PARVIMO
ActiveSummary
PARVIMO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223k and a net result of €42k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+3
Solvency86▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 1.78 in 2024; short-term debt: 21.6% and cash: 35.3% of total assets), and 39% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
11.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
43 d early
2023
42 d early
2022
17 d late
2021
17 d early
2020
12 d early
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, abbreviated schema
Equity
€223k▼ 0.6%
2024 · €225k
Total assets
€366k▼ 9.0%
2024 · €402k
Net result
€42k▲ 13.7%
2024 · €37k
Working capital
€92k▲ 14.0%
2024 · €81k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€27k€45k▲ 65.6%€49k▲ 7.8%€56k▲ 15.1%€62k▲ 9.9%
Net result€16k€28k▲ 70.3%€32k▲ 16.4%€37k▲ 16.4%€42k▲ 13.7%
Equity€207k▼ 10.1%€209k▲ 1.2%€226k▲ 7.7%€225k▼ 0.5%€223k▼ 0.6%
Total assets€296k▼ 17.3%€378k▲ 27.6%€377k▼ 0.2%€402k▲ 6.7%€366k▼ 9.0%
Debt€89k▼ 30.3%€168k▲ 88.8%€151k▼ 9.9%€178k▲ 17.4%€143k▼ 19.7%
Working capital€5k▼ 75.6%€42k▲ 802%€71k▲ 72.2%€81k▲ 13.4%€92k▲ 14.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €366k
Fixed assets
€195k ▼ 10.3%
Current assets
€171k ▼ 7.5%
Equity and liabilities €366k
Equity
€223k ▼ 0.6%
Debt
€143k ▼ 19.7%
Debt's share of the balance-sheet total falls from 44.2% to 39.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€86k▲
2024 · €80k
Cash flow
€66k▲
2024 · €61k
Current ratio
2.17▲
2024 · 1.78
Debt to equity
0.64▼
2024 · 0.79
ROE
19.0%▲
2024 · 16.6%
ROA
11.6%▲
2024 · 9.3%
Interest coverage
23.34▼
2024 · 46.60
Debt ≤ 1 year
€79k▼
2024 · €104k
Debt > 1 year
€64k▼
2024 · €73k
Income taxes
€17k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €19k | €23k | €24k | €24k | ▲ 0.7% |
| Other operating charges640/8 | €12k | €11k | €14k | €14k | €14k | ▼ 0.4% |
| Gross operating margin9900 | €67k | €75k | €86k | €94k | €100k | ▲ 6.0% |
| Operating profit (loss)9901 | €27k | €45k | €49k | €56k | €62k | ▲ 9.9% |
| Financial income75/76B | €318 | €350 | €378 | €729 | €1k | ▲ 38.8% |
| Recurring financial income75 | €318 | €350 | €378 | €729 | €1k | ▲ 38.8% |
| Financial charges65/66B | €2k | €3k | €2k | €2k | €4k | ▲ 114% |
| Recurring financial charges65 | €2k | €3k | €2k | €2k | €4k | ▲ 114% |
| Profit (loss) for the period before taxes9903 | €26k | €43k | €47k | €55k | €59k | ▲ 7.1% |
| Income taxes67/77 | €10k | €15k | €15k | €18k | €17k | ▼ 6.8% |
| Profit (loss) for the period9904 | €16k | €28k | €32k | €37k | €42k | ▲ 13.7% |
| Profit (loss) for the period to be appropriated9905 | €16k | €28k | €32k | €37k | €42k | ▲ 13.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €296k | €378k | €377k | €402k | €366k | ▼ 9.0% |
| Fixed assets21/28 | €208k | €260k | €237k | €217k | €195k | ▼ 10.3% |
| Tangible fixed assets22/27 | €208k | €260k | €237k | €217k | €195k | ▼ 10.3% |
| Land and buildings22 | €203k | €256k | €235k | €215k | €192k | ▼ 10.5% |
| Plant, machinery and equipment23 | €933 | €866 | €800 | €1k | €1k | ▼ 13.8% |
| Furniture and vehicles24 | €4k | €4k | €2k | €850 | €1k | ▲ 53.3% |
| Current assets29/58 | €88k | €117k | €140k | €185k | €171k | ▼ 7.5% |
| Amounts receivable within one year40/41 | €8k | €7k | - | €24k | €11k | ▼ 54.0% |
| Trade receivables40 | €10 | €3k | - | €16k | €2k | ▼ 89.9% |
| Other amounts receivable41 | €8k | €4k | - | €8k | €10k | ▲ 14.2% |
| Current investments50/53 | €26k | €26k | €27k | €30k | €30k | = |
| Cash at bank and in hand54/58 | €54k | €85k | €112k | €130k | €129k | ▼ 0.7% |
| Deferred charges and accrued income490/1 | €56 | €62 | €606 | €756 | €924 | ▲ 22.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €296k | €378k | €377k | €402k | €366k | ▼ 9.0% |
| Equity10/15 | €207k | €209k | €226k | €225k | €223k | ▼ 0.6% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €94k | €96k | €112k | €119k | €118k | ▼ 1.1% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | €87k | €90k | €106k | €113k | €112k | ▼ 1.1% |
| Profit (loss) carried forward14 | €51k | €51k | €51k | €43k | €43k | = |
| Amounts payable17/49 | €89k | €168k | €151k | €178k | €143k | ▼ 19.7% |
| Amounts payable after more than one year17 | - | €92k | €83k | €73k | €64k | ▼ 13.3% |
| Financial debts170/4 | - | €92k | €83k | €73k | €64k | ▼ 13.3% |
| Amounts payable within one year42/48 | €83k | €76k | €68k | €104k | €79k | ▼ 24.3% |
| Current portion of amounts payable after more than one year42 | €23k | €9k | €9k | €14k | €14k | ▲ 2.1% |
| Financial debts43 | €9k | €9k | €9k | - | - | - |
| Other loans439 | €9k | €9k | €9k | - | - | - |
| Trade debts44 | €6k | €11k | €19k | €42k | €12k | ▼ 71.7% |
| Suppliers440/4 | €6k | €11k | €19k | €42k | €12k | ▼ 71.7% |
| Taxes, remuneration and social security45 | €5k | €21k | €19k | €11k | €9k | ▼ 16.6% |
| Taxes450/3 | €5k | €21k | €19k | €11k | €9k | ▼ 16.6% |
| Other amounts payable47/48 | €41k | €25k | €12k | €38k | €44k | ▲ 15.9% |
| Accrued charges and deferred income492/3 | €6k | €438 | €272 | €260 | €301 | ▲ 15.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €28k | €32k | €37k | €42k | ▲ 13.7% |
| + Depreciation and write-downs630 | €28k | €19k | €23k | €24k | €24k | ▲ 0.7% |
| Operating cash flow (approximation) | €45k | €47k | €55k | €61k | €66k | ▲ 8.7% |
| Investment in fixed assets (approximation) | - | €-72k | €0 | €-4k | €-1k | ▲ 60.3% |
| Change in cash | - | €31k | €27k | €18k | €-976 | ▼ 105% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €42k ▲13.7%
Operating result €62k, net result €42k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 1998
Ground area
3,657 m²
Building footprint
539 m²
Volume, LiDAR
5,675 m³
2 parcels, Wallonia · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
Avenue de Normandie 6, 1410 Waterloo
since 19982.089.360.303
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25059C0121/00E004 | Wallonia | 3,062 m² | 1 · 456 m² | 13.9 m · 4 fl. |
| 25110S0378/00H002 | Wallonia | 595 m² | 1 · 83 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 4,872 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-08-1998
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.