Parmatam
ActiveParmatam has been active since 1963 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €646k and a net result of €23k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▼-18
Solvency63▼-9
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.58 against 0.74 in 2024), and 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.4%
Return on assets
1.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
48 d late
2022
31 d late
2021
26 d late
2020
29 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€646k▼ 6.1%
2024 · €688k
2018: €369k
2019: €433k
2020: €482k
2021: €474k
2022: €606k
2023: €715k
2024: €688k
2018 → 2025
Total assets
€1.31M▲ 26.5%
2024 · €1.03M
2018: €940k
2019: €966k
2020: €880k
2021: €938k
2022: €1.04M
2023: €1.04M
2024: €1.03M
2018 → 2025
Net result
€23k▼ 53.7%
2024 · €49k
2018: €78k
2019: €66k
2020: €64k
2021: €111k
2022: €176k
2023: €144k
2024: €49k
2018 → 2025
Working capital
€-171k▼ 110%
2024 · €-81k
2018: €-110k
2019: €-73k
2020: €-53k
2021: €-122k
2022: €-132k
2023: €-40k
2024: €-81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€474k-€606k▲ 28.0%€715k▲ 18.0%€688k▼ 3.8%€646k▼ 6.1%
Operating result€161k-€253k▲ 56.4%€220k▼ 13.0%€86k▼ 60.7%€62k▼ 28.1%
Net result€111k-€176k▲ 58.4%€144k▼ 18.0%€49k▼ 66.0%€23k▼ 53.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 28% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets
€1.07M▲ 33.1%
Current assets
€237k▲ 3.6%
Equity and liabilities €1.31M
Equity
€646k▼ 6.1%
Debt
€661k▲ 91.7%
The debt ratio rises from 33.4% to 50.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€145k▼
2024 · €146k
Cash flow
€106k▼
2024 · €109k
Solvency
49.4%▼
2024 · 66.6%
Current ratio
0.58▼
2024 · 0.74
Quick ratio
0.21▼
2024 · 0.30
Debt / equity
1.02▲
2024 · 0.50
ROE
3.5%▼
2024 · 7.1%
ROA
1.7%▼
2024 · 4.7%
Interest coverage
4.92▼
2024 · 7.75
Debt
€661k▲
2024 · €345k
Debt ≤ 1 year
€408k▲
2024 · €310k
Debt > 1 year
€233k▲
2024 · €18k
Income taxes
€10k▼
2024 · €19k
Staff costs
€48k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.31M▲
Fixed assets21/28€804k€1.07M▲
Tangible fixed assets22/27€804k€1.07M▲
Land and buildings22€759k€1.03M▲
Plant, machinery and equipment23€33k€28k▼
Furniture and vehicles24€12k€8k▼
Current assets29/58€229k€237k▲
Stocks and contracts in progress3€137k€150k▲
Stocks30/36€124k€135k▲
Contracts in progress37€12k€16k▲
Amounts receivable within one year40/41€44k€60k▲
Trade receivables40€36k€48k▲
Other amounts receivable41€8k€12k▲
Cash at bank and in hand54/58€46k€26k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.31M▲
Equity10/15€688k€646k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€626k€584k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€11k€11k=
Distributable reserves133€608k€566k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€345k€661k▲
Amounts payable after more than one year17€18k€233k▲
Financial debts170/4€18k€233k▲
Amounts payable within one year42/48€310k€408k▲
Current portion of amounts payable after more than one year42€16k€43k▲
Trade debts44€12k€13k▲
Suppliers440/4€12k€13k▲
Advances received on contracts in progress46€23k€13k▼
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€725€7k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€257k€330k▲
Accrued charges and deferred income492/3€17k€20k▲
Income statement
Code20242025
Remuneration, social security and pensions62€34k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€83k▲
Other operating charges640/8€15k€20k▲
Non-recurring operating charges66A€98€106▲
Gross operating margin9900€195k€213k▲
Operating profit (loss)9901€86k€62k▼
Financial income75/76B€311€203▼
Recurring financial income75€311€203▼
Financial charges65/66B€19k€30k▲
Recurring financial charges65€19k€30k▲
Profit (loss) for the period before taxes9903€68k€33k▼
Income taxes67/77€19k€10k▼
Profit (loss) for the period9904€49k€23k▼
Profit (loss) for the period to be appropriated9905€49k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€23k▼
Transfer from equity791/2€77k€65k▼
Transfer to equity691/2€49k€23k▼
To other reserves6921€49k€23k▼
Profit to be distributed694/7€77k€65k▼
Return on contributions (dividend)694€77k€65k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €23k ▼53.7%
Net result drops to €23k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 48 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €176k ▲58.4%
Operating result €253k, net result €176k, both a record.
31-12
Financial
Equity above €500kEq €606k ▲28%
5 profitable years in a row build equity to €606k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 2 establishment units since 1963
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avelgemstraat(Z) 1618550 ZwevegemGround area
5,288 m²
Building footprint
1,527 m²
Volume, LiDAR
8,611 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PARMATAM NV
since 19632.006.271.685
Parmatam
since 20252.370.894.190
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34028A0008/00X000 | Flanders | 4,061 m² | 1 · 1,292 m² | 6.7 m · 2 fl. |
| 34042B0844/00T002 | Flanders | 1,227 m² | 1 · 235 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Duhaso
BE 0835.397.058
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MALEX
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MECA-FLUID
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Of 344 companies in sector 28990 we hold annual accounts for 276. 191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-05-1963
Fiscal year end31-12
Activities, NACEBEL
28990Manufacture of machinery and equipment not elsewhere classified
29564
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@parmatam.com
Phone:056/758014