (loss) for the period9904€63k€46k▼
Profit (loss) for the period to be appropriated9905€63k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€63k▼
Profit (loss) brought forward from the previous period14P€17k€17k=
Transfer to equity691/2€63k€46k▼
To other reserves6921€63k€46k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 228 days late
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 593 days late
2023
31-12
Financial
Highest result since 2018net €63k ▲65.5%
Operating result €78k, net result €63k, both a record.
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €23k ▼49.4%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belliardstraat 1921040 EtterbeekGround area
3,897 m²
Building footprint
2,929 m²
Volume, LiDAR
63,375 m³
Parcel 21806F0478/00V005, Brussels · tallest building 44.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Pascal Allouard Consulting
since 20102.189.043.936
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0478/00V005 | Brussels | 3,897 m² | 1 · 2,929 m² | 44.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 12,737 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2010
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.