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PARTENAIRES CONSTRUCTION

Active
Private limited companyfounded 1996active for 30 yearsRue de Floreffe, Franière 8, 5150 Floreffe, BelgiumKBO/BCE: BE 0458.137.433
Summary

PARTENAIRES CONSTRUCTION has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€43,082) and a net result of €5,495. Equity remains stable across the filed financial years (±2% per year). Its solvency ranks better than 5% of 34,356 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Other specialised construction activities
NACE 43990
6th oldest company in Floreffe, Construction sector2 sites
Size
€79,140total assets 2025
Equity
-€43,082
Profit
€5,495
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Why 54raises riskCapped at 59: negative equityNegative equity -€43,082Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €79,140Founded in 1996Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 29% of its sector peers (NACE 43, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -54.4% of total assets
Liquidity 1+1
short-term debt 154.4% · cash 0.8%
Profitability 77-23
return on assets 6.9%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,562 companies, NACE 43, micro)
Last 24 months 11-2024: 2.6% 12-2024: 2.6%● unchanged vs 11-2024 01-2025: 3.0%▲ +0.4 percentage points vs 12-2024highest value 02-2025: 1.3%▼ -1.7 percentage points vs 01-2025 03-2025: 1.4%▲ +0.1 percentage points vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.3%▼ -0.1 percentage points vs 08-2025 10-2025: 1.4%▲ +0.1 percentage points vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.3%▼ -0.1 percentage points vs 11-2025 01-2026: 1.6%▲ +0.3 percentage points vs 12-2025 02-2026: 2.3%▲ +0.7 percentage points vs 01-2026 03-2026: 2.7%▲ +0.4 percentage points vs 02-2026 04-2026: 1.3%▼ -1.4 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026lowest value 10-2026: 1.3%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.32, compared with 0.48 in 2024, below 1; short-term debt: 154.4% and cash: 0.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 2% on liquidity, 54% on profitability and 57% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €79,140
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€43,082
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 1996
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 34356 sector peers (2025).
NBB · sector comparison
Position among 34356 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
16 days early
2023
on the day
2022
50 days early
2021
59 days early
2020
3 days early
2019
92 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 15 January (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end17-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignations: DEBOUTTE Stéphane Albert Henri Ghislain…Appointments: DEBOUTTE Stéphane Albert Henri…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€43,082 View
  • Caution: Among the weakest 5% on solvencysector median 46.9% · 34,356 companies -54.4% View
  • New directorslatest change 23-12-2025 · 3 in office 3 joined View

By topic

Financials

Financial year
2025
Total assets
€79,140
Profit
€5,495
Solvency
-54.4%
Turnover▲ 120%
Net result
20192022
Go to Financials

Board & ownership

Board
3 members
  • DEBOUTTE Stéphane Albert Henri GhislainDirector
  • LEPAGE Yves Jules ArthurDirector
  • MINSART Etienne Armand Jules GhislainDirector
Go to Board & ownership

Timeline

Events
33
Since
1998
Next accounts
by 31-01-2027
  1. 30-06-2024Back to profit
  2. 31-01-2024Annual accounts filed
  3. 30-06-2023Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
04-06-1996
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Annual meeting
Last day of September at 14:00
Purpose
“Tous travaux de gros œuvres,la construction de bâtiment,la mise sous toit,ainsi que le…” (deed in French)
Go to Articles of association

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