PAROC
ActiveSummary
PAROC has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €-3k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 1059 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability47▼-21
Solvency61▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.11 in 2024; short-term debt: 35.9% and cash: 0.9% of total assets), and 64.1% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
37 d early
2023
33 d early
2022
42 d early
2021
36 d early
2020
36 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Equity
€136k▼ 2.3%
2024 · €139k
Total assets
€379k▲ 7.2%
2024 · €354k
Net result
€-3k
2024 · €4k
Working capital
€-133k▼ 28.0%
2024 · €-104k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6k▼ 35.7%€11k▲ 90.9%€6k▼ 43.2%€10k▲ 58.6%€3k▼ 71.3%
Net result€2k▼ 62.2%€6k▲ 199%€3k▼ 54.7%€4k▲ 49.2%€-3k
Equity€126k▲ 1.8%€132k▲ 5.2%€135k▲ 2.2%€139k▲ 3.2%€136k▼ 2.3%
Total assets€390k▼ 2.2%€388k▼ 0.5%€379k▼ 2.2%€354k▼ 6.7%€379k▲ 7.2%
Debt€264k▼ 4.0%€256k▼ 3.2%€244k▼ 4.5%€214k▼ 12.3%€243k▲ 13.4%
Working capital€-122k▲ 3.2%€-115k▲ 6.3%€-111k▲ 3.0%€-104k▲ 6.7%€-133k▼ 28.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379k
Fixed assets
€376k ▲ 10.2%
Current assets
€3k ▼ 73.5%
Equity and liabilities €379k
Equity
€136k ▼ 2.3%
Debt
€243k ▲ 13.4%
Debt's share of the balance-sheet total rises from 60.6% to 64.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €22k
Cash flow
€14k▼
2024 · €17k
Current ratio
0.02▼
2024 · 0.11
Debt to equity
1.78▲
2024 · 1.54
ROE
-2.3%▼
2024 · 3.1%
ROA
-0.8%▼
2024 · 1.2%
Interest coverage
3.53▼
2024 · 5.71
Debt ≤ 1 year
€136k▲
2024 · €116k
Debt > 1 year
€107k▲
2024 · €98k
Income taxes
€372▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €12k | €12k | €12k | €17k | ▲ 38.4% |
| Other operating charges640/8 | €4k | €5k | €6k | €4k | €7k | ▲ 68.9% |
| Gross operating margin9900 | €22k | €28k | €24k | €27k | €28k | ▲ 2.6% |
| Operating profit (loss)9901 | €6k | €11k | €6k | €10k | €3k | ▼ 71.3% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | - | - | - | €0 | - | - |
| Financial charges65/66B | €3k | €2k | €2k | €4k | €6k | ▲ 44.8% |
| Recurring financial charges65 | €3k | €2k | €2k | €4k | €6k | ▲ 44.8% |
| Profit (loss) for the period before taxes9903 | €3k | €9k | €4k | €6k | €-3k | ▼ 146% |
| Income taxes67/77 | €1k | €2k | €1k | €2k | €372 | ▼ 78.3% |
| Profit (loss) for the period9904 | €2k | €6k | €3k | €4k | €-3k | ▼ 173% |
| Profit (loss) for the period to be appropriated9905 | €2k | €6k | €3k | €4k | €-3k | ▼ 173% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €390k | €388k | €379k | €354k | €379k | ▲ 7.2% |
| Fixed assets21/28 | €377k | €365k | €354k | €341k | €376k | ▲ 10.2% |
| Tangible fixed assets22/27 | €377k | €365k | €354k | €341k | €376k | ▲ 10.2% |
| Land and buildings22 | €377k | €365k | €353k | €341k | €329k | ▼ 3.5% |
| Furniture and vehicles24 | - | - | €1k | €648 | €47k | ▲ 7,218% |
| Current assets29/58 | €13k | €23k | €26k | €12k | €3k | ▼ 73.5% |
| Amounts receivable within one year40/41 | - | €3k | €3k | €5k | - | - |
| Other amounts receivable41 | - | €3k | €3k | €5k | - | - |
| Cash at bank and in hand54/58 | €13k | €21k | €20k | €1k | €3k | ▲ 201% |
| Deferred charges and accrued income490/1 | - | - | €3k | €6k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €390k | €388k | €379k | €354k | €379k | ▲ 7.2% |
| Equity10/15 | €126k | €132k | €135k | €139k | €136k | ▼ 2.3% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €106k | €112k | €115k | €119k | €119k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €104k | €110k | €115k | €119k | €119k | = |
| Profit (loss) carried forward14 | - | - | - | - | €-3k | - |
| Amounts payable17/49 | €264k | €256k | €244k | €214k | €243k | ▲ 13.4% |
| Amounts payable after more than one year17 | €129k | €118k | €107k | €98k | €107k | ▲ 9.1% |
| Financial debts170/4 | €129k | €118k | €107k | €98k | €107k | ▲ 9.1% |
| Amounts payable within one year42/48 | €135k | €138k | €137k | €116k | €136k | ▲ 17.1% |
| Current portion of amounts payable after more than one year42 | €54k | €54k | €54k | €53k | €57k | ▲ 8.1% |
| Trade debts44 | - | - | - | - | €42 | - |
| Suppliers440/4 | - | - | - | - | €42 | - |
| Taxes, remuneration and social security45 | €1k | €3k | €1k | €2k | €372 | ▼ 78.3% |
| Taxes450/3 | €1k | €3k | €1k | €2k | €372 | ▼ 78.3% |
| Other amounts payable47/48 | €80k | €80k | €82k | €62k | €79k | ▲ 27.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €6k | €3k | €4k | €-3k | ▼ 173% |
| + Depreciation and write-downs630 | €12k | €12k | €12k | €12k | €17k | ▲ 38.4% |
| Operating cash flow (approximation) | €15k | €19k | €15k | €17k | €14k | ▼ 16.5% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | €0 | €-52k | - |
| Change in cash | - | €8k | €-527 | €-19k | €2k | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1997
Ground area
517 m²
Building footprint
152 m²
Volume, LiDAR
1,474 m³
Parcel 11810K1553/00B003, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PAROC BVBA
since 19972.082.532.293
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1553/00B003 | Flanders | 517 m² | 1 · 152 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,999 companies in sector 96999 we hold annual accounts for 602. 414 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-06-1997
Fiscal year end31-12
Activities, NACEBEL 2025
96999Other personal services
85599Other education
86931Psychology services
86995Nutrition and dietetics services
Scores and ratios are computed by Checked and are not a credit decision.