PARO GLIBERT
ActivePARO GLIBERT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362k and a net result of €208k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 16414 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +38 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency46▲+26
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 0.59 in 2024), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
15.9%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 16414 sector peers (2025).
NBB · sector comparisonPosition among 16414 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
12 d early
2024
1 d early
2023
2 d early
2022
on the day
2021
3 d early
2020
26 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€362k▲ 42.3%
2024 · €254k
2019: €109k
2020: €184k
2021: €311k
2022: €254k
2023: €254k
2024: €254k
2019 → 2025
Total assets
€1.31M▲ 10.7%
2024 · €1.18M
2019: €153k
2020: €210k
2021: €877k
2022: €1.26M
2023: €1.28M
2024: €1.18M
2019 → 2025
Net result
€208k▲ 64.3%
2024 · €126k
2019: €90k
2020: €77k
2021: €127k
2022: €108k
2023: €89k
2024: €126k
2019 → 2025
Working capital
€46k
2024 · €-112k
2019: €94k
2020: €174k
2021: €216k
2022: €-43k
2023: €-146k
2024: €-112k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€311k-€254k▼ 18.3%€254k=€254k=€362k▲ 42.3%
Operating result€143k-€128k▼ 10.9%€122k▼ 4.6%€178k▲ 46.3%€305k▲ 71.3%
Net result€127k-€108k▼ 14.8%€89k▼ 18.4%€126k▲ 42.8%€208k▲ 64.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 71% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets
€921k▼ 9.9%
Current assets
€387k▲ 143%
Equity and liabilities €1.31M
Equity
€362k▲ 42.3%
Debt
€946k▲ 2.0%
The debt ratio falls from 78.5% to 72.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€386k▲
2024 · €264k
Cash flow
€288k▲
2024 · €212k
Solvency
27.7%▲
2024 · 21.5%
Current ratio
1.13▲
2024 · 0.59
Quick ratio
1.02▲
2024 · 0.47
Debt / equity
2.61▼
2024 · 3.65
ROE
57.4%▲
2024 · 49.7%
ROA
15.9%▲
2024 · 10.7%
Interest coverage
29.41▲
2024 · 17.64
Debt
€946k▲
2024 · €927k
Debt ≤ 1 year
€341k▲
2024 · €271k
Debt > 1 year
€597k▼
2024 · €647k
Income taxes
€85k▲
2024 · €37k
Staff costs
€41k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.31M▲
Fixed assets21/28€1.02M€921k▼
Tangible fixed assets22/27€1.02M€921k▼
Land and buildings22€834k€775k▼
Plant, machinery and equipment23€131k€106k▼
Furniture and vehicles24€58k€40k▼
Current assets29/58€159k€387k▲
Stocks and contracts in progress3€31k€38k▲
Stocks30/36€31k€38k▲
Amounts receivable within one year40/41€8k€3k▼
Trade receivables40€472€3k▲
Other amounts receivable41€7k-
Cash at bank and in hand54/58€117k€343k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.31M▲
Equity10/15€254k€362k▲
Contributions10/11€19k€19k=
Reserves13€236k€343k▲
Distributable reserves133€236k€343k▲
Amounts payable17/49€927k€946k▲
Amounts payable after more than one year17€647k€597k▼
Financial debts170/4€647k€597k▼
Amounts payable within one year42/48€271k€341k▲
Current portion of amounts payable after more than one year42€50k€51k▲
Trade debts44€10k€17k▲
Suppliers440/4€10k€17k▲
Taxes, remuneration and social security45€13k€41k▲
Taxes450/3€9k€35k▲
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€198k€232k▲
Accrued charges and deferred income492/3€9k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€37k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€86k€80k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€304k€430k▲
Operating profit (loss)9901€178k€305k▲
Financial income75/76B€126€148▲
Recurring financial income75€126€148▲
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€163k€292k▲
Income taxes67/77€37k€85k▲
Profit (loss) for the period9904€126k€208k▲
Profit (loss) for the period to be appropriated9905€126k€208k▲
Appropriation of the result
Profit (loss) to be appropriated9906€126k€208k▲
Transfer to equity691/2-€108k
To other reserves6921-€108k
Profit to be distributed694/7€126k€100k▼
Return on contributions (dividend)694€126k€100k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €208k ▲64.3%
Operating result €305k, net result €208k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €200kEq €311k ▲69.2%
3 profitable years in a row build equity to €311k.
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €77k ▼14.8%
Net result drops to €77k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 8.19
Current ratio from 3.18 to 8.19; short-term debt falls from €43k to €24k.
30-06
Financial
Equity above €150kEq €184k ▲69.3%
2 profitable years in a row build equity to €184k.
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 1019570 LierdeGround area
400 m²
Building footprint
10 m²
Parcel 45050B1205/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Paro Glibert
since 20182.277.702.233
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45050B1205/00A000 | Flanders | 400 m² | 1 · 10 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HEMELSOEN
BE 0457.225.336
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Cabinet Dentaire Avroy
BE 0837.151.372
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TINE SIMOENS
BE 0508.989.682
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KUSSÉ PETER
BE 0464.870.223
Schoten · Eq €363k
DENTISTE GERY NINOVE
BE 0446.325.803
Beloeil · Eq €361k
Of 6,927 companies in sector 86230 we hold annual accounts for 4,280. 3,615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2018
Fiscal year end30-06
Activities, NACEBEL
86230Dental practice
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.