Parys Stephanie
ActiveParys Stephanie has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €314. Equity is shrinking by ~12% per year across the filed fiscal years. Its solvency ranks better than 38% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+42
Solvency63▲+1
Growth32=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▲ 10.3%
2024 · €3k
2023: €4k
2024: €3k
2023 → 2025
Total assets
€9k▲ 6.9%
2024 · €8k
2023: €6k
2024: €8k
2023 → 2025
Net result
€314
2024 · €-1k
2023: €2k
2024: €-1k
2023 → 2025
Working capital
€3k▲ 10.3%
2024 · €3k
2023: €4k
2024: €3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€3k▼ 26.8%€3k▲ 10.3%
Operating result€3k-€-378€1k
Net result€2k-€-1k€314
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €378 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €9k
Equity
€3k▲ 10.3%
Debt
€5k▲ 4.9%
The debt ratio falls from 63.0% to 61.8%. Equity and debt are higher.
Key figures and ratios
Solvency
38.2%▲
2024 · 37.0%
Current ratio
1.62▲
2024 · 1.59
Quick ratio
1.62▲
2024 · 1.59
Debt / equity
1.62▼
2024 · 1.70
ROE
9.3%▲
2024 · -36.7%
ROA
3.6%▲
2024 · -13.6%
Debt
€5k▲
2024 · €5k
Debt ≤ 1 year
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€9k▲
Current assets29/58€8k€9k▲
Amounts receivable within one year40/41€5k€7k▲
Trade receivables40€5k€7k▲
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€8k€9k▲
Equity10/15€3k€3k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€1k€1k▲
Amounts payable17/49€5k€5k▲
Amounts payable within one year42/48€5k€5k▲
Trade debts44€858€2k▲
Suppliers440/4€858€2k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€34€34=
Income statement
Code20242025
Other operating charges640/8€150€2k▲
Gross operating margin9900€-228€3k▲
Operating profit (loss)9901€-378€1k▲
Financial income75/76B€1€5▲
Recurring financial income75€1€5▲
Financial charges65/66B€211€783▲
Recurring financial charges65€211€783▲
Profit (loss) for the period before taxes9903€-588€314▲
Income taxes67/77€530-
Profit (loss) for the period9904€-1k€314▲
Profit (loss) for the period to be appropriated9905€-1k€314▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€1k▲
Profit (loss) brought forward from the previous period14P€2k€1k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €314
Net result €314 after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-1k ▼152%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assenede · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haantjen 309968 AssenedeGround area
3,065 m²
Building footprint
193 m²
Volume, LiDAR
753 m³
Parcel 43003B0229/02E000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Haantjen 30, 9968 Assenede
since 20232.342.343.825
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43003B0229/02E000 | Flanders | 3,065 m² | 1 · 192 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OST RKN
BE 0781.389.834
Wetteren · Eq €3k
GL PRODUCTION
BE 0841.078.981
Zaventem · Eq €3k
MONS LETTRAGE
BE 0600.890.155
Mons · Eq €4k
DIGITALIZ
BE 0768.234.951
Manage · Eq €3k
GRAFIKI
BE 0764.804.121
Tubize · Eq €3k
Of 1,600 companies in sector 18120 we hold annual accounts for 808. 146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2023
Fiscal year end31-12
Activities, NACEBEL
18120Other printing
01430Raising of horses and other equines
43350Other building finishing work
82100Office administrative and support services
82110Office administrative, office support and other business support activities
93127Equestrian clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.