Parmentier Benjamin Location
ActiveSummary
The computed 12-month bankruptcy probability of Parmentier Benjamin Location is 1.7% (moderate). The 2025 annual accounts show negative equity (€-12k) and a net result of €15k. Equity is shrinking by ~94.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 1304 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+43
Solvency21▲+4
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.17 against 0.09 in 2024; short-term debt: 56.6% and cash: 9.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.6%
Return on assets
4.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
29 d late
2022
135 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k▲ 54.9%
2024 · €-27k
2021: €8k
2022: €-4k
2023: €-15k
2024: €-27k
2021 → 2025
Total assets
€338k▼ 0.6%
2024 · €340k
2021: €95k
2022: €276k
2023: €359k
2024: €340k
2021 → 2025
Net result
€15k
2024 · €-12k
2021: €-2k
2022: €-12k
2023: €-11k
2024: €-12k
2021 → 2025
Working capital
€-158k▲ 11.6%
2024 · €-178k
2021: €-54k
2022: €-87k
2023: €-115k
2024: €-178k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€-4k€-15k▼ 295%€-27k▼ 75.1%€-12k▲ 54.9%
Operating result€-2k-€-10k▼ 500%€-6k▲ 37.8%€-4k▲ 32.0%€19k
Net result€-2k-€-12k▼ 640%€-11k▲ 6.4%€-12k▼ 0.6%€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €338k
Fixed assets
€304k ▼ 5.7%
Current assets
€33k ▲ 94.3%
Key figures and ratios
EBITDA
€37k▲
2024 · €14k
Cash flow
€33k▲
2024 · €7k
Solvency
-3.6%▲
2024 · -7.9%
Current ratio
0.17▲
2024 · 0.09
Debt to equity
-28.92▼
2024 · -13.66
ROA
4.4%▲
2024 · -3.4%
Interest coverage
9.16▲
2024 · 1.92
Debt
€350k▼
2024 · €366k
Debt ≤ 1 year
€191k▼
2024 · €196k
Debt > 1 year
€159k▼
2024 · €171k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€340k€338k▼
Fixed assets21/28€322k€304k▼
Tangible fixed assets22/27€322k€304k▼
Land and buildings22€316k€299k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€17k€33k▲
Amounts receivable within one year40/41€1k-
Other amounts receivable41€1k-
Cash at bank and in hand54/58€16k€33k▲
Equity and liabilities
Total equity and liabilities10/49€340k€338k▼
Equity10/15€-27k€-12k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-37k€-22k▲
Amounts payable17/49€366k€350k▼
Amounts payable after more than one year17€171k€159k▼
Financial debts170/4€171k€159k▼
Amounts payable within one year42/48€196k€191k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€24k€19k▼
Suppliers440/4€24k€19k▼
Taxes, remuneration and social security45-€85
Taxes450/3-€85
Other amounts payable47/48€160k€160k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k=
Other operating charges640/8€919€457▼
Gross operating margin9900€15k€37k▲
Operating profit (loss)9901€-4k€19k▲
Financial charges65/66B€7k€4k▼
Recurring financial charges65€7k€4k▼
Profit (loss) for the period before taxes9903€-12k€15k▲
Profit (loss) for the period9904€-12k€15k▲
Profit (loss) for the period to be appropriated9905€-12k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-22k▲
Profit (loss) brought forward from the previous period14P€-25k€-37k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after 4 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 135 days late
2022
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Grupont,Wavreille 85580 RochefortGround area
516 m²
Building footprint
98 m²
Parcel 91136A1562/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Parmentier Benjamin Location
since 20212.328.680.582
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91136A1562/00P000 | Wallonia | 516 m² | 1 · 97 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HILLU
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MG5
BE 1019.426.844
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PIDOU
BE 0717.703.493
Marche-en-Famenne · Eq €8,559
PROXIHOME
BE 0798.590.409
Esneux · Eq €8,594
onZENhof
BE 0744.656.429
Heuvelland · Eq €8,651
Of 3,000 companies in sector 55203 we hold annual accounts for 690. 298 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.