PARVIS 13
ActiveThe computed 12-month bankruptcy probability of PARVIS 13 is 4.4% (elevated). The 2025 annual accounts show equity of €150k and a net result of €-30k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 45% of 3663 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-50
Solvency50▼-5
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.95 against 1.01 in 2024; short-term debt: 58.6% and cash: 25.4% of total assets), and 74.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
27 d early
2023
75 d early
2022
53 d early
2021
19 d late
2020
153 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-30k
2024 · €59k
2018: €26k
2019: €388
2020: €-69k
2021: €48k
2022: €122k
2023: €-20k
2024: €59k
2018 → 2025
Working capital
€-18k
2024 · €3k
2018: €58k
2019: €53k
2020: €-41k
2021: €97k
2022: €35k
2023: €-73k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€291k▲ 85.7%€270k▼ 7.4%€181k▼ 32.9%€150k▼ 17.3%
Operating result€58k-€148k▲ 157%€-7k€106k€10k▼ 90.9%
Net result€48k-€122k▲ 154%€-20k€59k€-30k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €593k
Fixed assets
€264k▼ 9.9%
Current assets
€329k▲ 4.1%
Equity and liabilities €593k
Equity
€150k▼ 17.3%
Provisions
€3k▼ 14.4%
Debt
€441k▲ 3.7%
The debt ratio rises from 69.7% to 74.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€72k▼
2024 · €156k
Cash flow
€33k▼
2024 · €110k
Solvency
25.2%▼
2024 · 29.7%
Current ratio
0.95▼
2024 · 1.01
Quick ratio
0.84▼
2024 · 0.90
Debt / equity
2.95▲
2024 · 2.35
ROE
-20.0%▼
2024 · 32.8%
ROA
-5.0%▼
2024 · 9.8%
Interest coverage
1.70▼
2024 · 5.51
Debt
€441k▲
2024 · €425k
Debt ≤ 1 year
€347k▲
2024 · €313k
Debt > 1 year
€74k▼
2024 · €105k
Income taxes
€0▼
2024 · €20k
Staff costs
€583k▲
2024 · €461k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€609k€593k▼
Fixed assets21/28€293k€264k▼
Tangible fixed assets22/27€285k€256k▼
Plant, machinery and equipment23€39k€42k▲
Furniture and vehicles24€8k€10k▲
Other tangible fixed assets26€238k€203k▼
Financial fixed assets28€8k€8k=
Current assets29/58€317k€329k▲
Stocks and contracts in progress3€35k€36k▲
Stocks30/36€35k€36k▲
Amounts receivable within one year40/41€96k€136k▲
Trade receivables40€95k€111k▲
Other amounts receivable41€1k€25k▲
Cash at bank and in hand54/58€179k€150k▼
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€609k€593k▼
Equity10/15€181k€150k▼
Contributions10/11€18k€18k=
Reserves13€37k€36k▼
Tax-exempt reserves132€17k€15k▼
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€117k€88k▼
Investment grants15€10k€9k▼
Provisions and deferred taxes16€3k€3k▼
Deferred taxes168€3k€3k▼
Amounts payable17/49€425k€441k▲
Amounts payable after more than one year17€105k€74k▼
Financial debts170/4€105k€74k▼
Amounts payable within one year42/48€313k€347k▲
Current portion of amounts payable after more than one year42€42k€52k▲
Financial debts43€5k€8k▲
Credit institutions430/8€5k€8k▲
Trade debts44€125k€111k▼
Suppliers440/4€125k€111k▼
Taxes, remuneration and social security45€54k€88k▲
Taxes450/3€10k€23k▲
Remuneration and social security454/9€45k€65k▲
Other amounts payable47/48€87k€88k▲
Accrued charges and deferred income492/3€7k€19k▲
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€461k€583k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€63k▲
Other operating charges640/8€10k€5k▼
Non-recurring operating charges66A€10k€3k▼
Gross operating margin9900€637k€663k▲
Operating profit (loss)9901€106k€10k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€28k€42k▲
Recurring financial charges65€28k€42k▲
Profit (loss) for the period before taxes9903€79k€-30k▼
Transfer from deferred taxes780€477€477=
Income taxes67/77€20k€0▼
Profit (loss) for the period9904€59k€-30k▼
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€61k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€117k€88k▼
Profit (loss) brought forward from the previous period14P€56k€117k▲
Social balance
Average headcount (FTE)908714.3-
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €122k ▲154%
Operating result €148k, net result €122k, both a record.
31-12
Financial
Equity above €200kEq €291k ▲85.7%
2 profitable years in a row build equity to €291k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.67
Current ratio from 0.70 to 1.67.
31-12
Financial
Equity above €150kEq €157k ▲52.9%
Equity rises from €103k to €157k.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
31-12
Financial
Weakest financial yearnet €-69k ▼17933%
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 4 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Gillisvoorplein 11-131060 Sint-Gillis (bij-Brussel)Ground area
469 m²
Building footprint
434 m²
Volume, LiDAR
4,530 m³
4 parcels, Brussels · tallest building 19.7 m, ±6 floors. Linked by address, not a title deed.
4 establishment units
Sint-Gillisvoorplein 11 1, 1060 Sint-Gillis (bij-Brussel)
since 19982.087.125.244
Le Pie sur le
since 20222.334.737.441
La Fleur en papier doré
since 20232.342.195.553
PARVIS 13
since 20262.392.495.793
4 parcels
Brussels
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K0998/00D000 | Brussels | 216 m² | 1 · 178 m² | 10.2 m · 2 fl. |
| 21562A0136/00B002 | Brussels | 93 m² | 1 · 93 m² | 19.7 m · 6 fl. |
| 21809K2003/00B000 | Brussels | 89 m² | 1 · 92 m² | 17.7 m · 3 fl. |
| 21562A0136/00D002 | Brussels | 70 m² | 1 · 70 m² | 19.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
3 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
3 sitesSint-Gillis2.087.125.244
Brussel2.334.737.441
Brussel2.342.195.553
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LA FABRIQUE
BE 0450.883.219
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MANEL
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Per Sempre
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,367 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-1998
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:parvis13@gmai.com
Phone:+32498477757