PARMENTIER B&J
ActiveThe computed 12-month bankruptcy probability of PARMENTIER B&J is 2.3% (moderate). The 2025 annual accounts show equity of €52k and a net result of €16k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 27451 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+20
Solvency84▲+28
Growth52=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 0.92 in 2024; short-term debt: 29.7% and cash: 20.9% of total assets), and 40.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.1%
Return on assets
18.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
13 d early
2024
54 d late
2023
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 45.4%
2024 · €36k
2023: €33k
2024: €36k
2023 → 2025
Total assets
€88k▼ 24.2%
2024 · €116k
2023: €87k
2024: €116k
2023 → 2025
Net result
€16k▲ 531%
2024 · €3k
2023: €28k
2024: €3k
2023 → 2025
Working capital
€34k
2024 · €-5k
2023: €21k
2024: €-5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€33k-€36k▲ 7.8%€52k▲ 45.4%
Operating result€38k-€5k▼ 86.8%€26k▲ 408%
Net result€28k-€3k▼ 90.9%€16k▲ 531%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 408% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€28k▼ 52.0%
Current assets
€60k▲ 3.5%
Equity and liabilities €88k
Equity
€52k▲ 45.4%
Debt
€36k▼ 55.3%
The debt ratio falls from 69.2% to 40.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €16k
Cash flow
€29k▲
2024 · €14k
Solvency
59.1%▲
2024 · 30.8%
Current ratio
2.30▲
2024 · 0.92
Quick ratio
2.26▲
2024 · 0.90
Debt / equity
0.69▼
2024 · 2.25
ROE
31.2%▲
2024 · 7.2%
ROA
18.5%▲
2024 · 2.2%
Interest coverage
11.97▲
2024 · 9.41
Debt
€36k▼
2024 · €80k
Debt ≤ 1 year
€26k▼
2024 · €63k
Debt > 1 year
€9k▼
2024 · €17k
Income taxes
€6k▲
2024 · €763
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€88k▼
Fixed assets21/28€58k€28k▼
Intangible fixed assets21€1€1▼
Tangible fixed assets22/27€58k€28k▼
Plant, machinery and equipment23€15k€11k▼
Furniture and vehicles24€42k€17k▼
Current assets29/58€58k€60k▲
Stocks and contracts in progress3€991€964▼
Stocks30/36€991€964▼
Amounts receivable within one year40/41€26k€38k▲
Trade receivables40€26k€11k▼
Other amounts receivable41€226€26k▲
Cash at bank and in hand54/58€10k€18k▲
Deferred charges and accrued income490/1€21k€3k▼
Equity and liabilities
Total equity and liabilities10/49€116k€88k▼
Equity10/15€36k€52k▲
Contributions10/11€5k€5k=
Reserves13€28k€44k▲
Distributable reserves133€28k€44k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€80k€36k▼
Amounts payable after more than one year17€17k€9k▼
Financial debts170/4€17k€9k▼
Amounts payable within one year42/48€63k€26k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€11k€4k▼
Suppliers440/4€11k€4k▼
Taxes, remuneration and social security45€19k€14k▼
Taxes450/3€19k€14k▼
Other amounts payable47/48€25k€0▼
Accrued charges and deferred income492/3€713€950▲
Income statement
Code20242025
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€18k€40k▲
Operating profit (loss)9901€5k€26k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€3k€22k▲
Income taxes67/77€763€6k▲
Profit (loss) for the period9904€3k€16k▲
Profit (loss) for the period to be appropriated9905€3k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€19k▲
Profit (loss) brought forward from the previous period14P-€3k
Transfer to equity691/2€0€16k▲
To other reserves6921€0€16k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
25-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Power of attorney3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Power of attorney3 facts ▸
- General meeting, 09/10/2024
- Director appointment, Philip PARMENTIER (bestuurder)
- Power of attorney, Godelieve VANHOUTTE
2025
31-12
Financial
Liquidity doublescurrent ratio 2.30
Current ratio from 0.92 to 2.30; short-term debt falls from €63k to €26k.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Weakest financial yearnet €3k ▼90.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
Philip PARMENTIER
CurrentDirector · since 09-10-2024
09-10-2024
Philip PARMENTIER: Appointed as Director
27-04-2023
PARMENTIER Bart: Resigned as Manager
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruidenstraat 348870 IzegemGround area
241 m²
Building footprint
85 m²
Volume, LiDAR
472 m³
Parcel 36009A0389/00A004, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PARMENTIER-
since 20222.339.436.991
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36009A0389/00A004 | Flanders | 241 m² | 1 · 85 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,452 companies in sector 43120 we hold annual accounts for 3,231. 2,503 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
42110Construction of roads and motorways
43230Insulation installation
43291Specialised construction activities
43331Floor and wall tiling
43910Bricklaying and masonry work
43992Specialised construction activities
43994Specialised construction activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.